What are the main alternatives to Moss?

21 other accounting tools are listed in this directory, led by Pleo, Spendesk, Circula, Zoho Expense. They are ordered by the aggregated rating on each catalogue entry, not by any Softwr ranking.

What is the best free alternative to Moss?

3 of the alternatives listed here can be used without paying: Zoho Expense, Mesh Payments, Spendbase.

Why do people look for an alternative to Moss?

On the figures on record, 2 things stand out: there is no free tier; there is only one tier. Each is set out with the numbers behind it above.

Is there an open-source alternative to Moss?

None of the accounting tools listed here are recorded as open source. That is what the licence field on each entry says, and the field is not always filled in, so it is worth checking directly for any tool you are serious about.

How were these Moss alternatives chosen?

They are the tools filed in the same category, Accounting, ordered by the aggregated rating on each entry. There is no editorial shortlist, and nothing on this page is paid: no sponsored placement runs on alternatives pages and the order cannot be bought. Softwr has not used these products.

Where can I compare Moss against one of these directly?

Every alternative below has a side-by-side page against Moss covering price, platforms, features and what each one is used for. Those pages read the full record for both products rather than the summary shown here.

Does this list cover every accounting tool?

No. It covers what this directory holds in the Accounting category, 21 tools beside Moss. The category page lists the rest of the catalogue as it grows.

Accounting · alternatives

Alternatives to Moss

21 accounting tools sit alongside Moss in this directory. Below is what separates each from Moss on the figures we hold, price, model, tier count and rating, and a direct comparison for every one.

Alternatives listed: 21
With a free tier: 3
Cheaper to start: -
Moss starts at: On request

Why people look past Moss

Only what the record supports. Each point below is a figure on the Moss entry measured against the tools listed beside it.

There is no free tier

The record for Moss carries no free tier, so evaluating it means paying first. 3 of the 21 alternatives below can be used without paying.

There is only one tier

Moss publishes a single plan, Moss at On request. There is no smaller tier to drop to if the fit is wrong or the budget moves.

What each alternative does differently

Ordered by the aggregated rating on each catalogue entry. Differences are drawn from price, pricing model, tier count and rating, the fields the category listing carries. For a feature-level difference, follow the head-to-head link on each card: those pages read both full records.

Pleo

£9.5/month

Smart company cards for forward-thinking teams

Publishes an entry price of £9.5/month, where Moss does not.
4 tiers to Moss's 1.

Moss vs Pleo Pleo review

Spendesk

$29/month

Smart spend management for modern teams

Publishes an entry price of $29/month, where Moss does not.
Sold on a subscription model rather than quote.

Moss vs Spendesk Spendesk review

Circula

€15/month

Expense, travel and employee benefit management for German speaking finance teams

Publishes an entry price of €15/month, where Moss does not.
Sold on a Per user per month model rather than quote.
4 tiers to Moss's 1.

Moss vs Circula Circula review

Zoho Expense

Free, then $3/month

Expense reporting and travel management at three dollars per user per month

Can be used without paying; Moss cannot.
Publishes an entry price of $3/month, where Moss does not.
Sold on a Per user per month model rather than quote.
3 tiers to Moss's 1.

Moss vs Zoho Expense Zoho Expense review

Mesh Payments

Free, then $13/month

Virtual card and spend management platform aimed at SaaS and travel spend

Can be used without paying; Moss cannot.
Publishes an entry price of $13/month, where Moss does not.
Sold on a Per user per month model rather than quote.
3 tiers to Moss's 1.

Moss vs Mesh Payments Mesh Payments review

Spendbase

Free

SaaS and cloud spend management that charges a share of the savings it finds rather than a licence

Can be used without paying; Moss cannot.
Sold on a Free card tier, plus a share of savings on the managed plan model rather than quote.
2 tiers to Moss's 1.

Moss vs Spendbase Spendbase review

Every Moss alternative at a glance

A dash means the catalogue entry carries no figure, not that the answer is nothing.

Accounting alternatives to Moss
Tool	Entry price	Model	Tiers	Head to head
Moss (this page)	On request	Quote	1
PleoIf you want published per user pricing and broader European card coverage	£9.5/month	-	4	vs Moss
SpendeskIf you need spend management with stronger procurement and purchase request workflow	$29/month	Subscription	1	vs Moss
CirculaIf your priority is travel expenses, per diems and employee benefits rather than credit cards	€15/month	Per user per month	4	vs Moss
Zoho Expense	Free, then $3/month	Per user per month	3	vs Moss
Mesh Payments	Free, then $13/month	Per user per month	3	vs Moss
Spendbase	Free	Free card tier, plus a share of savings on the managed plan	2	vs Moss
Rydoo	$10/month	Per user per month	3	vs Moss
Medius Expense	On request	Quote	1	vs Moss
Happay	On request	Quote	1	vs Moss
Kodo	On request	Quote	1	vs Moss
Soldo	£21/month	Per user per month	3	vs Moss
Ottimate	On request	Quote	1	vs Moss
Yooz	$199/month	Per month by invoice volume	2	vs Moss
Workiva	On request	Quote	1	vs Moss
Basware	On request	Quote	1	vs Moss
Vena Solutions	On request	Quote	2	vs Moss
Tropic	On request	Quote	1	vs Moss
DATEV	On request	Quote	3	vs Moss
insightsoftware	On request	Quote	1	vs Moss
Causal	On request	Quote	1	vs Moss
Medius	On request	Quote	1	vs Moss

Ratings are aggregated from third-party sources and imported with each catalogue entry; Softwr hosts no reviews of these products. How each figure is used is set out on the Moss badges page.

Cheaper ways to solve the same problem

Free to start (3)

These publish a tier that costs nothing, so they can be evaluated before any money changes hands.

Zoho Expense , Free, then $3/month
Mesh Payments , Free, then $13/month
Spendbase , Free

What you would be giving up

Moss is most often brought in for a german company whose tax adviser works in datev and needs card and invoice data exported without manual rekeying, a finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capital, a business consolidating supplier invoice approval and card spend into one approval chain, a group with entities in germany, the netherlands and spain wanting one spend view across them. Anything replacing it has to cover the ones you actually depend on, and a cheaper tool that misses one of them is not cheaper.

Two things this page cannot settle. It compares on price, model, tier count and rating, because those are the fields the category listing carries, feature-level differences need both full records, which is what the head-to-head pages load. And the ratings are third-party aggregates imported with each entry rather than reviews written here, so a 0.2 difference between two tools is noise rather than a finding.

If Moss is broadly right and the question is cost, the Moss pricing breakdown covers every tier and what each one adds. If you want the whole field rather than a shortlist, the Accounting category lists everything the directory holds, and best accounting tools ranks them.

Moss runs on web, ios, android. Platform coverage is not carried on the category listing for the alternatives, so it is one more thing to check on each head-to-head page rather than here.

Questions about Moss alternatives

What are the main alternatives to Moss?: 21 other accounting tools are listed in this directory, led by Pleo, Spendesk, Circula, Zoho Expense. They are ordered by the aggregated rating on each catalogue entry, not by any Softwr ranking.
What is the best free alternative to Moss?: 3 of the alternatives listed here can be used without paying: Zoho Expense, Mesh Payments, Spendbase.
Why do people look for an alternative to Moss?: On the figures on record, 2 things stand out: there is no free tier; there is only one tier. Each is set out with the numbers behind it above.
What would I give up by switching from Moss?: Moss is most often brought in for a german company whose tax adviser works in datev and needs card and invoice data exported without manual rekeying, a finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capital, a business consolidating supplier invoice approval and card spend into one approval chain, a group with entities in germany, the netherlands and spain wanting one spend view across them. Anything you replace it with has to cover the ones you actually rely on, the side-by-side comparisons linked from each alternative below put the two feature records against each other.
Is there an open-source alternative to Moss?: None of the accounting tools listed here are recorded as open source. That is what the licence field on each entry says, and the field is not always filled in, so it is worth checking directly for any tool you are serious about.
How were these Moss alternatives chosen?: They are the tools filed in the same category, Accounting, ordered by the aggregated rating on each entry. There is no editorial shortlist, and nothing on this page is paid: no sponsored placement runs on alternatives pages and the order cannot be bought. Softwr has not used these products.
Where can I compare Moss against one of these directly?: Every alternative below has a side-by-side page against Moss covering price, platforms, features and what each one is used for. Those pages read the full record for both products rather than the summary shown here.
Does this list cover every accounting tool?: No. It covers what this directory holds in the Accounting category, 21 tools beside Moss. The category page lists the rest of the catalogue as it grows.