Softwr

ERP · head to head

Holded vs Unanet

Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite
Unanet logo

Unanet

ERP

Project ERP and CRM built for government contractors and architecture and engineering firms

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Holded prices exclude VAT; Unanet no pricing is published for any Unanet product; every line is quoted per user per month with separate implementation fees, so a small contractor cannot budget the first year without a full sales cycle.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Holded and Unanet actually diverge.

Attributes where Holded and Unanet differ
AttributeHoldedUnanet
Starting price€7.5/monthOn request
Pricing modelsubscriptionquote
PlatformsWebWeb, Cloud, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (ERP).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Holded

Nothing recorded that Unanet does not also cover.

Only in Unanet

  • DCAA-oriented timekeeping
  • Indirect rate management
  • Contract type support
  • Project accounting
  • Resource planning
  • Unanet CRM
  • Compliant invoicing
  • Unanet ERP AE

What people use each for

The jobs each tool is most often brought in to do.

Holded

  • Managing bank reconciliation rules across multiple accountsnot Unanet
  • Scaling from 250 to unlimited invoices annually as business growsnot Unanet
  • Processing payroll and absences for teams of 5-50 peoplenot Unanet
  • Managing stock across multiple warehouses for distributionnot Unanet
  • Automating tax authority submissions for Spanish SMEsnot Unanet

Unanet

  • A federal contractor moving from QuickBooks and spreadsheets because it has won its first cost-reimbursable contract and needs an accounting system that survives a DCAA adequacy reviewnot Holded
  • A services firm that must calculate and true up provisional indirect rates each year and cannot do it credibly in Excel any longernot Holded
  • An architecture and engineering practice tracking utilisation and project profitability across dozens of concurrent jobsnot Holded
  • A government contractor consolidating a separate CRM, timekeeping tool and accounting package into one system so pipeline and backlog reconcilenot Holded

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

Unanet

  • No pricing is published for any Unanet product; every line is quoted per user per month with separate implementation fees, so a small contractor cannot budget the first year without a full sales cycle.
  • Implementation is a project rather than a signup, involving chart of accounts design, indirect pool structure and data migration, and third parties report implementation fees reaching five figures for mid-sized deployments, an amount easily missed when comparing per-user rates.
  • The interface is dated compared with modern SaaS finance products, which raises training time for staff who only touch it to enter a timesheet and increases the support burden on the finance team.
  • ERP and CRM are separate products with separate contracts, so a firm that wants pipeline, backlog and actuals in one place pays twice and still deals with an integration boundary between them.
  • Its value is concentrated in United States federal and state contracting compliance, so a firm that does no public-sector work is paying for indirect rate machinery and DCAA audit behaviour it will never use, and a non-US firm gets almost nothing from the product’s main differentiator.

Pricing, plan by plan

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

Unanet

On request
  • Unanet ERP GovCon$undefined/year
    • Project accounting with indirect rate pools
    • DCAA-oriented daily timekeeping and audit trail
    • Cost-plus, T&M and fixed price contract billing
  • Unanet ERP AE$undefined/year
    • Project accounting configured for architecture and engineering firms
    • Resource planning and utilisation reporting
    • Priced per user per month, quoted
  • Unanet CRM$undefined/year
    • Pursuit and opportunity tracking
    • Proposal content library and reuse
    • Sold separately from ERP; quoted

Which should you pick?

Choose Holded if

Nothing in the data separates Holded from Unanet on the points above - pick on price and on how each one feels to use.

Holded review

Choose Unanet if

  • You need dcaa-oriented timekeeping.
  • You work on Web, Cloud, iOS, Android.
  • You also want indirect rate management.
Unanet review

Questions people ask

Is Holded or Unanet better?
Neither clearly leads. Holded starts at €7.5/month and Unanet at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Holded or Unanet?
Holded starts at €7.5/month and Unanet at On request.
Does Holded or Unanet run on more platforms?
Holded runs on Web. Unanet runs on Web, Cloud, iOS, Android.
What is Holded best used for?
Holded is most often used for managing bank reconciliation rules across multiple accounts, scaling from 250 to unlimited invoices annually as business grows, processing payroll and absences for teams of 5-50 people, managing stock across multiple warehouses for distribution. Of those, managing bank reconciliation rules across multiple accounts and scaling from 250 to unlimited invoices annually as business grows are not what Unanet is typically brought in for.
What can Holded do that Unanet cannot?
Unanet covers DCAA-oriented timekeeping, Indirect rate management, Contract type support, Project accounting.

Answered from the vendors’ own pages

Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
Unanet: What does Unanet cost?

Nothing is published. Pricing is per user per month and quoted, with implementation fees charged separately on top of the subscription.

Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
Unanet: Does Unanet make you DCAA compliant?

No software does. Unanet provides the timekeeping controls, audit trail and indirect rate accounting that an adequacy review looks for; the policies and their enforcement are still yours.

Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
Unanet: Is Unanet CRM included with the ERP?

No. Unanet CRM, built on the acquired Cosential platform, is a separate product with its own contract.

Unanet: How does it compare with Deltek?

Unanet typically targets smaller contractors than Deltek Costpoint and is quicker to implement, but has less depth for very large multi-segment organisations.

Share

Related pages

More on Holded

More on Unanet

Keep looking

Other head to heads