Wise Businessvs
QuickBooks
QuickBooks: Smart, simple online accounting software for small business
Wise Business
The smart way to send and receive business payments
As of 30 August 2026, Wise Business starts at $29/month. Wise Business offers multi-currency accounts and international transfers at the real exchange rate for businesses of all sizes. Softwr lists it under Accounting. Wise Business is made by Wise plc, launched in 2011, available on Web, iOS, Android, API.
Overview
What Wise Business does
Wise Business offers multi-currency accounts and international transfers at the real exchange rate for businesses of all sizes.
What people use it for
- Holding and converting multiple currencies as a business
- Paying international suppliers and contractors at the mid market rate
- Receiving payments into local currency account details in several countries
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Wise Business.
- Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- Volume discounts on transfers start only above 20,000 GBP equivalent sent per month
Cross-shopped
What people choose instead of Wise Business
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- Wise BusinessvsRamp
Ramp: The corporate card that helps you spend less
- Wise BusinessvsAirbase
Airbase: The first all-in-one spend management platform
- Wise BusinessvsMelio
Melio: Simple business payments
Pricing
What Wise Business costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Standard
Free
- Multi-currency account
- Real exchange rate
- Batch payments
Capabilities
Features
Multi-currency accounts
International transfers
Batch payments
API access
Team management
Xero
Integration with Xero
QuickBooks
Integration with QuickBooks
Various
Integration with Various
FCA regulated
FCA regulated security feature
Bank-level security
Bank-level security security feature
Web support
Available on web
Ios support
Available on ios
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
How fast are international transfers with Wise Business?
Wise Business offers fast global payments with 70% arriving in 20 seconds and 95% arriving in under 24 hours. You can also pay up to 1,000 contacts in a single batch transfer.
SourceDoes Wise Business offer volume discounts?
Yes, volume discounts are available on monthly transfers over 20,000 GBP or equivalent.
SourceHow does Wise Business keep funds secure?
Wise customers move over AED60 billion monthly with systems built to keep funds safe. The company runs over 7 million daily fraud checks (80 per second), keeps funds diversified with secure financial institutions, and offers 24/7 customer support.
SourceBehind it
Who makes Wise Business
- Company
- Wise plc
- Based in
- London, UK
Keep looking
Where to go from Wise Business
- Wise Business alternativesEvery product people weigh against it
- Wise Business pricingPlans, floors and what the tiers exclude
- Wise Business badgesWhich rules it meets, and the figure behind each
- All Accounting softwareThe full category
- Best Accounting softwareThe shortlist, and how it was cut
Best Accounting software for
Compare Wise Business with
- Veem
- Melio
- Ramp
- Airbase
- QuickBooks
- Payoneer
- Plaid
- Spendesk
- Medius
- Adyen
- Brex
- Fyle
- Carta
- Causal
- Conta
- Creem
- DATEV
- Conta Azul
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From 239.9/mo15 researched notes
Softwr does not host reviews and shows no star rating for Wise Business, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
More on Wise Business
Wise Business alternatives
What people switch to, and what they give up
Wise Business pricing
Every tier, and where the cost actually lands
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