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ERP · head to head

Holded vs TOTVS

Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite
TOTVS logo

TOTVS

ERP

Brazilian cloud ERP for business management

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Holded prices exclude VAT; TOTVS strongest in Brazil/Latin America; limited global brand recognition outside region
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Holded and TOTVS actually diverge.

Attributes where Holded and TOTVS differ
AttributeHoldedTOTVS
Starting price€7.5/monthOn request
Pricing modelsubscriptionUnknown
PlatformsWebCloud (SaaS)
FoundedUnknown1983

Identical on both: free tier (No), user rating (Not yet rated), category (ERP).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Holded

Nothing recorded that TOTVS does not also cover.

Only in TOTVS

  • Financial management
  • Supply chain
  • Manufacturing
  • CRM
  • Compliance
  • Brazilian tax systems
  • REST APIs
  • Third-party systems

What people use each for

The jobs each tool is most often brought in to do.

Holded

  • Managing bank reconciliation rules across multiple accountsnot TOTVS
  • Scaling from 250 to unlimited invoices annually as business growsnot TOTVS
  • Processing payroll and absences for teams of 5-50 peoplenot TOTVS
  • Managing stock across multiple warehouses for distributionnot TOTVS
  • Automating tax authority submissions for Spanish SMEsnot TOTVS

TOTVS

  • Brazilian business managementnot Holded
  • Tax compliancenot Holded
  • Multi-module integrationnot Holded
  • Regional supportnot Holded

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

TOTVS

  • Strongest in Brazil/Latin America; limited global brand recognition outside region
  • Complex implementation required for enterprise deployments
  • Smaller feature set compared to global players like Oracle or SAP in some areas
  • Language and localization primarily focused on Portuguese and Spanish

Pricing, plan by plan

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

TOTVS

On request

No published plan breakdown. See the TOTVS review.

Which should you pick?

Choose Holded if

Nothing in the data separates Holded from TOTVS on the points above - pick on price and on how each one feels to use.

Holded review

Choose TOTVS if

  • You need financial management.
  • You work on Cloud (SaaS).
  • You also want supply chain.
TOTVS review

Questions people ask

Is Holded or TOTVS better?
Neither clearly leads. Holded starts at €7.5/month and TOTVS at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Holded or TOTVS?
Holded starts at €7.5/month and TOTVS at On request.
Does Holded or TOTVS run on more platforms?
Holded runs on Web. TOTVS runs on Cloud (SaaS).
What is Holded best used for?
Holded is most often used for managing bank reconciliation rules across multiple accounts, scaling from 250 to unlimited invoices annually as business grows, processing payroll and absences for teams of 5-50 people, managing stock across multiple warehouses for distribution. Of those, managing bank reconciliation rules across multiple accounts and scaling from 250 to unlimited invoices annually as business grows are not what TOTVS is typically brought in for.
What can Holded do that TOTVS cannot?
TOTVS covers Financial management, Supply chain, Manufacturing, CRM.

Answered from the vendors’ own pages

Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
TOTVS: What markets does TOTVS operate in?

TOTVS operates in 41 countries with dominant presence in Brazil (over 50% market share) and ranks among the top 3 ERP providers in Latin America.

Source
Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
TOTVS: When was TOTVS founded?

TOTVS (originally Microsiga) was founded in 1983 by Laércio Cosentino and Ernesto Haberkorn. The company changed its name to TOTVS in 2005.

Source
Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
TOTVS: Is TOTVS publicly traded?

Yes. TOTVS is publicly traded as a Brazilian company, providing financial transparency and corporate governance oversight.

Source
TOTVS: What ERP solutions does TOTVS offer?

TOTVS provides cloud-based ERP systems designed for small, medium, and large enterprises with integrated modules for finance, supply chain, manufacturing, sales, and human resources.

Source
TOTVS: Is TOTVS only for Brazilian companies?

No. TOTVS serves 41 countries globally, though it has strongest market penetration in Brazil and Latin America where it ranks as the largest emerging markets software firm.

Source
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