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HR · head to head

BambooHR vs Insperity

BambooHR logo

BambooHR

HR

HR software with heart

From
$10/month per employee
Rated
-
Full reviewWebsite
Insperity logo

Insperity

HR

US professional employer organisation providing co-employed HR, payroll and pooled benefits for small and mid-sized companies

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: BambooHR organisations of 25 or fewer employees pay a flat rate starting at $250 a month, so a very small team pays far more per head than the listed per-employee price; Insperity insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • They diverge on capability: BambooHR covers Employee database, Insperity covers Co-employment PEO.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which BambooHR and Insperity actually diverge.

Attributes where BambooHR and Insperity differ
AttributeBambooHRInsperity
Starting price$10/month per employeeOn request
Pricing modelsubscriptionquote
PlatformsWeb, Ios, Android, ApiWeb, iOS, Android
Founded2008Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (HR).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in BambooHR

  • Employee database
  • Time-off management
  • Benefits tracking
  • Performance reviews
  • Onboarding
  • Reporting & analytics
  • Mobile access
  • Document management

Only in Insperity

  • Co-employment PEO
  • Master health plan
  • Assigned HR specialists
  • Payroll processing
  • Workers compensation
  • Insperity Premier portal
  • Retirement plan
  • Recruiting services

What people use each for

The jobs each tool is most often brought in to do.

BambooHR

  • HR system of record with employee data and documentsnot Insperity
  • Time off tracking and approvalsnot Insperity
  • Applicant tracking and onboardingnot Insperity
  • Performance reviews and 1:1s on the Pro tiernot Insperity
  • Compensation planning and benchmarking on Elitenot Insperity

Insperity

  • A 40 person US company that cannot get competitive medical rates on its own and wants pooled large-group covernot BambooHR
  • A firm hiring across several states that does not want to open and maintain employment tax registrations in each onenot BambooHR
  • A founder-run business with no HR function that needs defensible advice on terminations and classificationnot BambooHR
  • A company that wants workers compensation, benefits and payroll under one contract rather than three vendorsnot BambooHR

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

BambooHR

  • Organisations of 25 or fewer employees pay a flat rate starting at $250 a month, so a very small team pays far more per head than the listed per-employee price
  • Per-employee pricing starts at 26 employees, from $10 on Core
  • Performance management, 360 reviews and recognition all require Pro at $17 per employee per month
  • Compensation management, salary benchmarking and advanced analytics are Elite only at $25 per employee per month
  • Compliance training is rationed by tier, at 1 course on Core against 300 on Elite

Insperity

  • Insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • Benefit plan design, carrier and network are set across the whole pool, so a client cannot chase a better local network or a cheaper plan without leaving the PEO entirely.
  • Leaving mid-year restarts state unemployment wage bases in several states, which produces an unbudgeted tax bill in the year you exit and effectively locks clients into January transitions.
  • Pricing is quoted per employee per month or as a percentage of payroll and is repriced annually alongside pooled medical renewals, so a good first-year number tells you very little about year three.
  • The Insperity Premier technology has lagged standalone HRIS products on reporting, workflow and integrations, which is why the company has turned to a joint build with Workday rather than closing the gap alone.

Pricing, plan by plan

BambooHR

$10/month per employee

No published plan breakdown. See the BambooHR review.

Insperity

On request
  • Workforce Optimization$undefined/year
    • Full-service co-employment PEO
    • Master medical, dental and vision plan
    • Payroll and employment tax filing
  • Workforce Synchronization$undefined/year
    • Lighter co-employment for larger organisations
    • Client retains more benefit plan control
    • Payroll and compliance administration

Which should you pick?

Choose BambooHR if

  • You need employee database.
  • You work on Web, Ios, Android, Api.
  • You also want time-off management.
BambooHR review

Choose Insperity if

  • You need co-employment peo.
  • You work on Web, iOS, Android.
  • You also want master health plan.
Insperity review

Questions people ask

Is BambooHR or Insperity better?
Neither clearly leads. BambooHR starts at $10/month per employee and Insperity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, BambooHR or Insperity?
BambooHR starts at $10/month per employee and Insperity at On request.
Does BambooHR or Insperity run on more platforms?
BambooHR runs on Web, Ios, Android, Api. Insperity runs on Web, iOS, Android.
What is BambooHR best used for?
BambooHR is most often used for hr system of record with employee data and documents, time off tracking and approvals, applicant tracking and onboarding, performance reviews and 1:1s on the pro tier. Of those, hr system of record with employee data and documents and time off tracking and approvals are not what Insperity is typically brought in for.
What can BambooHR do that Insperity cannot?
BambooHR covers Employee database, Time-off management, Benefits tracking, Performance reviews. Insperity covers Co-employment PEO, Master health plan, Assigned HR specialists, Payroll processing.

Answered from the vendors’ own pages

BambooHR: Does BambooHR offer a free trial?

Yes, BambooHR offers a free trial available at bamboohr.com/signup/.

Source
Insperity: Does Insperity publish its pricing?

No. It quotes per employee per month or as a percentage of payroll after reviewing your headcount, state mix and claims history, and it reprices at each annual renewal.

BambooHR: How is BambooHR pricing calculated?

Pricing varies depending on the number of employees at your organization and the features you select. Contact BambooHR at 1-866-387-9595 for a free price quote specific to your company size.

Source
Insperity: Am I still the employer?

You direct the work and decide who is hired and fired. Insperity is co-employer for tax, benefits and certain compliance purposes, and it holds the registrations that wages are reported under.

BambooHR: Is payroll included in the core plan?

Payroll and time tracking are offered as separate add-on solutions, not included in the base HR modules. The payroll add-on provides seamless data flow, comprehensive reporting, full-service tax filing, and dedicated customer support.

Source
Insperity: Can Insperity employ people outside the United States?

No. It is a US-only PEO. International hiring needs a separate employer of record such as Deel or Velocity Global.

BambooHR: In which countries can I use BambooHR?

BambooHR is available in 150+ countries worldwide.

Source
Insperity: What happens to my benefits if I leave?

You have to source your own carriers and plans from scratch and your employees move to new networks, which is why most exits are timed for 1 January.

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