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Ramp
The corporate card that helps you spend less
As of 30 August 2026, Ramp has a free plan and paid plans start at $15/month. Ramp is a finance automation platform that combines corporate cards, expense management, bill payments, and accounting automation in one solution. Softwr lists it under Accounting. Ramp is made by Ramp Business Corporation, launched in 2019, available on Web, iOS, Android.
Overview
What Ramp does
Ramp is a finance automation platform that combines corporate cards, expense management, bill payments, and accounting automation in one solution.
What people use it for
- Corporate expense management and automation
- Accounts payable automation with AI invoice processing
- Multi-currency travel and policy management
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Ramp.
- Procurement module unavailable on Free plan; available as add-on on Plus
- Workday and Oracle Fusion integrations limited to Enterprise tier only
- Multi-entity functionality requires Plus tier or higher
- Local card issuance in 30+ countries limited to Enterprise tier
- Advanced ERP integrations require higher tier selection
Cross-shopped
What people choose instead of Ramp
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- RampvsAirbase
Airbase: The first all-in-one spend management platform
- RampvsMelio
Melio: Simple business payments
- RampvsWise Business
Wise Business: The smart way to send and receive business payments
Pricing
What Ramp costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Free
Free
- Unlimited physical and virtual corporate cards
- Receipt collection and matching
- AI-powered OCR invoice capture
- Multiple payment methods (ACH, check, card, wire)
- QuickBooks Online and Xero integrations
- 24/7 chat support
Plus
$15 /mo
- All Free plan features
- Auto-lock cards for compliance violations
- 24/7 phone support
- AI-driven automation features
- Custom travel policies by role, department, and location
- Auto-coded line items and batch payments
Enterprise
On request
- All Plus plan features
- Custom pricing
- Workday and Oracle integrations
- Advanced accounting system options
- Dedicated account manager
- Priority global support
Capabilities
Features
Corporate cards
Expense management
Bill pay
Accounting automation
Spend insights
QuickBooks
Integration with QuickBooks
NetSuite
Integration with NetSuite
Xero
Integration with Xero
Sage Intacct
Integration with Sage Intacct
SOC 2
SOC 2 security feature
PCI DSS
PCI DSS security feature
Web support
Available on web
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
How much does Ramp Plus plan cost?
Ramp Plus plan costs $15 USD per user per month plus a platform fee based on team size. Annual billing provides a 20% discount compared to monthly billing.
SourceWhat accounting systems does Ramp integrate with?
Ramp Free and Plus plans integrate with QuickBooks Online and Xero. Plus plan adds access to additional ERP systems, and Enterprise plan supports Workday, Oracle, and advanced options.
SourceDoes Ramp offer a free plan?
Yes, Ramp Free plan includes unlimited corporate cards, AI invoice capture, receipt collection, multiple payment methods, QuickBooks and Xero integrations, and 24/7 chat support. No pricing is charged for the Free tier.
SourceBehind it
Who makes Ramp
- Company
- Ramp Business Corporation
- Based in
- New York, NY
Keep looking
Where to go from Ramp
- Ramp alternativesEvery product people weigh against it
- Ramp pricingPlans, floors and what the tiers exclude
- Ramp badgesWhich rules it meets, and the figure behind each
- All Accounting softwareThe full category
- Best Accounting softwareThe shortlist, and how it was cut
Best Accounting software for
Compare Ramp with
- Airbase
- Spendesk
- Fyle
- Pleo
- Soldo
- Divvy
- Brex
- Kodo
- SAP Concur
- BlackLine
- TaxJar
- Plaid
- Microsoft Excel
- Navan
- Qonto
- Stampli
- Tipalti
- Bill.com
Other Accounting software
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From $29/mo15 researched notesClose automation that sits on top of your ERP, covering reconciliations, journals and close task control
From $29/mo15 researched notesSpreadsheet software for data analysis and visualization
Free, then $9.99/mo8 researched notesAI-powered corporate travel and expense management with integrated corporate card
Free plan12 researched notesFrench neobank and finance management platform for freelancers, SMEs and businesses
From €9/mo10 researched notes
Softwr does not host reviews and shows no star rating for Ramp, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
More on Ramp
Ramp alternatives
What people switch to, and what they give up
Ramp pricing
Every tier, and where the cost actually lands
Compare Ramp
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