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Payoneer
One account. Infinite opportunities.
As of 30 August 2026, Payoneer starts at $29/month. Payoneer is a financial services company providing online money transfer, digital payment services, and provides customers with working capital. Softwr lists it under Accounting. Payoneer is made by Payoneer Global Inc, launched in 2005, available on Web, iOS, Android.
Overview
What Payoneer does
Payoneer is a financial services company providing online money transfer, digital payment services, and provides customers with working capital.
What people use it for
- Freelancer payment collection from Upwork, Fiverr, and global marketplaces
- Multi-currency account management with 70+ currencies supported
- International wire transfers to 190+ countries and territories
- Business contractor payments and global workforce management
- Marketplace mass payouts for seller platforms and gig economy
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Payoneer.
- An annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months
- The Payoneer card carries a $29.95 USD annual fee and $12.95 USD for a replacement
- Converting between Payoneer balances in different currencies costs 0.50%
- Receiving into a non local currency receiving account costs 1%, minimum $1.00 USD
- Receiving by credit card costs up to 3.99% plus $0.49 USD
- Withdrawing to a bank in the recipient's local currency costs 1.2% to 4%
- ATM withdrawals cost $3.15 USD plus up to 1.8%, rising to 3.5% when currency is converted
- Card purchases requiring conversion cost up to 3.5%
Cross-shopped
What people choose instead of Payoneer
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- PayoneervsRamp
Ramp: The corporate card that helps you spend less
- PayoneervsAirbase
Airbase: The first all-in-one spend management platform
- PayoneervsMelio
Melio: Simple business payments
Pricing
What Payoneer costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Standard
Free
- Receive payments
- Multi-currency
- Marketplace connections
Capabilities
Features
Receive payments
Multi-currency accounts
Working capital
Mass payouts
Marketplace integrations
Amazon
Integration with Amazon
Fiverr
Integration with Fiverr
Upwork
Integration with Upwork
PCI DSS
PCI DSS security feature
Licensed money transmitter
Licensed money transmitter security feature
Web support
Available on web
Ios support
Available on ios
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
What are Payoneer's withdrawal fees?
Payoneer states its mission is to simplify international payments, but specific withdrawal fees are not published on the homepage. Fee details are accessed via the pricing section.
SourceHow much does Payoneer charge for currency conversion?
Payoneer manages multi-currency transactions but does not display conversion rates or fee percentages on the main website.
SourceIs there a monthly fee to keep a Payoneer account?
Payoneer does not list account maintenance fees on its homepage. Specific pricing for account types (freelancer, business, marketplace) requires accessing the pricing page.
SourceBehind it
Who makes Payoneer
- Company
- Payoneer Global Inc
- Based in
- New York, NY
Keep looking
Where to go from Payoneer
- Payoneer alternativesEvery product people weigh against it
- Payoneer pricingPlans, floors and what the tiers exclude
- Payoneer badgesWhich rules it meets, and the figure behind each
- All Accounting softwareThe full category
- Best Accounting softwareThe shortlist, and how it was cut
Best Accounting software for
Compare Payoneer with
- Veem
- Melio
- Airbase
- Ramp
- QuickBooks
- Wise Business
- Modern Treasury
- Adyen
- Bill.com
- Paddle
- Creem
- Dodo Payments
- RazorpayX
- Sage 50
- Stigg
- Tropic
- Vena Solutions
- ADP
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Softwr does not host reviews and shows no star rating for Payoneer, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
More on Payoneer
Payoneer alternatives
What people switch to, and what they give up
Payoneer pricing
Every tier, and where the cost actually lands
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