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ERP · head to head

Holded vs IFS Cloud

Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite
IFS Cloud logo

IFS Cloud

ERP

Single-codebase ERP, EAM and field service for asset-heavy industries

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Holded prices exclude VAT; IFS Cloud the partner ecosystem is a fraction of the size of SAP or Microsoft, so day rates for experienced IFS consultants are high and availability is genuinely constrained; a failing implementation is hard to rescue because there are few alternative firms to bring in.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Holded and IFS Cloud actually diverge.

Attributes where Holded and IFS Cloud differ
AttributeHoldedIFS Cloud
Starting price€7.5/monthOn request
Pricing modelsubscriptionquote
PlatformsWebWeb, iOS, Android, Windows

Identical on both: free tier (No), user rating (Not yet rated), category (ERP).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Holded

Nothing recorded that IFS Cloud does not also cover.

Only in IFS Cloud

  • Single codebase
  • Aviation MRO
  • Field service management
  • Enterprise asset management
  • Copperleaf decision analytics
  • Composable deployment
  • Twice-yearly release train
  • Project-driven manufacturing

What people use each for

The jobs each tool is most often brought in to do.

Holded

  • Managing bank reconciliation rules across multiple accountsnot IFS Cloud
  • Scaling from 250 to unlimited invoices annually as business growsnot IFS Cloud
  • Processing payroll and absences for teams of 5-50 peoplenot IFS Cloud
  • Managing stock across multiple warehouses for distributionnot IFS Cloud
  • Automating tax authority submissions for Spanish SMEsnot IFS Cloud

IFS Cloud

  • An airline or defence operator that needs airworthiness-compliant maintenance records tied to the same system that runs procurement and financenot Holded
  • A utility that must justify capital asset spend to a regulator and wants the investment case and the work orders in one placenot Holded
  • A contract manufacturer running engineer-to-order projects where project accounting, shop floor and service revenue need to reconcilenot Holded
  • An industrial services firm replacing a separate ERP, CMMS and field scheduling tool with one vendor contractnot Holded

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

IFS Cloud

  • The partner ecosystem is a fraction of the size of SAP or Microsoft, so day rates for experienced IFS consultants are high and availability is genuinely constrained; a failing implementation is hard to rescue because there are few alternative firms to bring in.
  • Financial accounting and consolidation are the weakest part of the suite relative to the asset and service modules, and finance teams at group level often end up keeping a separate consolidation tool, which undermines the single-system business case.
  • Licensing is per capability area on top of user counts, so a scope change during implementation can produce a licence uplift that was not in the original business case, and the price is only discoverable through sales.
  • Upgrades between major releases still require regression testing of customisations, and organisations that have extended the product heavily report multi-month upgrade projects rather than the low-effort updates the cloud positioning implies.
  • IFS is private-equity owned and has acquired several companies in quick succession, so the portfolio and the roadmap have shifted more than once; a capability you buy on a roadmap promise may be delivered by an acquired product with a different data model.

Pricing, plan by plan

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

IFS Cloud

On request
  • IFS Cloud$undefined/year
    • Named and concurrent user licensing
    • Capability areas licensed separately
    • Cloud, customer-cloud or on-premises deployment

Which should you pick?

Choose Holded if

Nothing in the data separates Holded from IFS Cloud on the points above - pick on price and on how each one feels to use.

Holded review

Choose IFS Cloud if

  • You need single codebase.
  • You work on Web, iOS, Android, Windows.
  • You also want aviation mro.
IFS Cloud review

Questions people ask

Is Holded or IFS Cloud better?
Neither clearly leads. Holded starts at €7.5/month and IFS Cloud at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Holded or IFS Cloud?
Holded starts at €7.5/month and IFS Cloud at On request.
Does Holded or IFS Cloud run on more platforms?
Holded runs on Web. IFS Cloud runs on Web, iOS, Android, Windows.
What is Holded best used for?
Holded is most often used for managing bank reconciliation rules across multiple accounts, scaling from 250 to unlimited invoices annually as business grows, processing payroll and absences for teams of 5-50 people, managing stock across multiple warehouses for distribution. Of those, managing bank reconciliation rules across multiple accounts and scaling from 250 to unlimited invoices annually as business grows are not what IFS Cloud is typically brought in for.
What can Holded do that IFS Cloud cannot?
IFS Cloud covers Single codebase, Aviation MRO, Field service management, Enterprise asset management.

Answered from the vendors’ own pages

Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
IFS Cloud: Is IFS Cloud one product or a suite of separate ones?

One product on one codebase. You licence capability areas within it rather than buying separate applications, though acquired products such as Copperleaf are still being folded in.

Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
IFS Cloud: How much does IFS Cloud cost?

IFS does not publish pricing. Cost depends on user counts and which capability areas you licence, and implementation is usually the larger line item.

Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
IFS Cloud: Is IFS a credible replacement for SAP S/4HANA?

In asset-heavy and service-heavy industries, yes. For a finance-first, multi-country group with complex statutory consolidation, SAP remains stronger.

IFS Cloud: Who owns IFS?

It is privately held, majority owned by EQT and Hg. That funds acquisitions but also means the portfolio changes shape.

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