Accounting · head to head
Rydoo vs SAP Concur

Rydoo
Accounting
Expense management with per-user pricing and a five-user minimum, built for European multi-entity teams
- From
- $10/month
- Rated
- -

SAP Concur
Accounting
Enterprise travel booking, expense claims and supplier invoice processing sold as separate modules
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Rydoo a five-user minimum means very small teams pay for seats they do not have, which removes Rydoo from consideration for firms of two or three.; SAP Concur implementation is done through SAP or a partner and commonly costs a substantial multiple of the first year subscription, because the value sits entirely in the configured policy, approval hierarchy and ledger mapping rather than in the software as shipped.
- They diverge on capability: Rydoo covers Receipt OCR, SAP Concur covers Expense capture.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Rydoo and SAP Concur actually diverge.
| Attribute | Rydoo | SAP Concur |
|---|---|---|
| Starting price | $10/month | $29/month |
| Pricing model | Per user per month | subscription |
| Founded | Unknown | 1993 |
Identical on both: free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Rydoo
- Receipt OCR
- Per diem engine
- Mileage
- VAT fields
- Multi-entity
- ERP export
Only in SAP Concur
- Expense capture
- Corporate card feeds
- Policy engine
- Approval routing
- Travel booking
- Travel agency integration
- Duty of care
- Invoice capture
What people use each for
The jobs each tool is most often brought in to do.
Rydoo
- A Belgian or German employer that must apply statutory per diem rates correctly across staff travelling in several countriesnot SAP Concur
- A group with five legal entities wanting one expense tool but separate approval chains and ledgersnot SAP Concur
- A company that already has a corporate card programme and refuses to change banks to get expense softwarenot SAP Concur
- A finance team recovering VAT on foreign travel and needing the fields captured at claim timenot SAP Concur
SAP Concur
- A multinational with thousands of travellers where an audit committee has asked for evidence that travel policy is actually enforcednot Rydoo
- An organisation replacing spreadsheet expense claims and email approvals that cannot survive an external auditnot Rydoo
- A finance team trying to eliminate duplicate claims by matching corporate card feeds against submitted receiptsnot Rydoo
- A shared service centre processing high volumes of supplier invoices that needs capture and approval routing before postingnot Rydoo
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Rydoo
- A five-user minimum means very small teams pay for seats they do not have, which removes Rydoo from consideration for firms of two or three.
- Pricing is per user rather than per active user, so organisations where most staff claim expenses twice a year still pay a full seat every month for them.
- There is no card issuing, so real-time spend control and pre-authorisation are outside the product and remain with your bank.
- Per diem and multi-entity handling sit on the higher tier, so the countries that most need Rydoo generally cannot buy the cheap plan.
- Receipt extraction quality varies by language and receipt format, and finance teams still review a meaningful share of claims by hand.
SAP Concur
- Implementation is done through SAP or a partner and commonly costs a substantial multiple of the first year subscription, because the value sits entirely in the configured policy, approval hierarchy and ledger mapping rather than in the software as shipped.
- Pricing is driven by transaction volume, expense reports and invoices processed, rather than by seats, so a business with seasonal travel or a growth year sees the bill move in ways headcount based budgeting does not predict.
- The configuration that makes it valuable is also what makes it rigid, and organisations frequently find that changing an approval chain or adding a cost centre dimension requires a partner change order rather than an administrator's afternoon.
- Contracts are typically multi year with limited exit, so an organisation that concludes after twelve months that a lighter expense tool would have been enough is still paying for the heavier one for the remainder of the term.
- The three modules are licensed separately and the strongest case for the product depends on having travel, expense and card feeds together, so buying expense alone gives you a costly receipt system without the control loop that justifies the price.
Pricing, plan by plan
Rydoo
$10/month- Essentials$10/month
- Around 9 per user per month billed annually
- Five-user minimum
- Receipt capture, approvals and accounting export
- Pro$12/month
- Around 11 per user per month billed annually
- Per diem engine and advanced policy controls
- Multi-entity and multi-currency handling
- Enterprise$undefined/month
- Quoted pricing
- Custom ERP and single sign-on work
- Dedicated support and onboarding
SAP Concur
$29/month- Professional$8/month
- Expense reporting
- Receipt capture
- Approvals
- Premium$12/month
- Travel booking
- Invoice management
- Analytics
Which should you pick?
Choose Rydoo if
- You need receipt ocr.
- You work on Web, iOS, Android.
- You also want per diem engine.
Choose SAP Concur if
- You need expense capture.
- You work on Web, Ios, Android.
- You also want corporate card feeds.
Questions people ask
- Is Rydoo or SAP Concur better?
- Neither clearly leads. Rydoo starts at $10/month and SAP Concur at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Rydoo or SAP Concur?
- Rydoo starts at $10/month and SAP Concur at $29/month.
- Does Rydoo or SAP Concur run on more platforms?
- Rydoo runs on Web, iOS, Android. SAP Concur runs on Web, Ios, Android.
- What is Rydoo best used for?
- Rydoo is most often used for a belgian or german employer that must apply statutory per diem rates correctly across staff travelling in several countries, a group with five legal entities wanting one expense tool but separate approval chains and ledgers, a company that already has a corporate card programme and refuses to change banks to get expense software, a finance team recovering vat on foreign travel and needing the fields captured at claim time. Of those, a belgian or german employer that must apply statutory per diem rates correctly across staff travelling in several countries and a group with five legal entities wanting one expense tool but separate approval chains and ledgers are not what SAP Concur is typically brought in for.
- What can Rydoo do that SAP Concur cannot?
- Rydoo covers Receipt OCR, Per diem engine, Mileage, VAT fields. SAP Concur covers Expense capture, Corporate card feeds, Policy engine, Approval routing.
Answered from the vendors’ own pages
Rydoo: Does Rydoo issue cards?
No. It is expense software only; you keep your existing corporate card or bank programme.
SAP Concur: Do we need SAP ERP to use Concur?
No. It integrates with SAP systems particularly well but it is regularly deployed alongside Oracle, NetSuite, Workday and other ledgers. The integration work is a line item in the implementation either way.
Rydoo: Is there a minimum?
Yes, pricing carries a five-user minimum, so the smallest bill is five seats regardless of headcount.
SAP Concur: Is it worth it for a company of a hundred people?
Usually not. Below a few hundred travellers the implementation cost and the contract commitment are hard to justify against lighter expense tools. The case turns on policy enforcement and audit, not on receipt scanning.
Rydoo: Do I need the Pro plan?
If you operate per diems, multiple legal entities or multi-currency claims, yes. Essentials is for single-entity receipt and approval workflows.
SAP Concur: How is it priced?
Broadly on the volume of expense reports and invoices processed, with the modules licensed separately. Because pricing is quoted rather than published, get the volume assumptions written into the contract and check what happens when you exceed them.
SAP Concur: Can it handle multiple countries and currencies?
Yes, that is one of its stronger areas, including per country tax treatment and VAT reclaim identification. Confirm coverage for your specific countries during the sales process rather than assuming global means every jurisdiction.
SAP Concur: How long does implementation take?
Plan in months, not weeks, for anything beyond a single entity with simple approvals. Multi entity rollouts with travel and invoice modules commonly run across a year in phases.
SAP Concur: What does the audit service actually do?
It has a team review a sample or all of your submitted claims against receipts and policy before approval, which some organisations use in place of internal reviewers. It is priced separately from the expense subscription.
Related pages
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