Software · head to head
Fyle vs SAP Concur

Fyle
Software
Real-time expense management that works with your cards
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Fyle billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill; SAP Concur listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing
- They diverge on capability: Fyle covers Real-time card tracking, SAP Concur covers Expense management.
Where they differ
Only the attributes on which Fyle and SAP Concur actually diverge.
| Attribute | Fyle | SAP Concur |
|---|---|---|
| Founded | 2016 | 1993 |
Identical on both: starting price ($29/month), pricing model (subscription), free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Fyle
- Real-time card tracking
- Automatic receipt matching
- Expense policies
- Approval workflows
- Mileage tracking
- QuickBooks
- Xero
- Sage Intacct
Only in SAP Concur
- Expense management
- Travel booking
- Invoice processing
- Spend analytics
- Policy compliance
- SAP
- Oracle
- Workday
Both cover
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Fyle
- Expense reporting and corporate card reconciliationnot SAP Concur
- Enforcing spend policy and approvals before reimbursementnot SAP Concur
SAP Concur
- Enterprise expense managementnot Fyle
- Corporate travelnot Fyle
- Invoice processingnot Fyle
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Fyle
- Billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
- The Growth plan carries a 5 user minimum and the Business plan a 10 user minimum, so the entry cost is set by the floor rather than the team
- API access and the Sage Intacct and NetSuite integrations require a paid tier
- ACH reimbursements and project expense tracking sit above the entry plan
- Both published plans are billed annually
- Enterprise pricing is custom and aimed at organisations with 250 or more employees
SAP Concur
- Listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing
Pricing, plan by plan
Fyle
$29/month- Standard$8/month
- Real-time card feeds
- Receipt matching
- Basic approvals
- Business$12/month
- Advanced policies
- Custom workflows
- Analytics
- Enterprise$undefined/month
- Unlimited users
- API access
- Priority support
SAP Concur
$29/month- Professional$8/month
- Expense reporting
- Receipt capture
- Approvals
- Premium$12/month
- Travel booking
- Invoice management
- Analytics
Which should you pick?
Choose Fyle if
- You need real-time card tracking.
- You work on Web, Ios, Android.
- You also want automatic receipt matching.
Choose SAP Concur if
- You need expense management.
- You work on Web, Ios, Android.
- You also want travel booking.
Questions people ask
- Is Fyle or SAP Concur better?
- Neither clearly leads. Fyle starts at $29/month and SAP Concur at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Fyle or SAP Concur?
- Fyle starts at $29/month and SAP Concur at $29/month.
- Does Fyle or SAP Concur run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- What is Fyle best used for?
- Fyle is most often used for expense reporting and corporate card reconciliation, enforcing spend policy and approvals before reimbursement. Of those, expense reporting and corporate card reconciliation and enforcing spend policy and approvals before reimbursement are not what SAP Concur is typically brought in for.
- What can Fyle do that SAP Concur cannot?
- Fyle covers Real-time card tracking, Automatic receipt matching, Expense policies, Approval workflows. SAP Concur covers Expense management, Travel booking, Invoice processing, Spend analytics. Both handle Web support, Ios support, Android support.
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