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Exact Online vs Holded

Exact Online logo

Exact Online

ERP

Dutch cloud business software for entrepreneurs and accountants

From
On request
Rated
-
Full reviewWebsite
Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Exact Online no pricing published; visitors directed to contact sales directly; Holded prices exclude VAT
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Exact Online and Holded actually diverge.

Attributes where Exact Online and Holded differ
AttributeExact OnlineHolded
Starting priceOn request€7.5/month
Pricing modelquotesubscription

Identical on both: free tier (No), platforms (Web), user rating (Not yet rated), category (ERP).

What people use each for

The jobs each tool is most often brought in to do.

Exact Online

  • Automating bookkeeping with AI document processingnot Holded
  • Managing multi-company accounting in single interfacenot Holded
  • Calculating tax compliance for multiple jurisdictionsnot Holded
  • Reconciling bank accounts automatically across subsidiariesnot Holded

Holded

  • Managing bank reconciliation rules across multiple accountsnot Exact Online
  • Scaling from 250 to unlimited invoices annually as business growsnot Exact Online
  • Processing payroll and absences for teams of 5-50 peoplenot Exact Online
  • Managing stock across multiple warehouses for distributionnot Exact Online
  • Automating tax authority submissions for Spanish SMEsnot Exact Online

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Exact Online

  • No pricing published; visitors directed to contact sales directly
  • Website content in Dutch suggests regional/European focus

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

Pricing, plan by plan

Exact Online

On request

No published plan breakdown. See the Exact Online review.

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

Which should you pick?

Choose Exact Online if

Nothing in the data separates Exact Online from Holded on the points above - pick on price and on how each one feels to use.

Exact Online review

Choose Holded if

Nothing in the data separates Holded from Exact Online on the points above - pick on price and on how each one feels to use.

Holded review

Questions people ask

Is Exact Online or Holded better?
Neither clearly leads. Exact Online starts at On request and Holded at €7.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Exact Online or Holded?
Exact Online starts at On request and Holded at €7.5/month.
Does Exact Online or Holded run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is Exact Online best used for?
Exact Online is most often used for automating bookkeeping with ai document processing, managing multi-company accounting in single interface, calculating tax compliance for multiple jurisdictions, reconciling bank accounts automatically across subsidiaries. Of those, automating bookkeeping with ai document processing and managing multi-company accounting in single interface are not what Holded is typically brought in for.

Answered from the vendors’ own pages

Exact Online: Does Exact Online publish pricing on its website?

No. Exact Online's website contains no pricing information, costs, subscription tiers, or fee structures. Interested parties must contact the company via phone or contact form for pricing details.

Source
Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
Exact Online: How can I get pricing information for Exact Online?

Exact Online directs visitors to contact sales directly. The website includes a phone number and contact form option for requesting pricing and product information.

Source
Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
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