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HR · head to head

Insperity vs Motivosity

Insperity logo

Insperity

HR

US professional employer organisation providing co-employed HR, payroll and pooled benefits for small and mid-sized companies

From
On request
Rated
-
Full reviewWebsite
Motivosity logo

Motivosity

HR

Recognition that actually matters

From
$3000/year
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Insperity insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.; Motivosity no published per-seat pricing; only broad ranges provided by company size
  • They diverge on capability: Insperity covers Co-employment PEO, Motivosity covers Peer-to-peer recognition.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Insperity and Motivosity actually diverge.

Attributes where Insperity and Motivosity differ
AttributeInsperityMotivosity
Starting priceOn request$3000/year
PlatformsWeb, iOS, AndroidWeb, Ios, Android, Api
FoundedUnknown2013

Identical on both: pricing model (quote), free tier (No), user rating (Not yet rated), category (HR).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Insperity

  • Co-employment PEO
  • Master health plan
  • Assigned HR specialists
  • Payroll processing
  • Workers compensation
  • Insperity Premier portal
  • Retirement plan
  • Recruiting services

Only in Motivosity

  • Peer-to-peer recognition
  • Spot bonuses
  • Social recognition feed
  • Manager insights
  • 1-on-1 meetings
  • Pulse surveys
  • Rewards marketplace
  • Company values alignment

What people use each for

The jobs each tool is most often brought in to do.

Insperity

  • A 40 person US company that cannot get competitive medical rates on its own and wants pooled large-group covernot Motivosity
  • A firm hiring across several states that does not want to open and maintain employment tax registrations in each onenot Motivosity
  • A founder-run business with no HR function that needs defensible advice on terminations and classificationnot Motivosity
  • A company that wants workers compensation, benefits and payroll under one contract rather than three vendorsnot Motivosity

Motivosity

  • Peer-to-peer recognition and spot bonusesnot Insperity
  • Service milestones and work anniversariesnot Insperity
  • Pulse surveys on employee sentimentnot Insperity
  • Rewards and lifestyle spending accountsnot Insperity
  • Nominations and awards programmesnot Insperity

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Insperity

  • Insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • Benefit plan design, carrier and network are set across the whole pool, so a client cannot chase a better local network or a cheaper plan without leaving the PEO entirely.
  • Leaving mid-year restarts state unemployment wage bases in several states, which produces an unbudgeted tax bill in the year you exit and effectively locks clients into January transitions.
  • Pricing is quoted per employee per month or as a percentage of payroll and is repriced annually alongside pooled medical renewals, so a good first-year number tells you very little about year three.
  • The Insperity Premier technology has lagged standalone HRIS products on reporting, workflow and integrations, which is why the company has turned to a joint build with Workday rather than closing the gap alone.

Motivosity

  • No published per-seat pricing; only broad ranges provided by company size
  • Minimum annual spend of 3,000 USD for small business plans; no monthly options available
  • Custom module pricing starts around 1 USD PEPM with no published rate cards

Pricing, plan by plan

Insperity

On request
  • Workforce Optimization$undefined/year
    • Full-service co-employment PEO
    • Master medical, dental and vision plan
    • Payroll and employment tax filing
  • Workforce Synchronization$undefined/year
    • Lighter co-employment for larger organisations
    • Client retains more benefit plan control
    • Payroll and compliance administration

Motivosity

$3000/year
  • Small Business$3000/year
    • 20-250 employees
    • Annual investment range 3,000-10,000 USD
    • Platform fee approximately 0-2 USD PEPM
  • Mid-Market$7500/year
    • 250-5,000 employees
    • Annual investment range 7,500-75,000 USD
  • Enterprise$40000/year
    • 5,000+ employees
    • Annual investment range 40,000-300,000+ USD

Which should you pick?

Choose Insperity if

  • You need co-employment peo.
  • You work on Web, iOS, Android.
  • You also want master health plan.
Insperity review

Choose Motivosity if

  • You need peer-to-peer recognition.
  • You work on Web, Ios, Android, Api.
  • You also want spot bonuses.
Motivosity review

Questions people ask

Is Insperity or Motivosity better?
Neither clearly leads. Insperity starts at On request and Motivosity at $3000/year, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Insperity or Motivosity?
Insperity starts at On request and Motivosity at $3000/year.
Does Insperity or Motivosity run on more platforms?
Insperity runs on Web, iOS, Android. Motivosity runs on Web, Ios, Android, Api.
What is Insperity best used for?
Insperity is most often used for a 40 person us company that cannot get competitive medical rates on its own and wants pooled large-group cover, a firm hiring across several states that does not want to open and maintain employment tax registrations in each one, a founder-run business with no hr function that needs defensible advice on terminations and classification, a company that wants workers compensation, benefits and payroll under one contract rather than three vendors. Of those, a 40 person us company that cannot get competitive medical rates on its own and wants pooled large-group cover and a firm hiring across several states that does not want to open and maintain employment tax registrations in each one are not what Motivosity is typically brought in for.
What can Insperity do that Motivosity cannot?
Insperity covers Co-employment PEO, Master health plan, Assigned HR specialists, Payroll processing. Motivosity covers Peer-to-peer recognition, Spot bonuses, Social recognition feed, Manager insights.

Answered from the vendors’ own pages

Insperity: Does Insperity publish its pricing?

No. It quotes per employee per month or as a percentage of payroll after reviewing your headcount, state mix and claims history, and it reprices at each annual renewal.

Motivosity: How much does Motivosity cost?

Motivosity uses custom per-employee pricing (PEPM) model. Small businesses (20-250 employees) invest 3,000-10,000 USD/year; mid-market (250-5,000) invests 7,500-75,000 USD/year; enterprise (5,000+) invests 40,000-300,000+ USD/year.

Source
Insperity: Am I still the employer?

You direct the work and decide who is hired and fired. Insperity is co-employer for tax, benefits and certain compliance purposes, and it holds the registrations that wages are reported under.

Motivosity: What is the platform fee per employee?

Motivosity charges approximately 0-2 USD per employee per month (PEPM) as a platform fee, with additional module costs starting around 1 USD PEPM.

Source
Insperity: Can Insperity employ people outside the United States?

No. It is a US-only PEO. International hiring needs a separate employer of record such as Deel or Velocity Global.

Motivosity: Is there a minimum contract?

Yes, Motivosity requires a minimum annual investment of 3,000 USD for small business plans with annual contract terms.

Source
Insperity: What happens to my benefits if I leave?

You have to source your own carriers and plans from scratch and your employees move to new networks, which is why most exits are timed for 1 January.

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