HR · head to head
Insperity vs People HR
Insperity
HR
US professional employer organisation providing co-employed HR, payroll and pooled benefits for small and mid-sized companies
- From
- On request
- Rated
- -
The short version
- Only People HR has a free tier, so it costs nothing to try first.
- Each has a real cost: Insperity insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.; People HR pro and Elite+ HR plans require contacting sales; exact features unclear
- They diverge on capability: Insperity covers Co-employment PEO, People HR covers Employee Database.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Insperity and People HR actually diverge.
Identical on both: platforms (Web, iOS, Android), user rating (Not yet rated), category (HR).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Insperity
- Co-employment PEO
- Master health plan
- Assigned HR specialists
- Payroll processing
- Workers compensation
- Insperity Premier portal
- Retirement plan
- Recruiting services
Only in People HR
- Employee Database
- Absence Management
- Document Management
- Performance
- Recruitment
- Self-Service Portal
- Slack
- Microsoft 365
What people use each for
The jobs each tool is most often brought in to do.
Insperity
- A 40 person US company that cannot get competitive medical rates on its own and wants pooled large-group covernot People HR
- A firm hiring across several states that does not want to open and maintain employment tax registrations in each onenot People HR
- A founder-run business with no HR function that needs defensible advice on terminations and classificationnot People HR
- A company that wants workers compensation, benefits and payroll under one contract rather than three vendorsnot People HR
People HR
- HR management for startups and growing teamsnot Insperity
- Integrated payroll and HR operationsnot Insperity
- Employee management with compliance featuresnot Insperity
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Insperity
- Insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
- Benefit plan design, carrier and network are set across the whole pool, so a client cannot chase a better local network or a cheaper plan without leaving the PEO entirely.
- Leaving mid-year restarts state unemployment wage bases in several states, which produces an unbudgeted tax bill in the year you exit and effectively locks clients into January transitions.
- Pricing is quoted per employee per month or as a percentage of payroll and is repriced annually alongside pooled medical renewals, so a good first-year number tells you very little about year three.
- The Insperity Premier technology has lagged standalone HRIS products on reporting, workflow and integrations, which is why the company has turned to a joint build with Workday rather than closing the gap alone.
People HR
- Pro and Elite+ HR plans require contacting sales; exact features unclear
- Payroll SaaS Pro and Elite+ pricing not published
- Combined plans mark no distinction between HR and payroll components
Pricing, plan by plan
Insperity
On request- Workforce Optimization$undefined/year
- Full-service co-employment PEO
- Master medical, dental and vision plan
- Payroll and employment tax filing
- Workforce Synchronization$undefined/year
- Lighter co-employment for larger organisations
- Client retains more benefit plan control
- Payroll and compliance administration
People HR
Free- Starter$3/month
- per-employee pricing
- ideal for startups
- Core$5.5/month
- per-employee pricing
- growing teams
- Pro$8/month
- per-employee pricing
- larger companies
- Elite+$9.5/month
- per-employee pricing
- advanced HR
Which should you pick?
Choose Insperity if
- You need co-employment peo.
- You work on Web, iOS, Android.
- You also want master health plan.
Choose People HR if
- You need employee database.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want absence management.
Questions people ask
- Is Insperity or People HR better?
- Neither clearly leads. Insperity starts at On request and People HR at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Insperity or People HR?
- People HR has a free tier; the other does not. Paid plans start at On request for Insperity and Free for People HR.
- Does Insperity or People HR run on more platforms?
- Both run on Web, iOS, Android, so platform support will not decide this one for you.
- Can I use People HR for free?
- Yes. People HR has a free tier, so you can try it without paying. Insperity starts at On request.
- What is Insperity best used for?
- Insperity is most often used for a 40 person us company that cannot get competitive medical rates on its own and wants pooled large-group cover, a firm hiring across several states that does not want to open and maintain employment tax registrations in each one, a founder-run business with no hr function that needs defensible advice on terminations and classification, a company that wants workers compensation, benefits and payroll under one contract rather than three vendors. Of those, a 40 person us company that cannot get competitive medical rates on its own and wants pooled large-group cover and a firm hiring across several states that does not want to open and maintain employment tax registrations in each one are not what People HR is typically brought in for.
- What can Insperity do that People HR cannot?
- Insperity covers Co-employment PEO, Master health plan, Assigned HR specialists, Payroll processing. People HR covers Employee Database, Absence Management, Document Management, Performance.
Answered from the vendors’ own pages
Insperity: Does Insperity publish its pricing?
No. It quotes per employee per month or as a percentage of payroll after reviewing your headcount, state mix and claims history, and it reprices at each annual renewal.
People HR: How is PeopleHR pricing calculated?
Pricing is per employee per month (PEPM). Starter: £3, Core: £5.50, Pro: £8, Elite+: £9.50. Users can add/remove employees as needed.
SourceInsperity: Am I still the employer?
You direct the work and decide who is hired and fired. Insperity is co-employer for tax, benefits and certain compliance purposes, and it holds the registrations that wages are reported under.
People HR: Do I get a discount for annual billing?
Yes, annual customers receive discounts compared to monthly billing. Exact discount percentages not specified on the pricing page.
SourceInsperity: Can Insperity employ people outside the United States?
No. It is a US-only PEO. International hiring needs a separate employer of record such as Deel or Velocity Global.
People HR: What add-ons are available?
Optional add-ons cost £1.50-£2 PEPM for most features. Specific add-ons not listed on the pricing page.
SourceInsperity: What happens to my benefits if I leave?
You have to source your own carriers and plans from scratch and your employees move to new networks, which is why most exits are timed for 1 January.
People HR: Can I combine HR and Payroll services?
Yes, combined HR + Payroll plans are available: Core+ (£7 PEPM), Pro+ (£9.50 PEPM), Ultimate+ (£11 PEPM). Support and implementation included.
SourceRelated pages
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