Accounting · head to head
Netvisor vs Yooz
Netvisor
Accounting
Finnish cloud accounting and payroll with pricing built from a base fee plus per transaction charges
- From
- Free
- Rated
- -
Yooz
Accounting
AP automation for mid-sized finance teams, with unlimited users included in the subscription
- From
- $199/month
- Rated
- -
The short version
- Only Netvisor has a free tier, so it costs nothing to try first.
- Each has a real cost: Netvisor pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.; Yooz it is accounts payable only, with no requisitioning, sourcing or contract management, so procurement control has to come from somewhere else.
- They diverge on capability: Netvisor covers Finnish general ledger, Yooz covers Invoice capture.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Netvisor and Yooz actually diverge.
Identical on both: user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Netvisor
- Finnish general ledger
- Value added tax reporting
- Bank connections
- Electronic invoicing
- Purchase invoice workflow
- Sales invoicing
- Payroll
- Incomes register reporting
Only in Yooz
- Invoice capture
- Automatic coding
- Purchase order matching
- Approval workflow
- Fraud and duplicate detection
- Payment initiation
- Unlimited users
- E-invoicing readiness
What people use each for
The jobs each tool is most often brought in to do.
Netvisor
- A Finnish company whose accounting firm works in Netvisor and wants the client approving purchase invoices in the same systemnot Yooz
- A Finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on timenot Yooz
- A business receiving and sending structured e-invoices with Finnish counterparties that require themnot Yooz
- A Finnish accounting practice standardising clients on one system with a shared role model rather than one instance per clientnot Yooz
Yooz
- A finance team with thirty occasional approvers that cannot justify per-seat AP automationnot Netvisor
- An accounting practice processing invoices on behalf of many client companiesnot Netvisor
- A French or European business preparing for mandatory electronic invoicing without buying an enterprise platformnot Netvisor
- A company losing early payment discounts because paper invoices sit in someone's tray for two weeksnot Netvisor
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Netvisor
- Pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- It serves Finland, so the tax and payroll logic is useless to entities filing elsewhere, and a Nordic group ends up running a different system in each country even where they belong to the same corporate family.
- The interface, help material and support operate in Finnish, so a foreign owned subsidiary needs a Finnish speaking bookkeeper or accounting firm to operate it and cannot supervise it directly from head office.
- Finnish payroll requires collective agreement terms to be configured correctly, and getting holiday pay, supplements and shift rules right is specialist work usually done by a partner, so payroll implementation is a paid project rather than a setup wizard.
- Because most deployments come through an accounting firm, the practical service you receive depends on that firm's competence with the product, and changing accountant can mean changing system or inheriting a configuration nobody documented.
Yooz
- It is accounts payable only, with no requisitioning, sourcing or contract management, so procurement control has to come from somewhere else.
- Pricing is published only as a starting point and the real number depends on invoice volume and connector requirements, so the advertised figure understates what most buyers pay.
- Country compliance depth is strongest in France and francophone Europe; buyers needing many national e-invoicing mandates at once are better served by a vendor built for that.
- Extraction accuracy on unusual supplier layouts still requires human correction, and the learning improves only with volume, so small-volume users see less benefit from the automation they are paying for.
- ERP connectors vary in depth between accounting systems, and a shallow connector turns the promised straight-through posting into a periodic file export that someone has to run.
Pricing, plan by plan
Netvisor
Free- Starter$25/month
- Basic accounting, 1000 transactions, invoicing, payroll for 1 person
- Basic$25/month
- Basic accounting plus invoicing, 2.06 euros per invoice item, unlimited users, email support
- Core$25/month
- All Basic features, invoices included in monthly cost
- Professional$25/month
- All Core features, broadest software interface, budgeting, reporting, forecasting, purchase and sales orders
Yooz
$199/month- Entry$199/month
- Unlimited users
- Invoice capture, coding and approval workflow
- Volume allowance applies
- Volume tiers$undefined/month
- Priced by monthly invoice volume
- European mid-market typically €300 to €600 a month at 200 to 500 invoices
- Purchase order matching and fraud detection
Which should you pick?
Choose Netvisor if
- You need finnish general ledger.
- You want to start without paying.
- You also want value added tax reporting.
Choose Yooz if
- You need invoice capture.
- You work on Web, iOS, Android.
- You also want automatic coding.
Questions people ask
- Is Netvisor or Yooz better?
- Neither clearly leads. Netvisor starts at Free and Yooz at $199/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Netvisor or Yooz?
- Netvisor has a free tier; the other does not. Paid plans start at Free for Netvisor and $199/month for Yooz.
- Does Netvisor or Yooz run on more platforms?
- Netvisor runs on Web. Yooz runs on Web, iOS, Android.
- Can I use Netvisor for free?
- Yes. Netvisor has a free tier, so you can try it without paying. Yooz starts at $199/month.
- What is Netvisor best used for?
- Netvisor is most often used for a finnish company whose accounting firm works in netvisor and wants the client approving purchase invoices in the same system, a finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on time, a business receiving and sending structured e-invoices with finnish counterparties that require them, a finnish accounting practice standardising clients on one system with a shared role model rather than one instance per client. Of those, a finnish company whose accounting firm works in netvisor and wants the client approving purchase invoices in the same system and a finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on time are not what Yooz is typically brought in for.
- What can Netvisor do that Yooz cannot?
- Netvisor covers Finnish general ledger, Value added tax reporting, Bank connections, Electronic invoicing. Yooz covers Invoice capture, Automatic coding, Purchase order matching, Approval workflow.
Answered from the vendors’ own pages
Netvisor: Is Netvisor usable outside Finland?
Not as a compliance system. The value is the Finnish tax, banking, e-invoicing and payroll logic. Companies filing elsewhere should look at the local product in the Visma range or another local vendor.
Yooz: How is it priced?
On monthly invoice volume, with unlimited users included. Entry pricing is around $199 a month, and European mid-market deployments commonly land at €300 to €600.
Netvisor: Why is the pricing structured per transaction?
It reflects a Finnish market convention where the accounting firm's fee also scales with document volume. It means a low volume company pays very little and a high volume one pays a great deal, so estimate your annual invoice and payslip counts before comparing headline prices.
Yooz: Are there per-user charges?
No, and that is its main commercial advantage over competitors that meter approvers.
Netvisor: Can my accounting firm work in it with me?
Yes, that is the intended model. The practice and the client share one instance with different roles, so the firm does the bookkeeping while you approve purchase invoices and issue sales invoices.
Yooz: Does it do procurement as well?
No. It automates accounts payable. Requisitions, sourcing and contracts need a separate system.
Netvisor: Does it handle payroll for collective agreements?
It supports Finnish collective agreement based payroll, but configuring the specific agreement terms correctly is expert work normally done during a paid implementation. Do not assume payroll is switched on the same week as accounting.
Yooz: Is it ready for European e-invoicing mandates?
Yes for France and francophone Europe in particular. For a wide multi-country mandate footprint, compare against a vendor built for that specific problem.
Netvisor: What about the incomes register?
Reporting earnings to the national incomes register within the statutory deadline is built in, which is one of the main reasons Finnish employers use a local product rather than an international one.
Netvisor: Is it a full ERP?
It includes inventory and fixed assets alongside the ledger, which covers a good deal of a small distributor's needs, but it is a financial management system rather than a manufacturing or full supply chain ERP.
Related pages
Other head to heads
- Netvisor vs Airbase
- Netvisor vs QuickBooks
- Netvisor vs Ramp
- Netvisor vs Melio
- Netvisor vs Money Forward Cloud
- Netvisor vs Maxio
- Netvisor vs DATEV
- Netvisor vs Metronome
- Netvisor vs Causal
- Netvisor vs Bill.com
- Netvisor vs Basware
- Netvisor vs Invoicely
- Netvisor vs Invoicera
- Netvisor vs Lago
- Netvisor vs Modern Treasury
- Netvisor vs Moss
- Netvisor vs Stampli
- Netvisor vs Ottimate
- Netvisor vs Medius
- Netvisor vs Tipalti
- Netvisor vs Kodo
- Netvisor vs Vertex
- Netvisor vs SAP Concur
- Netvisor vs Fortnox
- Netvisor vs FreeAgent
- Netvisor vs freee
- Netvisor vs Happay
- Netvisor vs insightsoftware
- Netvisor vs IRIS KashFlow
- Netvisor vs Medius Expense
- Yooz vs Airbase
- Yooz vs QuickBooks
- Yooz vs Ramp
- Yooz vs Melio
- Yooz vs Money Forward Cloud
- Yooz vs Maxio
- Yooz vs DATEV
- Yooz vs Metronome
- Yooz vs Causal
- Yooz vs Bill.com
- Yooz vs Basware
- Yooz vs Invoicely
- Yooz vs Invoicera
- Yooz vs Lago
- Yooz vs Modern Treasury
- Yooz vs Moss
- Yooz vs Stampli
- Yooz vs Ottimate
- Yooz vs Medius
- Yooz vs Tipalti
- Yooz vs Kodo
- Yooz vs Vertex
- Yooz vs SAP Concur
- Yooz vs Fortnox
- Yooz vs FreeAgent
- Yooz vs freee
- Yooz vs Happay
- Yooz vs insightsoftware
- Yooz vs IRIS KashFlow
- Yooz vs Medius Expense