Netvisorvs
QuickBooks
QuickBooks: Smart, simple online accounting software for small business
Netvisor
Finnish cloud accounting and payroll with pricing built from a base fee plus per transaction charges
As of 30 August 2026, Netvisor is free to use. Netvisor is a Finnish financial management system covering ledger, purchase and sales invoicing, payroll and inventory, built around Finnish tax, e-invoicing and payroll reporting obligations. Softwr lists it under Accounting.
Overview
What Netvisor does
Netvisor is a Finnish cloud financial management product, part of the Visma group, covering the general ledger, sales invoicing, purchase invoice handling, bank connections, payroll, travel and expense claims, inventory and fixed assets. It is built for Finnish obligations: value added tax reporting to the tax administration, Finnish bank connections and reference payment matching, structured electronic invoicing in the Finnish and European formats, payroll calculated against Finnish collective agreements, and reporting to the national incomes register, which requires every payment of earnings to be reported within days rather than at year end. What distinguishes it is the combination of that Finnish compliance depth with a strong accounting firm channel. A large proportion of Finnish small and medium companies do not operate their books alone; an accounting firm does the bookkeeping and the company works alongside them in the same system, approving purchase invoices and issuing sales invoices. Netvisor is designed for that split, with the practice and the client working in one instance under different roles. In practice this means the software choice is often made by the accounting firm rather than by the company, and the firm's familiarity is a legitimate selection criterion. The buyers are Finnish companies and Finnish accounting practices. The trade offs are jurisdiction, language and the pricing shape. It serves Finland; the payroll and tax logic do not transfer, so a Nordic group operating in several countries runs different systems per country even within the same Visma family. The interface and support are Finnish. And the pricing is a modest base fee plus charges per sales invoice, per purchase invoice, per payslip and per other transaction type, which is cheap for a quiet company and expensive for a busy one, and which makes the monthly bill a function of trading volume rather than something you can budget as a fixed line.
What people use it for
- A Finnish company whose accounting firm works in Netvisor and wants the client approving purchase invoices in the same system
- A Finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on time
- A business receiving and sending structured e-invoices with Finnish counterparties that require them
- A Finnish accounting practice standardising clients on one system with a shared role model rather than one instance per client
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Netvisor.
- Pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- It serves Finland, so the tax and payroll logic is useless to entities filing elsewhere, and a Nordic group ends up running a different system in each country even where they belong to the same corporate family.
- The interface, help material and support operate in Finnish, so a foreign owned subsidiary needs a Finnish speaking bookkeeper or accounting firm to operate it and cannot supervise it directly from head office.
- Finnish payroll requires collective agreement terms to be configured correctly, and getting holiday pay, supplements and shift rules right is specialist work usually done by a partner, so payroll implementation is a paid project rather than a setup wizard.
- Because most deployments come through an accounting firm, the practical service you receive depends on that firm's competence with the product, and changing accountant can mean changing system or inheriting a configuration nobody documented.
Cross-shopped
What people choose instead of Netvisor
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- NetvisorvsRamp
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Pricing
What Netvisor costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Starter
€25 /mo
- Basic accounting, 1000 transactions, invoicing, payroll for 1 person
Basic
€25 /mo
- Basic accounting plus invoicing, 2.06 euros per invoice item, unlimited users, email support
Core
€25 /mo
- All Basic features, invoices included in monthly cost
Professional
€25 /mo
- All Core features, broadest software interface, budgeting, reporting, forecasting, purchase and sales orders
Capabilities
Features
Finnish general ledger
Double entry ledger with Finnish chart of accounts conventions and statutory reporting
Value added tax reporting
Calculates and prepares the periodic Finnish tax return data for submission
Bank connections
Direct Finnish bank integration with statement import and reference payment matching
Electronic invoicing
Sends and receives structured e-invoices in the formats Finnish and European counterparties require
Purchase invoice workflow
Circulates supplier invoices for coding and approval before payment and posting
Sales invoicing
Issues invoices, handles reminders and interest, and passes items to collection where configured
Payroll
Calculates Finnish payroll including collective agreement terms, holiday pay and statutory deductions
Incomes register reporting
Reports earnings payments to the national incomes register within the required deadlines
Travel and expense claims
Employee claims including per diem and mileage under Finnish tax free rates
Inventory
Stock records and valuation integrated with purchase and sales documents
Fixed assets
Asset register with depreciation posted to the ledger
Accounting firm collaboration
Shared access model so the practice does the bookkeeping while the client approves and invoices
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
Is Netvisor usable outside Finland?
Not as a compliance system. The value is the Finnish tax, banking, e-invoicing and payroll logic. Companies filing elsewhere should look at the local product in the Visma range or another local vendor.
Why is the pricing structured per transaction?
It reflects a Finnish market convention where the accounting firm's fee also scales with document volume. It means a low volume company pays very little and a high volume one pays a great deal, so estimate your annual invoice and payslip counts before comparing headline prices.
Can my accounting firm work in it with me?
Yes, that is the intended model. The practice and the client share one instance with different roles, so the firm does the bookkeeping while you approve purchase invoices and issue sales invoices.
Does it handle payroll for collective agreements?
It supports Finnish collective agreement based payroll, but configuring the specific agreement terms correctly is expert work normally done during a paid implementation. Do not assume payroll is switched on the same week as accounting.
What about the incomes register?
Reporting earnings to the national incomes register within the statutory deadline is built in, which is one of the main reasons Finnish employers use a local product rather than an international one.
Is it a full ERP?
It includes inventory and fixed assets alongside the ledger, which covers a good deal of a small distributor's needs, but it is a financial management system rather than a manufacturing or full supply chain ERP.
Keep looking
Where to go from Netvisor
- Netvisor alternativesEvery product people weigh against it
- Netvisor pricingPlans, floors and what the tiers exclude
- Netvisor badgesWhich rules it meets, and the figure behind each
- All Accounting softwareThe full category
- Best Accounting softwareThe shortlist, and how it was cut
Best Accounting software for
Compare Netvisor with
- Airbase
- QuickBooks
- Ramp
- Melio
- Money Forward Cloud
- Maxio
- DATEV
- Metronome
- Yooz
- Causal
- Bill.com
- Basware
- Invoicely
- Invoicera
- Lago
- Modern Treasury
- Moss
- Metronome
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Softwr does not host reviews and shows no star rating for Netvisor, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
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