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Software · head to head

Carta vs Ramp

Carta logo

Carta

Software

Equity management & valuations

From
$29/month
Rated
-
Full reviewWebsite
Ramp logo

Ramp

Software

The corporate card that helps you spend less

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Ramp has a free tier, so it costs nothing to try first.
  • Each has a real cost: Carta free plan eligibility as captured 19 January 2024 was capped at companies with fewer than 25 stakeholders and less than $1M raised in funding; Ramp procurement module unavailable on Free plan; available as add-on on Plus
  • They diverge on capability: Carta covers Cap table management, Ramp covers Corporate cards.

Where they differ

Only the attributes on which Carta and Ramp actually diverge.

Attributes where Carta and Ramp differ
AttributeCartaRamp
Starting price$29/monthFree
Pricing modelsubscriptionUnknown
Free tierNoYes
PlatformsWeb, Ios, AndroidWeb, Mobile apps
Founded20122019

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Carta

  • Cap table management
  • 409A valuations
  • Equity plans
  • Investor reporting
  • Fund administration
  • Gusto
  • Slack
  • Bank-level encryption

Only in Ramp

  • Corporate cards
  • Expense management
  • Bill pay
  • Accounting automation
  • Spend insights
  • NetSuite
  • Xero
  • Sage Intacct

Both cover

  • QuickBooks
  • SOC 2
  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Carta

  • Equity managementnot Ramp
  • 409A valuationsnot Ramp
  • Fund administrationnot Ramp

Ramp

  • Corporate expense management and automationnot Carta
  • Accounts payable automation with AI invoice processingnot Carta
  • Multi-currency travel and policy managementnot Carta

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Carta

  • Free plan eligibility as captured 19 January 2024 was capped at companies with fewer than 25 stakeholders and less than $1M raised in funding

Ramp

  • Procurement module unavailable on Free plan; available as add-on on Plus
  • Workday and Oracle Fusion integrations limited to Enterprise tier only
  • Multi-entity functionality requires Plus tier or higher
  • Local card issuance in 30+ countries limited to Enterprise tier
  • Advanced ERP integrations require higher tier selection

Pricing, plan by plan

Carta

$29/month
  • LaunchFree
    • Cap table
    • Stakeholder management
  • Seed$360/year
    • 409A valuations
    • Option exercising
    • Scenarios

Ramp

Free

No published plan breakdown. See the Ramp review.

Which should you pick?

Choose Carta if

  • You need cap table management.
  • You work on Web, Ios, Android.
  • You also want 409a valuations.
Carta review

Choose Ramp if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Mobile apps.
  • You also want expense management.
Ramp review

Questions people ask

Is Carta or Ramp better?
Neither clearly leads. Carta starts at $29/month and Ramp at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Carta or Ramp?
Ramp has a free tier; the other does not. Paid plans start at $29/month for Carta and Free for Ramp.
Does Carta or Ramp run on more platforms?
Carta runs on Web, Ios, Android. Ramp runs on Web, Mobile apps.
Can I use Ramp for free?
Yes. Ramp has a free tier, so you can try it without paying. Carta starts at $29/month.
What is Carta best used for?
Carta is most often used for equity management, 409a valuations, fund administration. Of those, equity management and 409a valuations are not what Ramp is typically brought in for.
What can Carta do that Ramp cannot?
Carta covers Cap table management, 409A valuations, Equity plans, Investor reporting. Ramp covers Corporate cards, Expense management, Bill pay, Accounting automation. Both handle QuickBooks, SOC 2, Web support, Ios support.
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Related pages

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