Softwr

Category

The best Accounting software

Accounting and finance software helps businesses manage their financial operations, from bookkeeping and invoicing to financial reporting and tax compliance. These tools provide real-time visibility into financial health and automate many routine accounting tasks.

Tools listed
50

All 50 accounting tools

Every listing shows its published starting price on the same footing, so a shortlist does not take ten tabs.

Medius Expense logo

Medius Expense

Expense management, formerly Expensya, now the expense module of the Medius spend platform

Pricing on request
Kodo logo

Kodo

Corporate cards and intake to pay for Indian businesses

Pricing on request
Ottimate logo

Ottimate

Invoice capture and accounts payable automation trained on food and beverage distributor formats

Pricing on request
Mesh Payments logo

Mesh Payments

Virtual card and spend management platform aimed at SaaS and travel spend

From $13/mo
Soldo logo

Soldo

Prepaid company card and spend control platform for European businesses

From £21/mo
Moss logo

Moss

European corporate cards, invoice management and accounting automation

Pricing on request
Zoho Expense logo

Zoho Expense

Expense reporting and travel management at three dollars per user per month

From $3/mo
Circula logo

Circula

Expense, travel and employee benefit management for German speaking finance teams

From €15/mo
Happay logo

Happay

Indian travel, expense and corporate card platform, now owned by MakeMyTrip

Pricing on request
Rydoo logo

Rydoo

Expense management with per-user pricing and a five-user minimum, built for European multi-entity teams

From $10/mo
Causal logo

Causal

Formula-based financial planning and modelling, now sold as Lucanet xP&A

Pricing on request
Tropic logo

Tropic

Software procurement combining a workflow platform with human negotiators and price benchmarks

Pricing on request
Spendbase logo

Spendbase

SaaS and cloud spend management that charges a share of the savings it finds rather than a licence

Free
Modern Treasury logo

Modern Treasury

Payment operations and ledger infrastructure that sits between your product and your own bank accounts

Pricing on request
Cledara logo

Cledara

Software subscription management with a virtual card per application, priced from £100 a month

From £100/mo
Basware logo

Basware

Invoice automation and e-invoicing compliance across a large number of national mandates

Pricing on request
Workiva logo

Workiva

Connected reporting platform for SEC filings, iXBRL tagging, SOX and sustainability disclosure

Pricing on request
Vena Solutions logo

Vena Solutions

FP&A planning that keeps Excel as the front end and puts a database and workflow behind it

Pricing on request
DATEV logo

DATEV

German accounting, payroll and tax software built around the tax adviser rather than the business

Pricing on request
insightsoftware logo

insightsoftware

A private-equity roll-up of financial reporting and EPM tools for the office of the CFO

Pricing on request
Yooz logo

Yooz

AP automation for mid-sized finance teams, with unlimited users included in the subscription

From $199/mo
Lago logo

Lago

Open-source billing infrastructure for usage-based models

Free
Metronome logo

Metronome

Infrastructure for usage-based billing and monetization

Pricing on request
Dodo Payments logo

Dodo Payments

Unified billing, payments, and distribution for AI and SaaS companies

From $4
Orb logo

Orb

Revenue design platform automating usage-based billing and pricing strategy

Pricing on request
Creem logo

Creem

All-in-one payment and compliance platform for software companies

From $3.9/percent
Polar logo

Polar

Billing and revenue platform for AI and infrastructure companies

From $20/mo
Stigg logo

Stigg

Usage runtime platform for credits and entitlements

From $399/mo
Vertex logo

Vertex

Enterprise tax determination, compliance, and e-invoicing software

Pricing on request
Maxio logo

Maxio

Billing and financial reporting platform for B2B SaaS companies

From $599/mo
Invoicera logo

Invoicera

Online invoicing and billing platform for multi-entity businesses

From $50/mo
Invoicely logo

Invoicely

Web-based invoicing app with a free plan for freelancers

From $9.99/mo
Invoice2go logo

Invoice2go

Mobile-first invoicing app for small businesses and freelancers

Pricing on request
Lemon Squeezy logo

Lemon Squeezy

Merchant of record for digital products, so the platform is the legal seller and carries the sales tax registrations

Pricing on request
Karbon logo

Karbon

Practice management for accounting firms

From $59/mo
FreeAgent logo

FreeAgent

Accounting software for small businesses and freelancers

From £5/mo
Hnry logo

Hnry

Accounting for sole traders and the self-employed

From 1
Airwallex logo

Airwallex

Multi currency business accounts, international payments and card issuing from a licensed payments firm rather than a bank

Free
MYOB logo

MYOB

Australian accounting and business management software for small and mid-sized businesses

From 12/yr
Divvy logo

Divvy

Free expense management and corporate cards

From $29/mo
Navan logo

Navan

AI-powered corporate travel and expense management with integrated corporate card

Free
Netvisor logo

Netvisor

Finnish cloud accounting and payroll with pricing built from a base fee plus per transaction charges

Free
Billit logo

Billit

Belgian invoicing and accounting software with Peppol e-invoicing

From €7.5/mo
Empower logo

Empower

All your finances. One app.

Pricing on request
Paddle logo

Paddle

The complete payments infrastructure for SaaS

From $5
Paychex logo

Paychex

Outsourced United States payroll, tax filing, benefits and HR services with an assigned service representative

From $29/mo
Expensify logo

Expensify

Expense management for receipts, bills & more

From $5/mo
Payoneer logo

Payoneer

One account. Infinite opportunities.

From $29/mo
Pennylane logo

Pennylane

French tool combining business finances, accounting and a pro account in one platform

Pricing on request
Medius logo

Medius

Accounts payable automation and supplier payments for mid-market finance teams, Marlin Equity owned

Pricing on request

What accounting software costs

Counted from the published pricing of the 50 listings on this page. A tool counts as free only where it publishes a $0 plan, an open-source licence or a starting price of zero.

Cheapest paid plan
$1Circula
Median entry price
$20across 27 priced
Dearest entry price
$599Maxio
Publish a $0 plan
13of 50

Paid accounting plans in this set start anywhere from $1 a month for Circula to $599 for Maxio. The median entry price across the 27 tools that publish one is $20, half of them start below that figure and half above it.

Entry price is not the ceiling. The dearest published tier anywhere in this category is Stigg's at $40,000 a month, 66.8× the highest entry price on the page. Read the top of each ladder as well as the bottom, because that is where you land after two years of growth.

13 of 50 publish a $0 plan, and 1 of those charge nothing at all. 15 tools have no free tier of any kind.

31 of 50 keep at least one tier unpriced and sold by quote, which in practice means the number you end up paying at the top end is not on this page or on theirs.

Circula pricingMaxio pricingStigg plans

How these vendors bill

The billing model each of the 50 accounting listings publishes, counted. Two tools at the same headline price are not the same purchase if one of them charges per seat.

quote
17
subscription
9
Per user per month
5
freemium
3
transaction
2
usage-based
2
Custom pricing based on billing volume and events
1
free
1
Free card tier, plus a share of savings on the managed plan
1
Freemium with optional paid tiers
1
Freemium with usage-based and custom tiers
1
Per month by invoice volume
1
Per month by number of applications
1
Per-transaction flat rate
1
Percentage of transaction plus fixed per-transaction fee
1
Percentage of transaction plus per-transaction fee
1
Usage-based and custom
1

Separately, 31 of 50 publish at least one tier with no price attached. Those are sold by quote, so the top of the ladder is negotiable, and unknowable, until you talk to sales.

What comes as standard, and what you pay extra for

Every capability named in a published pricing tier by any of the 39 accounting tools here that break their plans down, counted once per vendor. This measures what vendors choose to advertise as a selling point, not everything the software does, an absence below is silence, not a missing feature.

Named most often

  • Dedicated support , 4 of 39
  • Approval workflows , 3 of 39
  • Custom pricing , 3 of 39
  • Accounting integrations , 2 of 39
  • Annual contracts , 2 of 39

Named by fewer

  • Community support , 2 of 39
  • Custom entity and event volumes , 2 of 39
  • Custom-branded widgets , 2 of 39
  • Dedicated account management , 2 of 39
  • Full credits and entitlements engine , 2 of 39

Named by exactly one vendor: Access to 40+ payment methods, Budget controls, Expense management, Marketplace connections, Per diem and mileage, Subscription billing: +0.5%. Those are differentiators rather than table stakes.

What “Accounting” covers in practice

The subject tags that recur across these 50 listings, with the number of tools carrying each. A category label is a filing decision; this is the closer read of what is actually filed under it.

  • spend-management9
  • billing8
  • expense-management8
  • payments8
  • accounts-payable6
  • SaaS6
  • corporate-cards5
  • invoicing5
  • pricing4
  • ai3
  • budgeting3
  • E Invoicing3

Carried by a single tool: accounting, Elster, europe, freelance, invoice-processing, outsourcing, retirement, Shared Services. If one of those is the reason you are here, the category page is the wrong lens, go straight to that product.

How to choose between them

Four things the numbers above should change about your shortlist.

Start with the free tiers if there are enough of them

13 of 50 accounting tools here publish a $0 plan, which is enough to run a real trial without a purchase order. A free tier is worth more than a free trial when you are evaluating: a trial expires on the vendor's schedule, a free plan expires when you outgrow it. The thing to check before you commit is which of the capabilities below sit above the free line, starting with dedicated support, the single most frequently named capability in this category's published tiers.

Read the spread before you read the features

$1 to $599 is a $598 spread on entry price alone, and a spread that wide is never about polish, it is about who the vendor built for. Tools at the bottom of this ladder are priced for one person or a small team; tools near $599 are priced for a department with a procurement process. Decide which of those you are before you compare capability, or you will shortlist four tools that were never competing for the same buyer.

Check which tier you actually land on

21 of 50 tools here publish three or more tiers, and the median vendor in this category ships 2 of them. The advertised price is the first rung, and the things teams tend to need, dedicated support, approval workflows, custom pricing, are named in higher plans far more often than in entry ones. Price your shortlist at the tier that contains what you need, not at the tier on the pricing page's left edge.

The billing model matters more than the headline number

This category splits across 17 billing models: quote on 17 listings, subscription on 9, and 15 other arrangements across the rest. A per-user price and a flat subscription at the same headline figure are not the same purchase, the first one grows with headcount and the second does not. Multiply by your real team size before you compare two numbers side by side.

Compare accounting tools directly

Every pairing below is a full comparison: the same checklist applied to both, so a gap in one is a gap in the other.

Go straight to the numbers

Questions people ask about accounting software

Answered from the listings on this page, and nowhere else.

How much does accounting software cost?
Across the 50 accounting tools listed here, paid plans start between $1 and $599 a month, with a median entry price of $20. The most expensive single tier published in the category is $40,000 a month (Stigg). 13 of 50 also publish a $0 plan.
What is the cheapest accounting software?
1 of the 50 tools listed here cost nothing at all. Among the ones that charge, Circula has the lowest published entry price at $1 a month. Cheapest and best value are different questions: check which tier the capability you need actually appears in before you compare starting prices.
Is there free accounting software?
Yes, 13 of 50 tools in this category publish a plan priced at $0. 1 of them are free outright, with no paid tier above. A tool is only counted as free here when it publishes a $0 plan, an open-source licence, or a starting price of zero, a free trial does not count.
What features should accounting software have?
Judging by what vendors put in their own published pricing tiers, the most frequently named capabilities in this category are dedicated support (4 of 39 tools that publish plan detail), approval workflows (3) and custom pricing (3). Treat those as the category baseline. Anything named by only one vendor, such as access to 40+ payment methods or budget controls, is a differentiator rather than a standard, so it is worth deciding whether you need it before it narrows your shortlist to one.
How is accounting software usually billed?
quote (17), subscription (9), Per user per month (5), freemium (3), plus 13 less common arrangements, counted across the 50 listings on this page. The distinction that costs money is per-seat versus flat: a per-user plan at the same headline price scales with your headcount and a flat subscription does not. 31 of 50 tools also keep at least one tier unpriced and sold by quote.
What does accounting software actually cover?
The 50 tools on this page do not describe themselves the same way. The subject tags they carry most often are spend-management (9), billing (8), expense-management (8), payments (8), accounts-payable (6). That spread is the honest answer to what the category means in practice: it is not one product shape, and two tools filed under accounting may overlap on very little.
How many pricing tiers do accounting tools offer?
44 of 50 tools here publish a plan breakdown, and the median one has 2 tiers. 21 of 50 publish three or more. More tiers is not generosity, it usually means the capability you are buying for sits two rungs above the advertised price, so price your shortlist at the tier that contains it.
How many accounting tools are listed on Softwr?
50 approved accounting listings appear on this page, including Medius Expense, Kodo, Ottimate, Mesh Payments. Each links to a full breakdown with its pricing tiers and plan detail, and the category can be filtered by price and sorted by rating above. You can also read the shortlist view at /best/accounting, which ranks the same set by published rating.

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