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ERP · head to head

Holded vs Jaggaer

Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite
J

Jaggaer

ERP

Source to pay procurement suite that sits on top of an existing ERP

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Holded prices exclude VAT; Jaggaer this is a spend layer and not an ERP, so it must integrate with the finance system for vendor master, cost centres, budgets and invoice posting, and that integration is a build with ongoing maintenance rather than a configuration setting.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Holded and Jaggaer actually diverge.

Attributes where Holded and Jaggaer differ
AttributeHoldedJaggaer
Starting price€7.5/monthOn request
Pricing modelsubscriptionquote

Identical on both: free tier (No), platforms (Web), user rating (Not yet rated), category (ERP).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Holded

Nothing recorded that Jaggaer does not also cover.

Only in Jaggaer

  • Supplier management
  • Sourcing
  • Contract lifecycle
  • Guided buying and catalogues
  • Requisition and purchase order processing
  • Invoicing and matching
  • Spend analytics
  • Supplier network

What people use each for

The jobs each tool is most often brought in to do.

Holded

  • Managing bank reconciliation rules across multiple accountsnot Jaggaer
  • Scaling from 250 to unlimited invoices annually as business growsnot Jaggaer
  • Processing payroll and absences for teams of 5-50 peoplenot Jaggaer
  • Managing stock across multiple warehouses for distributionnot Jaggaer
  • Automating tax authority submissions for Spanish SMEsnot Jaggaer

Jaggaer

  • A university or research institution that must enforce restricted fund and grant rules at the point of requisition rather than at auditnot Holded
  • A multi site organisation trying to consolidate fragmented purchasing onto negotiated contracts it already has but does not usenot Holded
  • A regulated manufacturer that must document supplier qualification and keep an auditable record of the sourcing decisionnot Holded
  • A finance team that can report what was spent but cannot say what it was spent on or with whom by categorynot Holded

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

Jaggaer

  • This is a spend layer and not an ERP, so it must integrate with the finance system for vendor master, cost centres, budgets and invoice posting, and that integration is a build with ongoing maintenance rather than a configuration setting.
  • The suite is licensed by module, so a demonstration that shows sourcing, contracts, analytics and invoicing working together may represent four separate purchases and a quote for one module tells you little about the cost of the working system.
  • Savings depend on buyer compliance rather than on software, so an organisation without the authority to stop off system purchasing ends up paying a subscription for a reporting tool that describes the leakage it was bought to prevent.
  • Supplier enablement is slow and unglamorous work, because every supplier you want transacting electronically has to be contacted, configured and tested, and low enablement rates leave you running two processes at once.
  • Spend analytics is only as good as the classification behind it, so historic data with inconsistent supplier names and missing category codes needs a cleansing exercise before any report from it can be shown to a board.

Pricing, plan by plan

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

Jaggaer

On request

No published plan breakdown. See the Jaggaer review.

Which should you pick?

Choose Holded if

Nothing in the data separates Holded from Jaggaer on the points above - pick on price and on how each one feels to use.

Holded review

Choose Jaggaer if

  • You need supplier management.
  • You also want sourcing.
Jaggaer review

Questions people ask

Is Holded or Jaggaer better?
Neither clearly leads. Holded starts at €7.5/month and Jaggaer at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Holded or Jaggaer?
Holded starts at €7.5/month and Jaggaer at On request.
Does Holded or Jaggaer run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is Holded best used for?
Holded is most often used for managing bank reconciliation rules across multiple accounts, scaling from 250 to unlimited invoices annually as business grows, processing payroll and absences for teams of 5-50 people, managing stock across multiple warehouses for distribution. Of those, managing bank reconciliation rules across multiple accounts and scaling from 250 to unlimited invoices annually as business grows are not what Jaggaer is typically brought in for.
What can Holded do that Jaggaer cannot?
Jaggaer covers Supplier management, Sourcing, Contract lifecycle, Guided buying and catalogues.

Answered from the vendors’ own pages

Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
Jaggaer: Do I need this if my ERP already has a purchasing module?

ERP purchasing records transactions well and influences them poorly. If your problem is that buyers ignore negotiated contracts, or that you cannot analyse spend by category, a dedicated suite adds something. If your problem is purchase order processing, your ERP module is cheaper and already integrated.

Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
Jaggaer: How does it compare with SAP Ariba or Coupa?

All three cover the same ground. The differences that matter in practice are which one your ERP integrates with most cheaply, which has real depth in your sector, and which suppliers are already transacting on the network. JAGGAER has an unusually deep footprint in higher education and research purchasing.

Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
Jaggaer: What does implementation actually involve?

Supplier data cleansing, category taxonomy design, approval workflow design, ERP integration and supplier enablement. The software configuration is the smallest of those. Expect the services engagement to be comparable to the first year of subscription.

Jaggaer: Is it sold direct or through partners?

JAGGAER sells direct and also works with implementation partners on larger programmes. Whichever route you take, ask specifically who will hold the integration work and whether that team has connected to your ERP version before.

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