Spendeskvs
Pleo
Pleo: European spend management platform with corporate cards and expense automation
Spendesk
Smart spend management for modern teams
As of 30 August 2026, Spendesk starts at $29/month. Spendesk is a complete spend management platform combining smart company cards, expense reimbursements, and invoice payments in one solution. Softwr lists it under Accounting. Spendesk is made by Spendesk SAS, launched in 2016, available on Web, iOS, Android.
Overview
What Spendesk does
Spendesk is a complete spend management platform combining smart company cards, expense reimbursements, and invoice payments in one solution.
What people use it for
- Expense management
- Spend control
- Finance automation
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Spendesk.
- No publicly available pricing, requires custom quote
- Strong European presence but limited in some non-EU markets
- High implementation costs due to extensive integration requirements
Cross-shopped
What people choose instead of Spendesk
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- SpendeskvsRamp
Ramp: US-based spend management platform with corporate cards, AP automation, and budget controls
- SpendeskvsAirbase
Airbase: Spend management platform integrating corporate cards, expenses, and invoice processing
Pricing
What Spendesk costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Essentials
Free
- Virtual cards
- Expense tracking
- Approvals
Capabilities
Features
Company cards
Expense management
Invoice payments
Budget management
Spend analytics
Xero
Integration with Xero
Sage
Integration with Sage
NetSuite
Integration with NetSuite
SOC 2
SOC 2 security feature
PCI DSS
PCI DSS security feature
Web support
Available on web
Ios support
Available on ios
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
What is included in Spendesk's platform?
Spendesk combines corporate cards, a mobile receipts app, approval workflows, automated reconciliation, accounts payable, procurement, and spend controls into one platform.
SourceHow does Spendesk handle expense receipts?
Spendesk captures receipts via mobile photo upload with OCR technology, automatically matching receipts to transactions and generating automated expense reports with 98% of expense receipts collected on time.
SourceWhat integrations does Spendesk offer?
Spendesk integrates with accounting software including Sage, Xero, NetSuite, and SAP, plus HR systems and tools like Slack for comprehensive spend management.
SourceIs Spendesk profitable?
Yes. Spendesk became the first spend management platform to reach profitability in 2025, processing over £10 billion in spend across 35+ countries.
SourceWhat is Spendesk's valuation?
Spendesk is a unicorn company with a valuation of $1.5 billion, with 2025 revenue of $52 million ARR.
SourceHow much time can Spendesk save on bookkeeping?
Organizations using Spendesk save an average of 4 days per month on bookkeeping, equivalent to over 380 hours per year returned to the business.
SourceBehind it
Who makes Spendesk
- Company
- Spendesk SAS
- Based in
- Paris, France
- Founders
- Guilhem Bellion, Rodolphe Ardant, Jordane Guily
Timeline
Spendesk over time
Keep looking
Where to go from Spendesk
- Spendesk alternativesEvery product people weigh against it
- Spendesk pricingPlans, floors and what the tiers exclude
- Spendesk badgesWhich rules it meets, and the figure behind each
- All Accounting softwareThe full category
- Best Accounting softwareThe shortlist, and how it was cut
Best Accounting software for
Compare Spendesk with
- Pleo
- Ramp
- Airbase
- Moss
- Soldo
- Cledara
- Tropic
- Spendbase
- Fyle
- Divvy
- Brex
- Happay
- Zoho Expense
- Zuora
- Airwallex
- Bench
- Billin
- Billit
Other Accounting software
Spend management combining corporate cards, bill payment and expense claims, now part of Paylocity
From $29/mo15 researched notesEuropean corporate cards, invoice management and accounting automation
Pricing on request11 researched notesPrepaid company card and spend control platform for European businesses
From £21/mo11 researched notesSoftware subscription management with a virtual card per application, priced from £100 a month
From £100/mo12 researched notesSoftware procurement combining a workflow platform with human negotiators and price benchmarks
Pricing on request12 researched notesSaaS and cloud spend management that charges a share of the savings it finds rather than a licence
Free plan13 researched notesReal-time expense management that works with your cards
From $11.99/month per active user13 researched notesIndian travel, expense and corporate card platform, now owned by MakeMyTrip
Pricing on request11 researched notesExpense reporting and travel management at three dollars per user per month
Free, then $3/mo11 researched notesSubscription billing and revenue recognition for companies whose pricing is too complex for a payments platform
From $29/mo15 researched notesMulti currency business accounts, international payments and card issuing from a licensed payments firm rather than a bank
Free plan15 researched notesSpanish online invoicing software for freelancers and small businesses
From €6.6/mo9 researched notesBelgian invoicing and accounting software with Peppol e-invoicing
Free, then €7.5/mo10 researched notes
Softwr does not host reviews and shows no star rating for Spendesk, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
More on Spendesk
Spendesk alternatives
What people switch to, and what they give up
Spendesk pricing
Every tier, and where the cost actually lands
Compare Spendesk
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Best Accounting software alternatives
Virtual card and spend management platform aimed at SaaS and travel spend
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Expense management with per-user pricing and a five-user minimum, built for European multi-entity teams
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Expense, travel and employee benefit management for German speaking finance teams
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