Empowervs
QuickBooks
QuickBooks: Smart, simple online accounting software for small business
Empower
All your finances. One app.
As of 30 August 2026, Empower's pricing is not published; the vendor quotes on request. Empower (formerly Personal Capital) combines free financial tools with professional wealth management to help you build and manage wealth. Softwr lists it under Accounting. Empower is launched in 2009, available on Web, iOS, Android.
Overview
What Empower does
Empower (formerly Personal Capital) combines free financial tools with professional wealth management to help you build and manage wealth.
What people use it for
- Wealth tracking
- Retirement planning
- Investment analysis
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Empower.
- Specific advisory fees not published; Form ADV consultation required
- High minimum investment thresholds ($100,000 for Personal Strategy)
- Detailed fee structure available only in Form ADV documents
Cross-shopped
What people choose instead of Empower
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- EmpowervsRamp
Ramp: The corporate card that helps you spend less
- EmpowervsAirbase
Airbase: The first all-in-one spend management platform
- EmpowervsMelio
Melio: Simple business payments
Capabilities
Features
Net worth tracking
Investment tracking
Retirement planner
Cash flow
401k fee analyzer
Bank connections
Integration with Bank connections
Brokerage accounts
Integration with Brokerage accounts
SOC 2
SOC 2 security feature
Bank-level encryption
Bank-level encryption security feature
Web support
Available on web
Ios support
Available on ios
Android support
Available on android
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
Does Empower have a minimum investment requirement?
Empower's advisory services require different minimums based on service level. Personal Strategy advisory requires a minimum of $100,000 in investable assets. Private Client services require $1,000,000 or more.
SourceHow are Empower's advisory fees calculated?
Advisory fees are calculated based on the amount of assets being managed under advice. Specific fee rates are not disclosed on the homepage.
SourceIs the high-yield cash account free?
Yes. Empower's high-yield cash account has no account fees and no minimum balance required.
SourceAre there fees for stock and ETF trading?
Empower offers commission-free trading for stocks and ETFs with low fees.
SourceBehind it
Who makes Empower
- Company
- Empower
- Based in
- Redwood City, CA
Keep looking
Where to go from Empower
- Empower alternativesEvery product people weigh against it
- Empower pricingPlans, floors and what the tiers exclude
- Empower badgesWhich rules it meets, and the figure behind each
- All Accounting softwareThe full category
- Best Accounting softwareThe shortlist, and how it was cut
Best Accounting software for
Compare Empower with
- Ramp
- QuickBooks
- Airbase
- Melio
- Payoneer
- Bench
- Plaid
- Brex
- Fyle
- Microsoft Excel
- Navan
- Bill.com
- Ottimate
- Pennylane
- Recurly
- Spendbase
- TaxAct
- TaxJar
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Pricing on request9 researched notesSaaS and cloud spend management that charges a share of the savings it finds rather than a licence
Free plan13 researched notes
Softwr does not host reviews and shows no star rating for Empower, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
More on Empower
Empower alternatives
What people switch to, and what they give up
Empower pricing
Every tier, and where the cost actually lands
Compare Empower
Put it head to head with anything we hold
Empower badge
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