Divvyvs
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QuickBooks: Smart, simple online accounting software for small business
Divvy
Free expense management and corporate cards
As of 30 August 2026, Divvy has a free plan and paid plans start at $29/month. Divvy combines free expense management software with smart corporate cards to give you complete control and real-time visibility into company spending. Softwr lists it under Accounting. Divvy is made by Bill.com (Divvy), launched in 2016, available on Web, iOS, Android.
Overview
What Divvy does
Divvy combines free expense management software with smart corporate cards to give you complete control and real-time visibility into company spending.
What people use it for
- Issuing corporate cards with pre-set budgets to employees
- Automating expense reports and receipt capture
- Syncing card spend into accounting software
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Divvy.
- Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
- No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
- Signup is gated behind selecting a business type and accounting software rather than being open self-serve
Cross-shopped
What people choose instead of Divvy
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- DivvyvsRamp
Ramp: The corporate card that helps you spend less
- DivvyvsAirbase
Airbase: The first all-in-one spend management platform
- DivvyvsMelio
Melio: Simple business payments
Pricing
What Divvy costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Free
Free
- Unlimited cards
- Expense management
- Budget controls
- Accounting sync
Capabilities
Features
Corporate cards
Budget management
Expense tracking
Real-time visibility
Accounting sync
QuickBooks
Integration with QuickBooks
NetSuite
Integration with NetSuite
Oracle
Integration with Oracle
SOC 2
SOC 2 security feature
PCI DSS
PCI DSS security feature
Web support
Available on web
Ios support
Available on ios
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
What is the cheapest way to get started with spend and expense management?
BILL's Spend & Expense plan has a free tier with no per-user subscription fee, including corporate cards, budget management, and AI receipt capture. You only pay transaction fees for ACH ($0.59), checks ($1.99), or instant payments (1%).
SourceWhat transaction costs apply when paying vendors?
ACH payments cost $0.59 per transaction, checks cost $1.99, virtual cards are free, and same-day ACH costs $11.99. International wire transfers cost $19.99. Card payments are 2.9%.
SourceDoes the free spend and expense tier include business credit lines?
The free Spend & Expense plan includes access to business credit lines ranging from $1,000 to $5 million, but credit lines are not guaranteed and eligibility is determined upon application approval.
SourceWhat is the pricing for accounts payable if I need more than the free tier?
AP plans range from $49/user/month (Essentials) to $89/user/month (Corporate, most popular), with Enterprise at custom pricing. Higher tiers add accounting software integrations, procurement features, and approval controls.
SourceBehind it
Who makes Divvy
- Company
- Bill.com (Divvy)
- Based in
- Draper, UT
Keep looking
Where to go from Divvy
- Divvy alternativesEvery product people weigh against it
- Divvy pricingPlans, floors and what the tiers exclude
- Divvy badgesWhich rules it meets, and the figure behind each
- All Accounting softwareThe full category
- Best Accounting softwareThe shortlist, and how it was cut
Best Accounting software for
Compare Divvy with
- Ramp
- Airbase
- Melio
- QuickBooks
- Pleo
- Spendesk
- Fyle
- Soldo
- Happay
- Brex
- SAP Concur
- Expensify
- Medius Expense
- Mercury
- Mesh Payments
- Money Forward Cloud
- Moneybird
- MYOB
Other Accounting software
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From $29/mo15 researched notesExpense management, formerly Expensya, now the expense module of the Medius spend platform
Pricing on request11 researched notesVirtual card and spend management platform aimed at SaaS and travel spend
Free, then $13/mo11 researched notesJapanese cloud accounting, payroll and back office suite built for Japanese tax law and filing
Pricing on request15 researched notesDutch online bookkeeping software for freelancers and growing entrepreneurs
Free, then €3/mo11 researched notesAustralian accounting and business management software for small and mid-sized businesses
From A$12/yr9 researched notes
Softwr does not host reviews and shows no star rating for Divvy, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
More on Divvy
Divvy alternatives
What people switch to, and what they give up
Divvy pricing
Every tier, and where the cost actually lands
Compare Divvy
Put it head to head with anything we hold
Divvy badge
Its rating, and an embed for your own site
Best Accounting software alternatives
Virtual card and spend management platform aimed at SaaS and travel spend
Per user per monthExpense management, formerly Expensya, now the expense module of the Medius spend platform
quote
Expense management with per-user pricing and a five-user minimum, built for European multi-entity teams
Per user per month
Invoice capture and accounts payable automation trained on food and beverage distributor formats
quote
Expense, travel and employee benefit management for German speaking finance teams
Per user per month