Software · head to head
Fyle vs Ramp
Fyle
Software
Real-time expense management that works with your cards
- From
- $29/month
- Rated
- -
The short version
- Only Ramp has a free tier, so it costs nothing to try first.
- Each has a real cost: Fyle billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill; Ramp procurement module unavailable on Free plan; available as add-on on Plus
- They diverge on capability: Fyle covers Real-time card tracking, Ramp covers Corporate cards.
Where they differ
Only the attributes on which Fyle and Ramp actually diverge.
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Fyle
- Real-time card tracking
- Automatic receipt matching
- Expense policies
- Approval workflows
- Mileage tracking
- Slack
- SOC 2 Type II
- GDPR
Only in Ramp
- Corporate cards
- Expense management
- Bill pay
- Accounting automation
- Spend insights
- SOC 2
Both cover
- QuickBooks
- Xero
- Sage Intacct
- NetSuite
- PCI DSS
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Fyle
- Expense reporting and corporate card reconciliationnot Ramp
- Enforcing spend policy and approvals before reimbursementnot Ramp
Ramp
- Corporate expense management and automationnot Fyle
- Accounts payable automation with AI invoice processingnot Fyle
- Multi-currency travel and policy managementnot Fyle
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Fyle
- Billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
- The Growth plan carries a 5 user minimum and the Business plan a 10 user minimum, so the entry cost is set by the floor rather than the team
- API access and the Sage Intacct and NetSuite integrations require a paid tier
- ACH reimbursements and project expense tracking sit above the entry plan
- Both published plans are billed annually
- Enterprise pricing is custom and aimed at organisations with 250 or more employees
Ramp
- Procurement module unavailable on Free plan; available as add-on on Plus
- Workday and Oracle Fusion integrations limited to Enterprise tier only
- Multi-entity functionality requires Plus tier or higher
- Local card issuance in 30+ countries limited to Enterprise tier
- Advanced ERP integrations require higher tier selection
Pricing, plan by plan
Fyle
$29/month- Standard$8/month
- Real-time card feeds
- Receipt matching
- Basic approvals
- Business$12/month
- Advanced policies
- Custom workflows
- Analytics
- Enterprise$undefined/month
- Unlimited users
- API access
- Priority support
Ramp
FreeNo published plan breakdown. See the Ramp review.
Which should you pick?
Choose Fyle if
- You need real-time card tracking.
- You work on Web, Ios, Android.
- You also want automatic receipt matching.
Choose Ramp if
- You need corporate cards.
- You want to start without paying.
- You work on Web, Mobile apps.
- You also want expense management.
Questions people ask
- Is Fyle or Ramp better?
- Neither clearly leads. Fyle starts at $29/month and Ramp at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Fyle or Ramp?
- Ramp has a free tier; the other does not. Paid plans start at $29/month for Fyle and Free for Ramp.
- Does Fyle or Ramp run on more platforms?
- Fyle runs on Web, Ios, Android. Ramp runs on Web, Mobile apps.
- Can I use Ramp for free?
- Yes. Ramp has a free tier, so you can try it without paying. Fyle starts at $29/month.
- What is Fyle best used for?
- Fyle is most often used for expense reporting and corporate card reconciliation, enforcing spend policy and approvals before reimbursement. Of those, expense reporting and corporate card reconciliation and enforcing spend policy and approvals before reimbursement are not what Ramp is typically brought in for.
- What can Fyle do that Ramp cannot?
- Fyle covers Real-time card tracking, Automatic receipt matching, Expense policies, Approval workflows. Ramp covers Corporate cards, Expense management, Bill pay, Accounting automation. Both handle QuickBooks, Xero, Sage Intacct, NetSuite.