Accounting · head to head
Maxio vs Netvisor
Maxio
Accounting
Billing and financial reporting platform for B2B SaaS companies
- From
- $599/month
- Rated
- -
Netvisor
Accounting
Finnish cloud accounting and payroll with pricing built from a base fee plus per transaction charges
- From
- Free
- Rated
- -
The short version
- Only Netvisor has a free tier, so it costs nothing to try first.
- Each has a real cost: Maxio entry-level Grow plan starts at $599/month, making it costly for very early-stage startups.; Netvisor pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- They diverge on capability: Maxio covers Usage-based billing, Netvisor covers Finnish general ledger.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Maxio and Netvisor actually diverge.
Identical on both: pricing model (subscription), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Maxio
- Usage-based billing
- Subscription management
- Revenue recognition
- SaaS metrics dashboards
- Dunning and collections
- Accounting and CRM integrations
Only in Netvisor
- Finnish general ledger
- Value added tax reporting
- Bank connections
- Electronic invoicing
- Purchase invoice workflow
- Sales invoicing
- Payroll
- Incomes register reporting
What people use each for
The jobs each tool is most often brought in to do.
Maxio
- Billing for B2B SaaS companies with complex contractsnot Netvisor
- Usage-based and hybrid pricing meteringnot Netvisor
- GAAP/IFRS revenue recognition for finance teamsnot Netvisor
- SaaS metrics reporting for investors and boardsnot Netvisor
Netvisor
- A Finnish company whose accounting firm works in Netvisor and wants the client approving purchase invoices in the same systemnot Maxio
- A Finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on timenot Maxio
- A business receiving and sending structured e-invoices with Finnish counterparties that require themnot Maxio
- A Finnish accounting practice standardising clients on one system with a shared role model rather than one instance per clientnot Maxio
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Maxio
- Entry-level Grow plan starts at $599/month, making it costly for very early-stage startups.
- Pricing above the Grow tier requires a custom quote rather than transparent self-serve pricing.
- Focused specifically on B2B SaaS billing, so it lacks general e-commerce checkout or consumer payment features found in platforms like FastSpring.
- Advanced features like multi-entity support and expense amortization are gated behind paid add-ons.
Netvisor
- Pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- It serves Finland, so the tax and payroll logic is useless to entities filing elsewhere, and a Nordic group ends up running a different system in each country even where they belong to the same corporate family.
- The interface, help material and support operate in Finnish, so a foreign owned subsidiary needs a Finnish speaking bookkeeper or accounting firm to operate it and cannot supervise it directly from head office.
- Finnish payroll requires collective agreement terms to be configured correctly, and getting holiday pay, supplements and shift rules right is specialist work usually done by a partner, so payroll implementation is a paid project rather than a setup wizard.
- Because most deployments come through an accounting firm, the practical service you receive depends on that firm's competence with the product, and changing accountant can mean changing system or inheriting a configuration nobody documented.
Pricing, plan by plan
Maxio
$599/month- Grow$599/month
- For businesses up to $100k in monthly billings
- Usage-based and recurring billing
- Automated invoicing and dunning
- Scale$undefined/month
- For businesses over $100k in monthly billings
- Advanced revenue management add-ons
- Multi-entity support
Netvisor
Free- Starter$25/month
- Basic accounting, 1000 transactions, invoicing, payroll for 1 person
- Basic$25/month
- Basic accounting plus invoicing, 2.06 euros per invoice item, unlimited users, email support
- Core$25/month
- All Basic features, invoices included in monthly cost
- Professional$25/month
- All Core features, broadest software interface, budgeting, reporting, forecasting, purchase and sales orders
Which should you pick?
Choose Maxio if
- You need usage-based billing.
- You work on web, api.
- You also want subscription management.
Choose Netvisor if
- You need finnish general ledger.
- You want to start without paying.
- You also want value added tax reporting.
Questions people ask
- Is Maxio or Netvisor better?
- Neither clearly leads. Maxio starts at $599/month and Netvisor at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Maxio or Netvisor?
- Netvisor has a free tier; the other does not. Paid plans start at $599/month for Maxio and Free for Netvisor.
- Does Maxio or Netvisor run on more platforms?
- Maxio runs on web, api. Netvisor runs on Web.
- Can I use Netvisor for free?
- Yes. Netvisor has a free tier, so you can try it without paying. Maxio starts at $599/month.
- What is Maxio best used for?
- Maxio is most often used for billing for b2b saas companies with complex contracts, usage-based and hybrid pricing metering, gaap/ifrs revenue recognition for finance teams, saas metrics reporting for investors and boards. Of those, billing for b2b saas companies with complex contracts and usage-based and hybrid pricing metering are not what Netvisor is typically brought in for.
- What can Maxio do that Netvisor cannot?
- Maxio covers Usage-based billing, Subscription management, Revenue recognition, SaaS metrics dashboards. Netvisor covers Finnish general ledger, Value added tax reporting, Bank connections, Electronic invoicing.
Answered from the vendors’ own pages
Maxio: What does Maxio cost?
Maxio's Grow plan costs $599/month for businesses with up to $100k in monthly billings. Businesses above that threshold need the Scale plan, which requires a custom quote from Maxio's sales team.
SourceNetvisor: Is Netvisor usable outside Finland?
Not as a compliance system. The value is the Finnish tax, banking, e-invoicing and payroll logic. Companies filing elsewhere should look at the local product in the Visma range or another local vendor.
Maxio: Is there a free plan?
No, Maxio does not offer a free plan. The Grow plan at $599/month is the entry point, with unlimited users included at no extra cost.
SourceNetvisor: Why is the pricing structured per transaction?
It reflects a Finnish market convention where the accounting firm's fee also scales with document volume. It means a low volume company pays very little and a high volume one pays a great deal, so estimate your annual invoice and payslip counts before comparing headline prices.
Maxio: What does Maxio integrate with?
Maxio integrates with accounting systems like QuickBooks, Xero, and NetSuite, CRMs including Salesforce, HubSpot, and Pipedrive, and 20+ payment gateways alongside its own Maxio Payments.
SourceNetvisor: Can my accounting firm work in it with me?
Yes, that is the intended model. The practice and the client share one instance with different roles, so the firm does the bookkeeping while you approve purchase invoices and issue sales invoices.
Netvisor: Does it handle payroll for collective agreements?
It supports Finnish collective agreement based payroll, but configuring the specific agreement terms correctly is expert work normally done during a paid implementation. Do not assume payroll is switched on the same week as accounting.
Netvisor: What about the incomes register?
Reporting earnings to the national incomes register within the statutory deadline is built in, which is one of the main reasons Finnish employers use a local product rather than an international one.
Netvisor: Is it a full ERP?
It includes inventory and fixed assets alongside the ledger, which covers a good deal of a small distributor's needs, but it is a financial management system rather than a manufacturing or full supply chain ERP.
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