Is Luzmo or Phocas better?

Neither clearly leads. Luzmo starts at €995/month and Phocas at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Luzmo or Phocas?

Luzmo starts at €995/month and Phocas at On request.

Does Luzmo or Phocas run on more platforms?

Luzmo runs on Web. Phocas runs on Web, iOS, Android.

What is Luzmo best used for?

Luzmo is most often used for a b2b saas product that needs customer-facing dashboards without hiring a front-end data visualisation team, a vertical software vendor that wants to sell an analytics module as a paid add-on, a product where each customer must only see their own rows and the security boundary has to be provable to an auditor, a team that wants end customers to build their own charts rather than filing feature requests for every new report. Of those, a b2b saas product that needs customer-facing dashboards without hiring a front-end data visualisation team and a vertical software vendor that wants to sell an analytics module as a paid add-on are not what Phocas is typically brought in for.

What can Luzmo do that Phocas cannot?

Luzmo covers Multi-tenant row-level security, Embeddable editor, Theming and white labelling, SDKs and APIs. Phocas covers ERP connectors, Pre-built distribution content, Grid-first analysis, Financial statements.

Business Intelligence · head to head

Luzmo vs Phocas

Luzmo

Business Intelligence

Embedded analytics for SaaS products, billed by monthly active dashboard users

From: €995/month
Rated: -

Full review Website

Phocas

Business Intelligence

Pre-built BI and FP&A for wholesale distributors and manufacturers running mid-market ERPs

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: Luzmo billing by monthly active users means commercial success is punished: getting every one of your customers into the dashboard weekly is exactly the outcome that pushes you into the next tier.; Phocas the value is the pre-built vertical content, so a company outside distribution, manufacturing or retail pays premium prices for dashboards it must build itself anyway.
They diverge on capability: Luzmo covers Multi-tenant row-level security, Phocas covers ERP connectors.
Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Luzmo and Phocas actually diverge.

Attributes where Luzmo and Phocas differ
Attribute	Luzmo	Phocas
Starting price	€995/month	On request
Pricing model	Per month by monthly active user count	quote
Platforms	Web	Web, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (Business Intelligence).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Luzmo

Multi-tenant row-level security
Embeddable editor
Theming and white labelling
SDKs and APIs
Luzmo IQ
Scheduled exports

Only in Phocas

ERP connectors
Pre-built distribution content
Grid-first analysis
Financial statements
Budgets and forecasts
Rebates module
Alerts and subscriptions
Mobile apps

What people use each for

The jobs each tool is most often brought in to do.

Luzmo

A B2B SaaS product that needs customer-facing dashboards without hiring a front-end data visualisation teamnot Phocas
A vertical software vendor that wants to sell an analytics module as a paid add-onnot Phocas
A product where each customer must only see their own rows and the security boundary has to be provable to an auditornot Phocas
A team that wants end customers to build their own charts rather than filing feature requests for every new reportnot Phocas

Phocas

A wholesale distributor on Prophet 21 whose sales reps need per-customer margin and stock availability without waiting on a report writernot Luzmo
A manufacturer that wants budgeting on the same data as its sales analysis rather than in a separate spreadsheetnot Luzmo
A multi-branch retailer comparing branch and product performance daily without an internal BI teamnot Luzmo
A private equity owner standardising reporting across several acquired distributors on different ERPsnot Luzmo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Luzmo

Billing by monthly active users means commercial success is punished: getting every one of your customers into the dashboard weekly is exactly the outcome that pushes you into the next tier.
The entry price of EUR 995 per month billed annually rules it out for early-stage products, so the realistic buyer already has meaningful revenue.
It is built for embedding rather than internal analysis, so most customers still pay for a second BI tool for their own staff, doubling the analytics line item.
The semantic modelling layer is lighter than a dedicated one such as dbt or Cube, so complex metric definitions often have to be pre-computed in the warehouse before Luzmo sees them.
As a smaller European vendor it has less connector breadth and a smaller partner ecosystem than the US incumbents, and unusual data sources frequently need an intermediate warehouse hop.

Phocas

The value is the pre-built vertical content, so a company outside distribution, manufacturing or retail pays premium prices for dashboards it must build itself anyway.
If your ERP is not on the maintained connector list you fall back to generic database extraction and lose the fast time to value that justifies the price.
The visualisation library is thin next to Power BI or Tableau, and analysts who want fine control over chart design will find it constraining.
Pricing is quoted per user and never published, and buyers routinely report large gaps between initial and renewal quotes with limited comparison leverage.
Modules are licensed separately, so a customer who bought Analytics and later wants Financial Statements or Rebates faces a new negotiation rather than an upgrade.

Pricing, plan by plan

Luzmo

€995/month

Starter$995/month
- Embedded dashboards with white labelling
- Custom charts
- APIs and SDKs
Premium$2495/month
- Everything in Starter
- End-customer self-service dashboard building
- Luzmo IQ conversational insights
Enterprise$undefined/year
- Dedicated VPC option
- Flexible hosting region
- OIDC single sign-on

Phocas

On request

Phocas$undefined/year
- Annual subscription quoted by user count and modules
- Analytics, Financial Statements, Budgets and Rebates licensed separately
- One-off implementation and ERP connector setup fee

Which should you pick?

Choose Luzmo if

You need multi-tenant row-level security.
You also want embeddable editor.

Luzmo review

Choose Phocas if

You need erp connectors.
You work on Web, iOS, Android.
You also want pre-built distribution content.

Phocas review

Questions people ask

Is Luzmo or Phocas better?: Neither clearly leads. Luzmo starts at €995/month and Phocas at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Luzmo or Phocas?: Luzmo starts at €995/month and Phocas at On request.
Does Luzmo or Phocas run on more platforms?: Luzmo runs on Web. Phocas runs on Web, iOS, Android.
What is Luzmo best used for?: Luzmo is most often used for a b2b saas product that needs customer-facing dashboards without hiring a front-end data visualisation team, a vertical software vendor that wants to sell an analytics module as a paid add-on, a product where each customer must only see their own rows and the security boundary has to be provable to an auditor, a team that wants end customers to build their own charts rather than filing feature requests for every new report. Of those, a b2b saas product that needs customer-facing dashboards without hiring a front-end data visualisation team and a vertical software vendor that wants to sell an analytics module as a paid add-on are not what Phocas is typically brought in for.
What can Luzmo do that Phocas cannot?: Luzmo covers Multi-tenant row-level security, Embeddable editor, Theming and white labelling, SDKs and APIs. Phocas covers ERP connectors, Pre-built distribution content, Grid-first analysis, Financial statements.

Answered from the vendors’ own pages

Luzmo: Is Luzmo the same as Cumul.io?

Yes. Cumul.io rebranded to Luzmo; it is the same company and product line.

Phocas: What does Phocas cost?

Nothing is published. It is quoted annually by user count and module, with a separate implementation fee, and varies by region.

Luzmo: How is it priced?

By monthly active users of your embedded dashboards, from EUR 995 per month on Starter billed annually.

Phocas: Is it worth it over Power BI?

Only if you are in its target verticals on a supported ERP. Power BI is far cheaper per seat but you supply the data model.

Luzmo: Is there a free tier?

No, only a trial. There is no perpetual free plan.

Phocas: Does it replace my ERP reporting?

It replaces day-to-day analysis and sales reporting. Transactional and statutory reporting stays in the ERP.

Luzmo: Can our customers build their own dashboards?

Yes, but the embeddable editor for end-customer self-service sits on the Premium tier.

Phocas: Can it do budgeting?

Yes, through a separately licensed Financial Statements and Budgets module on the same warehouse.

Luzmo vs Phocas

Luzmo

Phocas

The short version

Where they differ

What each one covers

Only in Luzmo

Only in Phocas

What people use each for

Luzmo

Phocas

Where each one falls short

Luzmo

Phocas

Pricing, plan by plan

Luzmo

Phocas

Which should you pick?

Choose Luzmo if

Choose Phocas if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Luzmo

More on Phocas

Keep looking

Other head to heads