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QuickBooks vs Ramp

QuickBooks logo

QuickBooks

All industries

Smart, simple online accounting software for small business

From
$30/month
Rated
-
Full reviewWebsite
Ramp logo

Ramp

Accounting & Finance

The corporate card that helps you spend less

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Ramp has a free tier, so it costs nothing to try first.
  • Each has a real cost: QuickBooks chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count; Ramp procurement module unavailable on Free plan; available as add-on on Plus
  • They diverge on capability: QuickBooks covers Income & expense tracking, Ramp covers Corporate cards.

Where they differ

Only the attributes on which QuickBooks and Ramp actually diverge.

Attributes where QuickBooks and Ramp differ
AttributeQuickBooksRamp
Starting price$30/monthFree
Pricing modelsubscriptionUnknown
Free tierNoYes
PlatformsWeb, Ios, Android, ApiWeb, Mobile apps
CategoryAll industriesAccounting & Finance
Founded19832019

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in QuickBooks

  • Income & expense tracking
  • Invoicing
  • Payment processing
  • Financial reporting
  • Tax preparation
  • Bank reconciliation
  • Bill management
  • Mobile apps

Only in Ramp

  • Corporate cards
  • Expense management
  • Bill pay
  • Accounting automation
  • Spend insights
  • QuickBooks
  • NetSuite
  • Xero

Both cover

  • PCI DSS

What people use each for

The jobs each tool is most often brought in to do.

QuickBooks

  • Bookkeepingnot Ramp
  • Invoicingnot Ramp
  • Expense trackingnot Ramp
  • Financial reportingnot Ramp
  • Tax preparationnot Ramp

Ramp

  • Corporate expense management and automationnot QuickBooks
  • Accounts payable automation with AI invoice processingnot QuickBooks
  • Multi-currency travel and policy managementnot QuickBooks

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

QuickBooks

  • Chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count
  • Even the top Advanced tier caps bulk invoice uploads at 1,000 transaction lines per batch
  • Payroll is a separate paid add-on billed per employee per month (USD 6 to 10 depending on plan) on top of the base subscription

Ramp

  • Procurement module unavailable on Free plan; available as add-on on Plus
  • Workday and Oracle Fusion integrations limited to Enterprise tier only
  • Multi-entity functionality requires Plus tier or higher
  • Local card issuance in 30+ countries limited to Enterprise tier
  • Advanced ERP integrations require higher tier selection

Pricing, plan by plan

QuickBooks

$30/month
  • Simple Start$30/month
    • Income & expense tracking
    • Invoice & payments
    • Tax deductions
  • Essentials$60/month
    • Everything in Simple Start
    • Bill management
    • Time tracking
  • Plus$90/month
    • Everything in Essentials
    • Inventory tracking
    • Project profitability
  • Advanced$200/month
    • Everything in Plus
    • Dedicated account team
    • 25 users

Ramp

Free

No published plan breakdown. See the Ramp review.

Which should you pick?

Choose QuickBooks if

  • You need income & expense tracking.
  • You work on Web, Ios, Android, Api.
  • You also want invoicing.
QuickBooks review

Choose Ramp if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Mobile apps.
  • You also want expense management.
Ramp review

Questions people ask

Is QuickBooks or Ramp better?
Neither clearly leads. QuickBooks starts at $30/month and Ramp at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, QuickBooks or Ramp?
Ramp has a free tier; the other does not. Paid plans start at $30/month for QuickBooks and Free for Ramp.
Does QuickBooks or Ramp run on more platforms?
QuickBooks runs on Web, Ios, Android, Api. Ramp runs on Web, Mobile apps.
Can I use Ramp for free?
Yes. Ramp has a free tier, so you can try it without paying. QuickBooks starts at $30/month.
What is QuickBooks best used for?
QuickBooks is most often used for bookkeeping, invoicing, expense tracking, financial reporting. Of those, bookkeeping and invoicing are not what Ramp is typically brought in for.
What can QuickBooks do that Ramp cannot?
QuickBooks covers Income & expense tracking, Invoicing, Payment processing, Financial reporting. Ramp covers Corporate cards, Expense management, Bill pay, Accounting automation. Both handle PCI DSS.
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