Accounting · alternatives
Alternatives to SAP Concur
24 accounting tools sit alongside SAP Concur in this directory. Below is what separates each from SAP Concur on the figures we hold, price, model, tier count and rating, and a direct comparison for every one.
- Alternatives listed
- 24
- With a free tier
- 5
- Cheaper to start
- 7
- SAP Concur starts at
- $29/month
Why people look past SAP Concur
Only what the record supports. Each point below is a figure on the SAP Concur entry measured against the tools listed beside it.
It costs more than the category median
SAP Concur starts at $29/month. Across the 10 accounting tools listed beside it that publish a price, the median entry point is $18/month.
There is no free tier
The record for SAP Concur carries no free tier, so evaluating it means paying first. 5 of the 24 alternatives below can be used without paying.
What each alternative does differently
Ordered by the aggregated rating on each catalogue entry. Differences are drawn from price, pricing model, tier count and rating, the fields the category listing carries. For a feature-level difference, follow the head-to-head link on each card: those pages read both full records.
Cloud accounting from Intuit with country specific editions, seat caps by plan and payroll charged separately
- Starts $1 a month dearer, at $30/month.
- 4 tiers to SAP Concur's 2.
The corporate card that helps you spend less
- Can be used without paying; SAP Concur cannot.
- Starts $14 a month cheaper, at $15/month.
- 3 tiers to SAP Concur's 2.
Spend management combining corporate cards, bill payment and expense claims, now part of Paylocity
- 3 tiers to SAP Concur's 2.
Simple business payments
- Can be used without paying; SAP Concur cannot.
- Starts $4 a month cheaper, at $25/month.
- Sold on a freemium model rather than subscription.
- 5 tiers to SAP Concur's 2.
Expense reporting and travel management at three dollars per user per month
- Can be used without paying; SAP Concur cannot.
- Starts $26 a month cheaper, at $3/month.
- Sold on a Per user per month model rather than subscription.
- 3 tiers to SAP Concur's 2.
Virtual card and spend management platform aimed at SaaS and travel spend
- Can be used without paying; SAP Concur cannot.
- Starts $16 a month cheaper, at $13/month.
- Sold on a Per user per month model rather than subscription.
- 3 tiers to SAP Concur's 2.
Every SAP Concur alternative at a glance
A dash means the catalogue entry carries no figure, not that the answer is nothing.
| Tool | Entry price | Model | Tiers | Head to head |
|---|---|---|---|---|
| SAP Concur (this page) | $29/month | Subscription | 2 | |
| QuickBooksSmart, simple online accounting software for small business | $30/month | Subscription | 4 | vs SAP Concur |
| RampThe corporate card that helps you spend less | Free, then $15/month | Subscription | 3 | vs SAP Concur |
| AirbaseThe first all-in-one spend management platform | $29/month | Subscription | 3 | vs SAP Concur |
| MelioSimple business payments | Free, then $25/month | Freemium | 5 | vs SAP Concur |
| Zoho Expense | Free, then $3/month | Per user per month | 3 | vs SAP Concur |
| Mesh Payments | Free, then $13/month | Per user per month | 3 | vs SAP Concur |
| Spendbase | Free | Free card tier, plus a share of savings on the managed plan | 2 | vs SAP Concur |
| Rydoo | $10/month | Per user per month | 3 | vs SAP Concur |
| Moss | On request | Quote | 1 | vs SAP Concur |
| Medius Expense | On request | Quote | 1 | vs SAP Concur |
| Happay | On request | Quote | 1 | vs SAP Concur |
| Kodo | On request | Quote | 1 | vs SAP Concur |
| Circula | €15/month | Per user per month | 4 | vs SAP Concur |
| Soldo | £21/month | Per user per month | 3 | vs SAP Concur |
| Ottimate | On request | Quote | 1 | vs SAP Concur |
| Yooz | $199/month | Per month by invoice volume | 2 | vs SAP Concur |
| Workiva | On request | Quote | 1 | vs SAP Concur |
| Basware | On request | Quote | 1 | vs SAP Concur |
| Vena Solutions | On request | Quote | 2 | vs SAP Concur |
| Tropic | On request | Quote | 1 | vs SAP Concur |
| DATEV | On request | Quote | 3 | vs SAP Concur |
| insightsoftware | On request | Quote | 1 | vs SAP Concur |
| Causal | On request | Quote | 1 | vs SAP Concur |
| Medius | On request | Quote | 1 | vs SAP Concur |
Ratings are aggregated from third-party sources and imported with each catalogue entry; Softwr hosts no reviews of these products. How each figure is used is set out on the SAP Concur badges page.
Cheaper ways to solve the same problem
Free to start (5)
These publish a tier that costs nothing, so they can be evaluated before any money changes hands.
- Ramp , Free, then $15/month
- Melio , Free, then $25/month
- Zoho Expense , Free, then $3/month
- Mesh Payments , Free, then $13/month
- Spendbase , Free
Cheaper than SAP Concur (7)
Entry price under SAP Concur's $29/month. The record does not say what unit that price is charged in, so confirm per-seat versus flat rate before comparing budgets.
- Ramp , Free, then $15/month
- Melio , Free, then $25/month
- Zoho Expense , Free, then $3/month
- Mesh Payments , Free, then $13/month
- Rydoo , $10/month
- Circula , €15/month
- Soldo , £21/month
What you would be giving up
SAP Concur is most often brought in for a multinational with thousands of travellers where an audit committee has asked for evidence that travel policy is actually enforced, an organisation replacing spreadsheet expense claims and email approvals that cannot survive an external audit, a finance team trying to eliminate duplicate claims by matching corporate card feeds against submitted receipts, a shared service centre processing high volumes of supplier invoices that needs capture and approval routing before posting. Anything replacing it has to cover the ones you actually depend on, and a cheaper tool that misses one of them is not cheaper.
Two things this page cannot settle. It compares on price, model, tier count and rating, because those are the fields the category listing carries, feature-level differences need both full records, which is what the head-to-head pages load. And the ratings are third-party aggregates imported with each entry rather than reviews written here, so a 0.2 difference between two tools is noise rather than a finding.
If SAP Concur is broadly right and the question is cost, the SAP Concur pricing breakdown covers every tier and what each one adds. If you want the whole field rather than a shortlist, the Accounting category lists everything the directory holds, and best accounting tools ranks them.
SAP Concur runs on web, ios, android. Platform coverage is not carried on the category listing for the alternatives, so it is one more thing to check on each head-to-head page rather than here.
Questions about SAP Concur alternatives
- What are the main alternatives to SAP Concur?
- 24 other accounting tools are listed in this directory, led by QuickBooks, Ramp, Airbase, Melio. They are ordered by the aggregated rating on each catalogue entry, not by any Softwr ranking.
- What is the best free alternative to SAP Concur?
- 5 of the alternatives listed here can be used without paying: Ramp, Melio, Zoho Expense, Mesh Payments, Spendbase.
- Is there a cheaper alternative to SAP Concur?
- Yes. 7 of the alternatives below start under SAP Concur's $29/month: Ramp at Free, then $15/month, Melio at Free, then $25/month, Zoho Expense at Free, then $3/month, Mesh Payments at Free, then $13/month.
- Why do people look for an alternative to SAP Concur?
- On the figures on record, 2 things stand out: it costs more than the category median; there is no free tier. Each is set out with the numbers behind it above.
- What would I give up by switching from SAP Concur?
- SAP Concur is most often brought in for a multinational with thousands of travellers where an audit committee has asked for evidence that travel policy is actually enforced, an organisation replacing spreadsheet expense claims and email approvals that cannot survive an external audit, a finance team trying to eliminate duplicate claims by matching corporate card feeds against submitted receipts, a shared service centre processing high volumes of supplier invoices that needs capture and approval routing before posting. Anything you replace it with has to cover the ones you actually rely on, the side-by-side comparisons linked from each alternative below put the two feature records against each other.
- Is there an open-source alternative to SAP Concur?
- None of the accounting tools listed here are recorded as open source. That is what the licence field on each entry says, and the field is not always filled in, so it is worth checking directly for any tool you are serious about.
- How were these SAP Concur alternatives chosen?
- They are the tools filed in the same category, Accounting, ordered by the aggregated rating on each entry. There is no editorial shortlist, and nothing on this page is paid: no sponsored placement runs on alternatives pages and the order cannot be bought. Softwr has not used these products.
- Where can I compare SAP Concur against one of these directly?
- Every alternative below has a side-by-side page against SAP Concur covering price, platforms, features and what each one is used for. Those pages read the full record for both products rather than the summary shown here.
- Does this list cover every accounting tool?
- No. It covers what this directory holds in the Accounting category, 24 tools beside SAP Concur. The category page lists the rest of the catalogue as it grows.






