Softwr

HR · head to head

Bonusly vs Insperity

Bonusly logo

Bonusly

HR

Employee recognition that builds culture

From
Free
Rated
-
Full reviewWebsite
Insperity logo

Insperity

HR

US professional employer organisation providing co-employed HR, payroll and pooled benefits for small and mid-sized companies

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Bonusly has a free tier, so it costs nothing to try first.
  • Each has a real cost: Bonusly the free plan is capped at 8 users; Insperity insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • They diverge on capability: Bonusly covers Peer-to-peer recognition, Insperity covers Co-employment PEO.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Bonusly and Insperity actually diverge.

Attributes where Bonusly and Insperity differ
AttributeBonuslyInsperity
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsWeb, Ios, Android, ApiWeb, iOS, Android
Founded2012Unknown

Identical on both: user rating (Not yet rated), category (HR).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bonusly

  • Peer-to-peer recognition
  • Points-based rewards
  • Manager awards
  • Reward catalog
  • Automated milestones
  • Public recognition feed
  • Analytics & insights
  • Custom company values

Only in Insperity

  • Co-employment PEO
  • Master health plan
  • Assigned HR specialists
  • Payroll processing
  • Workers compensation
  • Insperity Premier portal
  • Retirement plan
  • Recruiting services

What people use each for

The jobs each tool is most often brought in to do.

Bonusly

  • Peer-to-peer recognition with points employees give each othernot Insperity
  • Redeeming points for gift cards and rewardsnot Insperity
  • Recognition inside Slack or Microsoft Teamsnot Insperity
  • Tracking recognition patterns across teamsnot Insperity
  • Company-wide awards programmes on the top tiernot Insperity

Insperity

  • A 40 person US company that cannot get competitive medical rates on its own and wants pooled large-group covernot Bonusly
  • A firm hiring across several states that does not want to open and maintain employment tax registrations in each onenot Bonusly
  • A founder-run business with no HR function that needs defensible advice on terminations and classificationnot Bonusly
  • A company that wants workers compensation, benefits and payroll under one contract rather than three vendorsnot Bonusly

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bonusly

  • The free plan is capped at 8 users
  • Reward funding is separate from the subscription: a $10 gift card costs $10 on top of the per-user fee
  • The Bizy AI assistant costs $2 per user per month more, at $5 against $3
  • SAML single sign-on, awards programmes and a dedicated success manager are on the quote-only Organization tier
  • Advanced analytics and automations start at the Team tier

Insperity

  • Insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • Benefit plan design, carrier and network are set across the whole pool, so a client cannot chase a better local network or a cheaper plan without leaving the PEO entirely.
  • Leaving mid-year restarts state unemployment wage bases in several states, which produces an unbudgeted tax bill in the year you exit and effectively locks clients into January transitions.
  • Pricing is quoted per employee per month or as a percentage of payroll and is repriced annually alongside pooled medical renewals, so a good first-year number tells you very little about year three.
  • The Insperity Premier technology has lagged standalone HRIS products on reporting, workflow and integrations, which is why the company has turned to a joint build with Workday rather than closing the gap alone.

Pricing, plan by plan

Bonusly

Free
  • FreeFree
    • Up to 8 users
    • Peer recognition
    • Slack and Teams integrations
  • Team + Bizy$5/month
    • Unlimited seats
    • Advanced analytics
    • Milestone celebrations
  • Team + Bizy$60/year
    • Annual plan saves 2 months
  • Team Without Bizy$3/month
    • Everything in Team + Bizy except Bizy AI

Insperity

On request
  • Workforce Optimization$undefined/year
    • Full-service co-employment PEO
    • Master medical, dental and vision plan
    • Payroll and employment tax filing
  • Workforce Synchronization$undefined/year
    • Lighter co-employment for larger organisations
    • Client retains more benefit plan control
    • Payroll and compliance administration

Which should you pick?

Choose Bonusly if

  • You need peer-to-peer recognition.
  • You want to start without paying.
  • You work on Web, Ios, Android, Api.
  • You also want points-based rewards.
Bonusly review

Choose Insperity if

  • You need co-employment peo.
  • You work on Web, iOS, Android.
  • You also want master health plan.
Insperity review

Questions people ask

Is Bonusly or Insperity better?
Neither clearly leads. Bonusly starts at Free and Insperity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bonusly or Insperity?
Bonusly has a free tier; the other does not. Paid plans start at Free for Bonusly and On request for Insperity.
Does Bonusly or Insperity run on more platforms?
Bonusly runs on Web, Ios, Android, Api. Insperity runs on Web, iOS, Android.
Can I use Bonusly for free?
Yes. Bonusly has a free tier, so you can try it without paying. Insperity starts at On request.
What is Bonusly best used for?
Bonusly is most often used for peer-to-peer recognition with points employees give each other, redeeming points for gift cards and rewards, recognition inside slack or microsoft teams, tracking recognition patterns across teams. Of those, peer-to-peer recognition with points employees give each other and redeeming points for gift cards and rewards are not what Insperity is typically brought in for.
What can Bonusly do that Insperity cannot?
Bonusly covers Peer-to-peer recognition, Points-based rewards, Manager awards, Reward catalog. Insperity covers Co-employment PEO, Master health plan, Assigned HR specialists, Payroll processing.

Answered from the vendors’ own pages

Bonusly: How much does Bonusly Team plan cost?

Bonusly Team + Bizy plan costs $5 per user per month with annual billing offering 2 months free. A Team plan without Bizy AI costs $3 per user per month ($30/year).

Source
Insperity: Does Insperity publish its pricing?

No. It quotes per employee per month or as a percentage of payroll after reviewing your headcount, state mix and claims history, and it reprices at each annual renewal.

Bonusly: Is there a free Bonusly plan?

Yes, Bonusly offers a free plan for up to 8 users, including peer recognition, Slack and Teams integrations, and mobile apps. No credit card is required.

Source
Insperity: Am I still the employer?

You direct the work and decide who is hired and fired. Insperity is co-employer for tax, benefits and certain compliance purposes, and it holds the registrations that wages are reported under.

Bonusly: What does the Bizy AI add-on cost?

Bizy AI add-on costs $2 per user per month separately from the Team plan subscription.

Source
Insperity: Can Insperity employ people outside the United States?

No. It is a US-only PEO. International hiring needs a separate employer of record such as Deel or Velocity Global.

Insperity: What happens to my benefits if I leave?

You have to source your own carriers and plans from scratch and your employees move to new networks, which is why most exits are timed for 1 January.

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