Accounting & Finance · alternatives
Alternatives to Carta
20 accounting & finance tools sit alongside Carta in this directory. Below is what separates each from Carta on the figures we hold, price, model, tier count and rating, and a direct comparison for every one.
- Alternatives listed
- 20
- With a free tier
- 5
- Cheaper to start
- 0
- Carta starts at
- $29/month
Why people look past Carta
Only what the record supports. Each point below is a figure on the Carta entry measured against the tools listed beside it.
There is no free tier
The record for Carta carries no free tier, so evaluating it means paying first. 5 of the 20 alternatives below can be used without paying.
What each alternative does differently
Ordered by the aggregated rating on each catalogue entry. Differences are drawn from price, pricing model, tier count and rating, the fields the category listing carries. For a feature-level difference, follow the head-to-head link on each card: those pages read both full records.
Global business accounts and payments
- Can be used without paying; Carta cannot.
- Sold on a freemium model rather than subscription.
Czech online invoicing software for entrepreneurs and small businesses
- Can be used without paying; Carta cannot.
- Sold on a freemium model rather than subscription.
The financial stack for growing businesses
- Can be used without paying; Carta cannot.
- Sold on a freemium model rather than subscription.
All your finances. One app.
- Can be used without paying; Carta cannot.
- Sold on a freemium model rather than subscription.
Danish accounting software for small businesses and self-employed
- Can be used without paying; Carta cannot.
- Sold on a freemium model rather than subscription.
Hnry
Accounting for sole traders and the self-employed
- Sold on a transaction model rather than subscription.
Every Carta alternative at a glance
A dash means the catalogue entry carries no figure, not that the answer is nothing.
| Tool | Entry price | Model | Tiers | Head to head |
|---|---|---|---|---|
| Carta (this page) | $29/month | Subscription | 2 | |
| Airwallex | Free | Freemium | - | vs Carta |
| Fakturoid | Free | Freemium | - | vs Carta |
| Brex | Free, then $29/month | Freemium | 2 | vs Carta |
| Empower | Free, then $29/month | Freemium | 2 | vs Carta |
| Dinero | Free | Freemium | - | vs Carta |
| Hnry | On request | Transaction | - | vs Carta |
| Lemon Squeezy | On request | Transaction | - | vs Carta |
| FreeAgent | On request | Subscription | - | vs Carta |
| Karbon | On request | Subscription | - | vs Carta |
| FloQast | $29/month | Subscription | 1 | vs Carta |
| Fortnox | On request | Subscription | - | vs Carta |
| Adyen | $29/month | Usage-based | 1 | vs Carta |
| Bench | $299/month | - | - | vs Carta |
| Chargebee | $29/month | Subscription | 2 | vs Carta |
| BlackLine | $29/month | Subscription | 1 | vs Carta |
| Fiken | On request | Subscription | - | vs Carta |
| Avalara | $29/month | Subscription | 1 | vs Carta |
| Conta | On request | Subscription | - | vs Carta |
| Billin | On request | Subscription | - | vs Carta |
| Conta Azul | On request | Subscription | - | vs Carta |
Ratings are aggregated from third-party sources and imported with each catalogue entry; Softwr hosts no reviews of these products. How each figure is used is set out on the Carta badges page.
Cheaper ways to solve the same problem
What you would be giving up
Carta is most often brought in for equity management, 409a valuations, fund administration. Anything replacing it has to cover the ones you actually depend on, and a cheaper tool that misses one of them is not cheaper.
Two things this page cannot settle. It compares on price, model, tier count and rating, because those are the fields the category listing carries, feature-level differences need both full records, which is what the head-to-head pages load. And the ratings are third-party aggregates imported with each entry rather than reviews written here, so a 0.2 difference between two tools is noise rather than a finding.
If Carta is broadly right and the question is cost, the Carta pricing breakdown covers every tier and what each one adds. If you want the whole field rather than a shortlist, the Accounting & Finance category lists everything the directory holds, and best accounting & finance tools ranks them.
Carta runs on web, ios, android. Platform coverage is not carried on the category listing for the alternatives, so it is one more thing to check on each head-to-head page rather than here.
Questions about Carta alternatives
- What are the main alternatives to Carta?
- 20 other accounting & finance tools are listed in this directory, led by Airwallex, Fakturoid, Brex, Empower. They are ordered by the aggregated rating on each catalogue entry, not by any Softwr ranking.
- What is the best free alternative to Carta?
- 5 of the alternatives listed here can be used without paying: Airwallex, Fakturoid, Brex, Empower, Dinero.
- Why do people look for an alternative to Carta?
- On the figures on record, one thing stands out: there is no free tier. Each is set out with the numbers behind it above.
- What would I give up by switching from Carta?
- Carta is most often brought in for equity management, 409a valuations, fund administration. Anything you replace it with has to cover the ones you actually rely on, the side-by-side comparisons linked from each alternative below put the two feature records against each other.
- Is there an open-source alternative to Carta?
- None of the accounting & finance tools listed here are recorded as open source. That is what the licence field on each entry says, and the field is not always filled in, so it is worth checking directly for any tool you are serious about.
- How were these Carta alternatives chosen?
- They are the tools filed in the same category, Accounting & Finance, ordered by the aggregated rating on each entry. There is no editorial shortlist, and nothing on this page is paid: no sponsored slot runs on alternatives pages and the order cannot be bought. Softwr has not used these products.
- Where can I compare Carta against one of these directly?
- Every alternative below has a side-by-side page against Carta covering price, platforms, features and what each one is used for. Those pages read the full record for both products rather than the summary shown here.
- Does this list cover every accounting & finance tool?
- No. It covers what this directory holds in the Accounting & Finance category, 20 tools beside Carta. The category page lists the rest of the catalogue as it grows.