Softwr

ERP · head to head

Holded vs Zycus

Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite
Zycus logo

Zycus

ERP

Source-to-pay suite with heavy AI positioning, priced by module and quoted throughout

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Holded prices exclude VAT; Zycus implementations run long and are consultant-led, so the gap between the sales demonstration and a configured live system is measured in quarters, during which the licence is already being paid.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Holded and Zycus actually diverge.

Attributes where Holded and Zycus differ
AttributeHoldedZycus
Starting price€7.5/monthOn request
Pricing modelsubscriptionquote
PlatformsWebWeb, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (ERP).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Holded

Nothing recorded that Zycus does not also cover.

Only in Zycus

  • Spend analysis
  • eSourcing
  • Contract management
  • Supplier management
  • Procure-to-pay
  • Invoice processing
  • Merlin AI agents
  • Savings tracking

What people use each for

The jobs each tool is most often brought in to do.

Holded

  • Managing bank reconciliation rules across multiple accountsnot Zycus
  • Scaling from 250 to unlimited invoices annually as business growsnot Zycus
  • Processing payroll and absences for teams of 5-50 peoplenot Zycus
  • Managing stock across multiple warehouses for distributionnot Zycus
  • Automating tax authority submissions for Spanish SMEsnot Zycus

Zycus

  • A manufacturer with several ERP instances that cannot answer what it spends with a given supplier group-widenot Holded
  • A procurement function running frequent reverse auctions that needs award scenario optimisation rather than a spreadsheetnot Holded
  • An organisation that priced Coupa and Ariba, found the licence unaffordable, and needs comparable module coveragenot Holded
  • A regulated business needing supplier risk monitoring and contract obligation tracking in one audited systemnot Holded

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

Zycus

  • Implementations run long and are consultant-led, so the gap between the sales demonstration and a configured live system is measured in quarters, during which the licence is already being paid.
  • The AI capability is marketed well ahead of what is typically enabled in a customer instance, and buyers should insist on seeing agentic features running on their own data before valuing them in a business case.
  • A large share of engineering and support capacity sits in India, so North American and European customers need coverage windows and escalation paths written into the contract rather than assumed.
  • The user interface across modules is inconsistent, reflecting different development eras, which raises training cost and reduces adoption among occasional requisitioners.
  • Pricing is entirely quoted and structured around spend under management, so a business whose spend grows faces increases unrelated to how much it uses the software.

Pricing, plan by plan

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

Zycus

On request
  • Zycus Source-to-Pay$undefined/year
    • Modules licensed individually or as a suite
    • Priced by spend under management, users and modules
    • Annual subscription, multi-year terms common

Which should you pick?

Choose Holded if

Nothing in the data separates Holded from Zycus on the points above - pick on price and on how each one feels to use.

Holded review

Choose Zycus if

  • You need spend analysis.
  • You work on Web, iOS, Android.
  • You also want esourcing.
Zycus review

Questions people ask

Is Holded or Zycus better?
Neither clearly leads. Holded starts at €7.5/month and Zycus at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Holded or Zycus?
Holded starts at €7.5/month and Zycus at On request.
Does Holded or Zycus run on more platforms?
Holded runs on Web. Zycus runs on Web, iOS, Android.
What is Holded best used for?
Holded is most often used for managing bank reconciliation rules across multiple accounts, scaling from 250 to unlimited invoices annually as business grows, processing payroll and absences for teams of 5-50 people, managing stock across multiple warehouses for distribution. Of those, managing bank reconciliation rules across multiple accounts and scaling from 250 to unlimited invoices annually as business grows are not what Zycus is typically brought in for.
What can Holded do that Zycus cannot?
Zycus covers Spend analysis, eSourcing, Contract management, Supplier management.

Answered from the vendors’ own pages

Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
Zycus: Is it cheaper than Coupa or Ariba?

Usually on licence, and that price gap is the most common reason organisations shortlist it. Compare total cost including implementation, where the gap narrows.

Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
Zycus: Which module is strongest?

Spend analysis. Classifying dirty purchase data across multiple ERPs is where Zycus consistently performs well against alternatives.

Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
Zycus: How long is an implementation?

Plan for several quarters for a multi-module deployment. Phase it so one module delivers value before the rest go live.

Zycus: What about support coverage?

Much of the delivery and support organisation is in India. Get the coverage hours, response times and escalation route into the contract explicitly.

Share

Related pages

More on Holded

More on Zycus

Keep looking

Other head to heads