HR · head to head
15Five vs Insperity

Insperity
HR
US professional employer organisation providing co-employed HR, payroll and pooled benefits for small and mid-sized companies
- From
- On request
- Rated
- -
The short version
- Each has a real cost: 15Five split across three tiers, so performance reviews, OKRs and 360 feedback need Perform at $11 per user per month rather than the $4 Engage tier; Insperity insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
- They diverge on capability: 15Five covers Weekly check-ins, Insperity covers Co-employment PEO.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which 15Five and Insperity actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (HR).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in 15Five
- Weekly check-ins
- 1-on-1 meetings
- OKRs & goal tracking
- Performance reviews
- High fives recognition
- Engagement surveys
- Pulse surveys
- Manager effectiveness
Only in Insperity
- Co-employment PEO
- Master health plan
- Assigned HR specialists
- Payroll processing
- Workers compensation
- Insperity Premier portal
- Retirement plan
- Recruiting services
What people use each for
The jobs each tool is most often brought in to do.
15Five
- Running engagement surveys with heat maps and benchmarkingnot Insperity
- Performance reviews and continuous feedback cyclesnot Insperity
- Setting and tracking OKRsnot Insperity
- 360 degree feedback and talent matrix reviewsnot Insperity
- Compensation review cycles as a paid add-onnot Insperity
Insperity
- A 40 person US company that cannot get competitive medical rates on its own and wants pooled large-group covernot 15Five
- A firm hiring across several states that does not want to open and maintain employment tax registrations in each onenot 15Five
- A founder-run business with no HR function that needs defensible advice on terminations and classificationnot 15Five
- A company that wants workers compensation, benefits and payroll under one contract rather than three vendorsnot 15Five
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
15Five
- Split across three tiers, so performance reviews, OKRs and 360 feedback need Perform at $11 per user per month rather than the $4 Engage tier
- Manager training microlearnings are only in Total Platform at $16 per user per month
- Compensation is a paid add-on at $9 per user per month, rising to $11 with benchmarking
- The Kona meeting assistant is a further $2 per employee per month and Kona Coach $19 per manager per month
- Advertised prices are the annual rates
Insperity
- Insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
- Benefit plan design, carrier and network are set across the whole pool, so a client cannot chase a better local network or a cheaper plan without leaving the PEO entirely.
- Leaving mid-year restarts state unemployment wage bases in several states, which produces an unbudgeted tax bill in the year you exit and effectively locks clients into January transitions.
- Pricing is quoted per employee per month or as a percentage of payroll and is repriced annually alongside pooled medical renewals, so a good first-year number tells you very little about year three.
- The Insperity Premier technology has lagged standalone HRIS products on reporting, workflow and integrations, which is why the company has turned to a joint build with Workday rather than closing the gap alone.
Pricing, plan by plan
15Five
$4/month- Engage$4/month
- Employee Engagement Surveys
- Targeted Assessments
- Action Planning
- Perform$11/month
- Engage features
- AMAYA
- Insights Dashboard
- Total Platform$16/month
- Perform features
- Manager Training Microlearnings
Insperity
On request- Workforce Optimization$undefined/year
- Full-service co-employment PEO
- Master medical, dental and vision plan
- Payroll and employment tax filing
- Workforce Synchronization$undefined/year
- Lighter co-employment for larger organisations
- Client retains more benefit plan control
- Payroll and compliance administration
Which should you pick?
Choose 15Five if
- You need weekly check-ins.
- You work on Web, Ios, Android, Api.
- You also want 1-on-1 meetings.
Choose Insperity if
- You need co-employment peo.
- You work on Web, iOS, Android.
- You also want master health plan.
Questions people ask
- Is 15Five or Insperity better?
- Neither clearly leads. 15Five starts at $4/month and Insperity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, 15Five or Insperity?
- 15Five starts at $4/month and Insperity at On request.
- Does 15Five or Insperity run on more platforms?
- 15Five runs on Web, Ios, Android, Api. Insperity runs on Web, iOS, Android.
- What is 15Five best used for?
- 15Five is most often used for running engagement surveys with heat maps and benchmarking, performance reviews and continuous feedback cycles, setting and tracking okrs, 360 degree feedback and talent matrix reviews. Of those, running engagement surveys with heat maps and benchmarking and performance reviews and continuous feedback cycles are not what Insperity is typically brought in for.
- What can 15Five do that Insperity cannot?
- 15Five covers Weekly check-ins, 1-on-1 meetings, OKRs & goal tracking, Performance reviews. Insperity covers Co-employment PEO, Master health plan, Assigned HR specialists, Payroll processing.
Answered from the vendors’ own pages
15Five: What are 15Five's core plan tiers and pricing?
15Five offers Engage ($4/user/month), Perform ($11/user/month, marked Most Popular), and Total Platform ($16/user/month). All prices are billed annually. Perform adds AI-assisted performance reviews, OKRs, and 360-degree feedback compared to Engage.
SourceInsperity: Does Insperity publish its pricing?
No. It quotes per employee per month or as a percentage of payroll after reviewing your headcount, state mix and claims history, and it reprices at each annual renewal.
15Five: What add-on products does 15Five offer?
Manager Content costs $49/manager/month (annually billed). Manager Coaching is $399 per credit (1-on-1 coaching = 1 credit; group coaching = 5 credits). Kona AI Meeting Assistant is $2/employee/month. Kona AI Coach is $19/manager/month. Compensation add-ons start at $9/user/month for base package or $11/user/month with salary benchmarking.
SourceInsperity: Am I still the employer?
You direct the work and decide who is hired and fired. Insperity is co-employer for tax, benefits and certain compliance purposes, and it holds the registrations that wages are reported under.
15Five: Are 15Five contracts flexible?
All 15Five plans require annual billing and contracts. Support is included as dedicated human support with all plans.
SourceInsperity: Can Insperity employ people outside the United States?
No. It is a US-only PEO. International hiring needs a separate employer of record such as Deel or Velocity Global.
Insperity: What happens to my benefits if I leave?
You have to source your own carriers and plans from scratch and your employees move to new networks, which is why most exits are timed for 1 January.
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