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Accounting & Finance · head to head

SAP Concur vs Spendesk

SAP Concur logo

SAP Concur

Accounting & Finance

Travel, expense, and invoice management

From
$29/month
Rated
-
Full reviewWebsite
Spendesk logo

Spendesk

Accounting & Finance

Smart spend management for modern teams

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: SAP Concur listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing; Spendesk no publicly available pricing, requires custom quote
  • They diverge on capability: SAP Concur covers Travel booking, Spendesk covers Company cards.

Where they differ

Only the attributes on which SAP Concur and Spendesk actually diverge.

Attributes where SAP Concur and Spendesk differ
AttributeSAP ConcurSpendesk
PlatformsWeb, Ios, AndroidWeb, Mobile iOS, Mobile Android
CategoryUnknownAccounting & Finance
Founded19932016

Identical on both: starting price ($29/month), pricing model (subscription), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in SAP Concur

  • Travel booking
  • Invoice processing
  • Policy compliance
  • SAP
  • Oracle
  • Workday
  • SOC 1/2
  • ISO 27001

Only in Spendesk

  • Company cards
  • Invoice payments
  • Budget management
  • Xero
  • Sage
  • NetSuite
  • SOC 2
  • PCI DSS

Both cover

  • Expense management
  • Spend analytics
  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

SAP Concur

  • Enterprise expense managementnot Spendesk
  • Corporate travelnot Spendesk
  • Invoice processingnot Spendesk

Spendesk

  • Expense managementnot SAP Concur
  • Spend controlnot SAP Concur
  • Finance automationnot SAP Concur

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

SAP Concur

  • Listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing

Spendesk

  • No publicly available pricing, requires custom quote
  • Strong European presence but limited in some non-EU markets
  • High implementation costs due to extensive integration requirements

Pricing, plan by plan

SAP Concur

$29/month
  • Professional$8/month
    • Expense reporting
    • Receipt capture
    • Approvals
  • Premium$12/month
    • Travel booking
    • Invoice management
    • Analytics

Spendesk

$29/month
  • EssentialsFree
    • Virtual cards
    • Expense tracking
    • Approvals

Which should you pick?

Choose SAP Concur if

  • You need travel booking.
  • You work on Web, Ios, Android.
  • You also want invoice processing.
SAP Concur review

Choose Spendesk if

  • You need company cards.
  • You work on Web, Mobile iOS, Mobile Android.
  • You also want invoice payments.
Spendesk review

Questions people ask

Is SAP Concur or Spendesk better?
Neither clearly leads. SAP Concur starts at $29/month and Spendesk at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, SAP Concur or Spendesk?
SAP Concur starts at $29/month and Spendesk at $29/month.
Does SAP Concur or Spendesk run on more platforms?
SAP Concur runs on Web, Ios, Android. Spendesk runs on Web, Mobile iOS, Mobile Android.
What is SAP Concur best used for?
SAP Concur is most often used for enterprise expense management, corporate travel, invoice processing. Of those, enterprise expense management and corporate travel are not what Spendesk is typically brought in for.
What can SAP Concur do that Spendesk cannot?
SAP Concur covers Travel booking, Invoice processing, Policy compliance, SAP. Spendesk covers Company cards, Invoice payments, Budget management, Xero. Both handle Expense management, Spend analytics, Web support, Ios support.

Answered from the vendors’ own pages

Spendesk: What is included in Spendesk's platform?

Spendesk combines corporate cards, a mobile receipts app, approval workflows, automated reconciliation, accounts payable, procurement, and spend controls into one platform.

Source
Spendesk: How does Spendesk handle expense receipts?

Spendesk captures receipts via mobile photo upload with OCR technology, automatically matching receipts to transactions and generating automated expense reports with 98% of expense receipts collected on time.

Source
Spendesk: What integrations does Spendesk offer?

Spendesk integrates with accounting software including Sage, Xero, NetSuite, and SAP, plus HR systems and tools like Slack for comprehensive spend management.

Source
Spendesk: Is Spendesk profitable?

Yes. Spendesk became the first spend management platform to reach profitability in 2025, processing over £10 billion in spend across 35+ countries.

Source
Spendesk: What is Spendesk's valuation?

Spendesk is a unicorn company with a valuation of $1.5 billion, with 2025 revenue of $52 million ARR.

Source
Spendesk: How much time can Spendesk save on bookkeeping?

Organizations using Spendesk save an average of 4 days per month on bookkeeping, equivalent to over 380 hours per year returned to the business.

Source
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Related pages

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