Softwr

HR · head to head

Homebase vs Insperity

Homebase logo

Homebase

HR

Scheduling, time tracking and HR for hourly teams

From
Free
Rated
-
Full reviewWebsite
Insperity logo

Insperity

HR

US professional employer organisation providing co-employed HR, payroll and pooled benefits for small and mid-sized companies

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Homebase has a free tier, so it costs nothing to try first.
  • Each has a real cost: Homebase free Basic plan is capped at 10 employees and a single location; Insperity insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Homebase and Insperity actually diverge.

Attributes where Homebase and Insperity differ
AttributeHomebaseInsperity
Starting priceFreeOn request
Pricing modelsubscriptionquote
Free tierYesNo
PlatformsWebWeb, iOS, Android

Identical on both: user rating (Not yet rated), category (HR).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Homebase

Nothing recorded that Insperity does not also cover.

Only in Insperity

  • Co-employment PEO
  • Master health plan
  • Assigned HR specialists
  • Payroll processing
  • Workers compensation
  • Insperity Premier portal
  • Retirement plan
  • Recruiting services

What people use each for

The jobs each tool is most often brought in to do.

Homebase

  • Managing shift schedules across restaurant locationsnot Insperity
  • Automating tip pool calculations and distributionnot Insperity
  • Processing payroll directly from time trackingnot Insperity
  • Onboarding and verifying hourly employeesnot Insperity

Insperity

  • A 40 person US company that cannot get competitive medical rates on its own and wants pooled large-group covernot Homebase
  • A firm hiring across several states that does not want to open and maintain employment tax registrations in each onenot Homebase
  • A founder-run business with no HR function that needs defensible advice on terminations and classificationnot Homebase
  • A company that wants workers compensation, benefits and payroll under one contract rather than three vendorsnot Homebase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Homebase

  • Free Basic plan is capped at 10 employees and a single location
  • Paid plans are billed per location per month ($30, $70 or $120), so a multi-location business pays the rate again for each site
  • Payroll is a separate add-on at $39 per month plus $6 per month per employee paid
  • Tip Manager and Task Manager are further add-ons billed per location per month on top of the base plan

Insperity

  • Insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • Benefit plan design, carrier and network are set across the whole pool, so a client cannot chase a better local network or a cheaper plan without leaving the PEO entirely.
  • Leaving mid-year restarts state unemployment wage bases in several states, which produces an unbudgeted tax bill in the year you exit and effectively locks clients into January transitions.
  • Pricing is quoted per employee per month or as a percentage of payroll and is repriced annually alongside pooled medical renewals, so a good first-year number tells you very little about year three.
  • The Insperity Premier technology has lagged standalone HRIS products on reporting, workflow and integrations, which is why the company has turned to a joint build with Workday rather than closing the gap alone.

Pricing, plan by plan

Homebase

Free
  • BasicFree
    • Up to 10 employees per location
    • Basic scheduling
    • Time tracking
  • Essentials$24/month
    • Unlimited employees per location
    • Advanced scheduling
    • Time tracking
  • Plus$56/month
    • Unlimited employees per location
    • AI-powered scheduling
    • PTO controls
  • All-in-One$96/month
    • Unlimited employees per location
    • Employee onboarding
    • Labor cost management

Insperity

On request
  • Workforce Optimization$undefined/year
    • Full-service co-employment PEO
    • Master medical, dental and vision plan
    • Payroll and employment tax filing
  • Workforce Synchronization$undefined/year
    • Lighter co-employment for larger organisations
    • Client retains more benefit plan control
    • Payroll and compliance administration

Which should you pick?

Choose Homebase if

  • You want to start without paying.
Homebase review

Choose Insperity if

  • You need co-employment peo.
  • You work on Web, iOS, Android.
  • You also want master health plan.
Insperity review

Questions people ask

Is Homebase or Insperity better?
Neither clearly leads. Homebase starts at Free and Insperity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Homebase or Insperity?
Homebase has a free tier; the other does not. Paid plans start at Free for Homebase and On request for Insperity.
Does Homebase or Insperity run on more platforms?
Homebase runs on Web. Insperity runs on Web, iOS, Android.
Can I use Homebase for free?
Yes. Homebase has a free tier, so you can try it without paying. Insperity starts at On request.
What is Homebase best used for?
Homebase is most often used for managing shift schedules across restaurant locations, automating tip pool calculations and distribution, processing payroll directly from time tracking, onboarding and verifying hourly employees. Of those, managing shift schedules across restaurant locations and automating tip pool calculations and distribution are not what Insperity is typically brought in for.
What can Homebase do that Insperity cannot?
Insperity covers Co-employment PEO, Master health plan, Assigned HR specialists, Payroll processing.

Answered from the vendors’ own pages

Homebase: Does Homebase offer annual billing discounts?

Yes, Homebase annual billing offers savings: Essentials saves $72/year, Plus saves $168/year, All-in-One saves $288/year compared to monthly billing.

Source
Insperity: Does Insperity publish its pricing?

No. It quotes per employee per month or as a percentage of payroll after reviewing your headcount, state mix and claims history, and it reprices at each annual renewal.

Homebase: Is there a free trial for Homebase?

Homebase offers a free 14-day trial of the All-in-One plan with no credit card required.

Source
Insperity: Am I still the employer?

You direct the work and decide who is hired and fired. Insperity is co-employer for tax, benefits and certain compliance purposes, and it holds the registrations that wages are reported under.

Homebase: What does Homebase Payroll cost?

Homebase Payroll costs $39 per month base plus $6 per employee per month, with add-ons available for Tip Manager ($25/month) and Background Checks ($30 each).

Source
Insperity: Can Insperity employ people outside the United States?

No. It is a US-only PEO. International hiring needs a separate employer of record such as Deel or Velocity Global.

Insperity: What happens to my benefits if I leave?

You have to source your own carriers and plans from scratch and your employees move to new networks, which is why most exits are timed for 1 January.

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