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Brex

The financial stack for growing businesses

As of 30 August 2026, Brex is free to use. Brex provides corporate cards, expense management, travel, and business accounts designed for startups and growing companies with 10x credit limits. Softwr lists it under Accounting. Brex is made by Brex Inc, launched in 2017, available on Web, iOS, Android.

Overview

What Brex does

Brex provides corporate cards, expense management, travel, and business accounts designed for startups and growing companies with 10x credit limits.

What people use it for

  • Corporate cards with spend controls for startups
  • Expense management and reimbursements
  • Travel booking inside the spend platform
  • Bill pay and accounting system sync
  • Multi-entity spend management on the paid tiers

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Brex.

  • The free Essentials tier is limited to two legal entities
  • Premium is $12 per user per month, so cost scales with headcount using the card
  • Enterprise and Smart Card pricing is not published
  • Eligibility criteria are not stated anywhere on the pricing page, which matters for a product that extends credit

Cross-shopped

What people choose instead of Brex

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

  • Brex logo
    Brex
    vs
    QuickBooks logo
    QuickBooks

    QuickBooks: Smart, simple online accounting software for small business

  • Brex logo
    Brex
    vs
    Ramp logo
    Ramp

    Ramp: The corporate card that helps you spend less

  • Brex logo
    Brex
    vs
    Airbase logo
    Airbase

    Airbase: The first all-in-one spend management platform

Pricing

What Brex costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Essentials

Free

  • Global card acceptance
  • Accounting integrations
  • Real-time reporting

Premium

$12 /mo

  • per user
  • Custom expense policies
  • Dynamic approval chains

Enterprise

On request

  • Custom pricing

Capabilities

Features

  • Corporate cards

  • Business accounts

  • Expense management

  • Bill pay

  • Travel

  • QuickBooks

    Integration with QuickBooks

  • NetSuite

    Integration with NetSuite

  • Xero

    Integration with Xero

  • SOC 2

    SOC 2 security feature

  • PCI DSS

    PCI DSS security feature

  • FDIC insured

    FDIC insured security feature

  • Web support

    Available on web

Answered, with sources

Questions people ask

Each answer names the page it came from, so you can check it rather than take our word for it.

Does Brex have a free plan?

Yes. Brex Essentials is free for startups and growing companies and includes global card acceptance, AI-powered rules, accounting integrations, real-time reporting, and bill pay.

Source
What is Brex Premium pricing?

Brex Premium costs $12 per user per month and is designed for mid-sized companies. It adds custom expense policies, dynamic approval chains, AI compliance auditing, multi-entity support, and live budgets.

Source
What countries accept Brex cards?

Brex cards are accepted in 210+ countries. The Smart Card plan offers local-currency cards in 50+ countries for companies focused on procurement simplification and international payments.

Source

Behind it

Who makes Brex

Company
Brex Inc
Based in
San Francisco, CA
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Where to go from Brex

Best Accounting software for

Compare Brex with

Other Accounting software

  • The corporate card that helps you spend less

    Free, then $15/mo12 researched notes
  • Spend management combining corporate cards, bill payment and expense claims, now part of Paylocity

    From $29/mo15 researched notes
  • Smart company cards for forward-thinking teams

    From £9.5/mo13 researched notes
  • SaaS and cloud spend management that charges a share of the savings it finds rather than a licence

    Free plan13 researched notes
  • Software subscription management with a virtual card per application, priced from £100 a month

    From £100/mo12 researched notes
  • Virtual card and spend management platform aimed at SaaS and travel spend

    Free, then $13/mo11 researched notes
  • Cloud accounting from Intuit with country specific editions, seat caps by plan and payroll charged separately

    From $30/mo16 researched notes
  • Simple business payments

    Free, then $25/mo12 researched notes
  • Banking for startups

    Free, then $29.9/mo12 researched notes
  • Real-time expense management that works with your cards

    From $11.99/month per active user13 researched notes
  • Smart spend management for modern teams

    From $29/mo12 researched notes
  • European corporate cards, invoice management and accounting automation

    Pricing on request11 researched notes
  • Danish accounting software for small businesses and self-employed

    Free, then 245/mo9 researched notes
  • Free expense management and corporate cards

    From $29/mo11 researched notes
  • Unified billing, payments, and distribution for AI and SaaS companies

    From $4/cent + $0.4010 researched notes
  • All your finances. One app.

    Pricing on request11 researched notes
  • Czech online invoicing software for entrepreneurs and small businesses

    Free, then 151/mo9 researched notes
  • Norwegian accounting software for sole proprietors and small companies

    From 219/mo12 researched notes

Softwr does not host reviews and shows no star rating for Brex, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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