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ERP · head to head

bexio vs Holded

bexio logo

bexio

ERP

Simple business software for Swiss SMEs, the self-employed and startups

From
35/month
Rated
-
Full reviewWebsite
Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: bexio pricing in Swiss francs only; prices exclude VAT; Holded prices exclude VAT
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which bexio and Holded actually diverge.

Attributes where bexio and Holded differ
AttributebexioHolded
Starting price35/month€7.5/month

Identical on both: pricing model (subscription), free tier (No), platforms (Web), user rating (Not yet rated), category (ERP).

What people use each for

The jobs each tool is most often brought in to do.

bexio

  • SMB accountingnot Holded
  • Invoice managementnot Holded

Holded

  • Managing bank reconciliation rules across multiple accountsnot bexio
  • Scaling from 250 to unlimited invoices annually as business growsnot bexio
  • Processing payroll and absences for teams of 5-50 peoplenot bexio
  • Managing stock across multiple warehouses for distributionnot bexio
  • Automating tax authority submissions for Spanish SMEsnot bexio

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

bexio

  • Pricing in Swiss francs only; prices exclude VAT
  • Add-on costs: Payroll CHF 7-25/month, bexio Pay CHF 14/month, QR scanning limited on lower tiers

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

Pricing, plan by plan

bexio

35/month
  • Basic$35/month annual
    • 1 user
  • Advanced$25.2/month annual
    • 2 users
  • Optima$41.4/month annual
    • 5 users
  • Ultimate$71.4/month annual
    • 25 users

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

Which should you pick?

Choose bexio if

Nothing in the data separates bexio from Holded on the points above - pick on price and on how each one feels to use.

bexio review

Choose Holded if

Nothing in the data separates Holded from bexio on the points above - pick on price and on how each one feels to use.

Holded review

Questions people ask

Is bexio or Holded better?
Neither clearly leads. bexio starts at 35/month and Holded at €7.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, bexio or Holded?
bexio starts at 35/month and Holded at €7.5/month.
Does bexio or Holded run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is bexio best used for?
bexio is most often used for smb accounting, invoice management. Of those, smb accounting and invoice management are not what Holded is typically brought in for.

Answered from the vendors’ own pages

bexio: How much does Bexio's Basic plan cost?

Bexio's Basic plan costs CHF 35 per month with annual billing or CHF 45 per month with monthly billing, including 1 user.

Source
Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
bexio: What discount do new Bexio customers receive?

New customers receive a 40% discount on Advanced and higher tiers during their first year when using code bx40 by August 28, 2026.

Source
Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
bexio: Does Bexio offer a free trial?

Bexio provides a 30-day free trial with Ultimate plan features included, allowing users to test all functionality before committing.

Source
Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
bexio: How many users can each Bexio plan support?

Bexio plans support 1 user (Basic), 2 users (Advanced), 5 users (Optima), and 25 users (Ultimate).

Source
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