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Accounting & Finance · head to head

Ramp vs SAP Concur

Ramp logo

Ramp

Accounting & Finance

The corporate card that helps you spend less

From
Free
Rated
-
Full reviewWebsite
SAP Concur logo

SAP Concur

Accounting & Finance

Travel, expense, and invoice management

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Only Ramp has a free tier, so it costs nothing to try first.
  • Each has a real cost: Ramp procurement module unavailable on Free plan; available as add-on on Plus; SAP Concur listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing
  • They diverge on capability: Ramp covers Corporate cards, SAP Concur covers Travel booking.

Where they differ

Only the attributes on which Ramp and SAP Concur actually diverge.

Attributes where Ramp and SAP Concur differ
AttributeRampSAP Concur
Starting priceFree$29/month
Pricing modelUnknownsubscription
Free tierYesNo
PlatformsWeb, Mobile appsWeb, Ios, Android
Founded20191993

Identical on both: user rating (Not yet rated), category (Accounting & Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Ramp

  • Corporate cards
  • Bill pay
  • Accounting automation
  • Spend insights
  • QuickBooks
  • NetSuite
  • Xero
  • Sage Intacct

Only in SAP Concur

  • Travel booking
  • Invoice processing
  • Spend analytics
  • Policy compliance
  • SAP
  • Oracle
  • Workday
  • SOC 1/2

Both cover

  • Expense management
  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Ramp

  • Corporate expense management and automationnot SAP Concur
  • Accounts payable automation with AI invoice processingnot SAP Concur
  • Multi-currency travel and policy managementnot SAP Concur

SAP Concur

  • Enterprise expense managementnot Ramp
  • Corporate travelnot Ramp
  • Invoice processingnot Ramp

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Ramp

  • Procurement module unavailable on Free plan; available as add-on on Plus
  • Workday and Oracle Fusion integrations limited to Enterprise tier only
  • Multi-entity functionality requires Plus tier or higher
  • Local card issuance in 30+ countries limited to Enterprise tier
  • Advanced ERP integrations require higher tier selection

SAP Concur

  • Listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing

Pricing, plan by plan

Ramp

Free

No published plan breakdown. See the Ramp review.

SAP Concur

$29/month
  • Professional$8/month
    • Expense reporting
    • Receipt capture
    • Approvals
  • Premium$12/month
    • Travel booking
    • Invoice management
    • Analytics

Which should you pick?

Choose Ramp if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Mobile apps.
  • You also want bill pay.
Ramp review

Choose SAP Concur if

  • You need travel booking.
  • You work on Web, Ios, Android.
  • You also want invoice processing.
SAP Concur review

Questions people ask

Is Ramp or SAP Concur better?
Neither clearly leads. Ramp starts at Free and SAP Concur at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Ramp or SAP Concur?
Ramp has a free tier; the other does not. Paid plans start at Free for Ramp and $29/month for SAP Concur.
Does Ramp or SAP Concur run on more platforms?
Ramp runs on Web, Mobile apps. SAP Concur runs on Web, Ios, Android.
Can I use Ramp for free?
Yes. Ramp has a free tier, so you can try it without paying. SAP Concur starts at $29/month.
What is Ramp best used for?
Ramp is most often used for corporate expense management and automation, accounts payable automation with ai invoice processing, multi-currency travel and policy management. Of those, corporate expense management and automation and accounts payable automation with ai invoice processing are not what SAP Concur is typically brought in for.
What can Ramp do that SAP Concur cannot?
Ramp covers Corporate cards, Bill pay, Accounting automation, Spend insights. SAP Concur covers Travel booking, Invoice processing, Spend analytics, Policy compliance. Both handle Expense management, Web support, Ios support, Android support.
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Related pages

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