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Software · head to head

Fyle vs Pennylane

Fyle logo

Fyle

Software

Real-time expense management that works with your cards

From
$29/month
Rated
-
Pennylane logo

Pennylane

Software

French tool combining business finances, accounting and a pro account in one platform

From
On request
Rated
-

The short version

  • Each has a real cost: Fyle billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill; Pennylane no pricing is displayed on the homepage or linked pricing page; visitors are directed only to a Demarrer maintenant (Start now) signup flow with no published EUR figure

Where they differ

Only the attributes on which Fyle and Pennylane actually diverge.

Attributes where Fyle and Pennylane differ
AttributeFylePennylane
Starting price$29/monthOn request
Pricing modelsubscriptionquote
PlatformsWeb, Ios, AndroidWeb
Founded2016Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fyle

  • Real-time card tracking
  • Automatic receipt matching
  • Expense policies
  • Approval workflows
  • Mileage tracking
  • QuickBooks
  • Xero
  • Sage Intacct

Only in Pennylane

Nothing recorded that Fyle does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Fyle

  • Expense reporting and corporate card reconciliationnot Pennylane
  • Enforcing spend policy and approvals before reimbursementnot Pennylane

Pennylane

No use cases recorded yet. See the Pennylane review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fyle

  • Billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
  • The Growth plan carries a 5 user minimum and the Business plan a 10 user minimum, so the entry cost is set by the floor rather than the team
  • API access and the Sage Intacct and NetSuite integrations require a paid tier
  • ACH reimbursements and project expense tracking sit above the entry plan
  • Both published plans are billed annually
  • Enterprise pricing is custom and aimed at organisations with 250 or more employees

Pennylane

  • No pricing is displayed on the homepage or linked pricing page; visitors are directed only to a Demarrer maintenant (Start now) signup flow with no published EUR figure
  • The product bundles accounting, invoicing and a business bank account together, so buyers cannot subscribe to only one function

Pricing, plan by plan

Fyle

$29/month
  • Standard$8/month
    • Real-time card feeds
    • Receipt matching
    • Basic approvals
  • Business$12/month
    • Advanced policies
    • Custom workflows
    • Analytics
  • Enterprise$undefined/month
    • Unlimited users
    • API access
    • Priority support

Pennylane

On request

No published plan breakdown. See the Pennylane review.

Which should you pick?

Choose Fyle if

  • You need real-time card tracking.
  • You work on Web, Ios, Android.
  • You also want automatic receipt matching.

Choose Pennylane if

Nothing in the data separates Pennylane from Fyle on the points above - pick on price and on how each one feels to use.

Questions people ask

Is Fyle or Pennylane better?
Neither clearly leads. Fyle starts at $29/month and Pennylane at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fyle or Pennylane?
Fyle starts at $29/month and Pennylane at On request.
Does Fyle or Pennylane run on more platforms?
Fyle runs on Web, Ios, Android. Pennylane runs on Web.
What is Fyle best used for?
Fyle is most often used for expense reporting and corporate card reconciliation, enforcing spend policy and approvals before reimbursement. Of those, expense reporting and corporate card reconciliation and enforcing spend policy and approvals before reimbursement are not what Pennylane is typically brought in for.
What can Fyle do that Pennylane cannot?
Fyle covers Real-time card tracking, Automatic receipt matching, Expense policies, Approval workflows.

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