How much does Ramp cost?

Ramp publishes 3 tiers, from Free for Free up to On request for Enterprise. The entry tier costs nothing.

What is the difference between Free and Plus on Ramp?

Plus costs $15/month against Free, and adds all free plan features, auto-lock cards for compliance violations, 24/7 phone support, ai-driven automation features.

Is the Enterprise plan on Ramp worth it?

That depends entirely on whether you need what it adds, which on the published record is all plus plan features, custom pricing, workday and oracle integrations, advanced accounting system options. It costs On request against $15/month for Plus. Softwr has not used either tier, so this page can tell you what changes, not whether it is worth the difference to you.

Which accounting tools can I use without paying?

1 of the 8 accounting tools listed alongside Ramp have a free tier: Mesh Payments.

Does Ramp charge per user?

The record carries a price and a billing period for each of its 3 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.

Are these Ramp prices current?

They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.

What should I compare Ramp against before paying?

The closest accounting tools in this directory are Rydoo, Happay, Moss, Mesh Payments. Each has a side-by-side comparison with Ramp covering price, platforms and features.

Accounting · pricing

Ramp pricing

Ramp publishes 3 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.

As of 30 August 2026, Ramp pricing is free, then $15/month across 3 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.

Entry price: Free, then $15/month
Model: Subscription
Tiers: 3
Free tier: Yes

Ramp plans, side by side

Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.

Ramp pricing tiers
Plan	Price	Features listed	Step up from the tier below
Free	Free	6	Entry tier
Plus	$15/month	9	+$15/month, 9 more features
Enterprise	On request	7	Priced on request

What each tier adds

The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.

Free

The entry tier. It covers unlimited physical and virtual corporate cards, receipt collection and matching, ai-powered ocr invoice capture, multiple payment methods (ach, check, card, wire), quickbooks online and xero integrations, 24/7 chat support.

Plus

$15/month

Over Free, this tier adds:

All Free plan features
Auto-lock cards for compliance violations
24/7 phone support
AI-driven automation features
Custom travel policies by role, department, and location
Auto-coded line items and batch payments
Approval recommendations
Additional ERP system integrations
20% discount available with annual billing

Enterprise

On request

Over Plus, this tier adds:

All Plus plan features
Custom pricing
Workday and Oracle integrations
Advanced accounting system options
Dedicated account manager
Priority global support
Annual billing required

Where Ramp stops being free

Free, Free

Unlimited physical and virtual corporate cards
Receipt collection and matching
AI-powered OCR invoice capture
Multiple payment methods (ACH, check, card, wire)
QuickBooks Online and Xero integrations
24/7 chat support

Plus, $15/month

The first thing you pay for:

All Free plan features
Auto-lock cards for compliance violations
24/7 phone support
AI-driven automation features
Custom travel policies by role, department, and location
Auto-coded line items and batch payments
Approval recommendations
Additional ERP system integrations
20% discount available with annual billing

What the product covers

The full Ramp feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.

Other

Corporate cards
Expense management
Bill pay
Accounting automation
Spend insights

Integrations

QuickBooks
NetSuite
Xero
Sage Intacct

Security

SOC 2
PCI DSS

Platform

Web support
Ios support
Android support

People bring Ramp in for corporate expense management and automation, accounts payable automation with ai invoice processing, multi-currency travel and policy management. If that is not the job you are buying for, the alternatives to Ramp are worth a look before you commit to a tier.

How that compares in Accounting

Across the 3 accounting tools in this directory that publish a starting price, the median entry point is $13/month. Ramp starts at $15/month, which puts it above the middle of its category.

Ramp entry price against other Accounting tools
Tool	Entry price	Model	Rated	Head to head
Ramp (this page)	Free, then $15/month	subscription	-
Rydoo	$10/month	Per user per month	-	vs Ramp
Happay	On request	quote	-	vs Ramp
Moss	On request	quote	-	vs Ramp
Mesh Payments	Free, then $13/month	Per user per month	-	vs Ramp
Medius Expense	On request	quote	-	vs Ramp
Ottimate	On request	quote	-	vs Ramp

Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Ramp badges page.

Before you pay for Ramp

Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.

What it can tell you is the shape of the ladder: 3 tiers between Free and On request, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.

Ramp runs on web, mobile apps, and is published by Ramp Business Corporation of New York, NY. The full record is on the Ramp review, and the rest of the category is under best accounting tools.

Ramp pricing on the vendor's own site

Ramp pricing questions

How much does Ramp cost?: Ramp publishes 3 tiers, from Free for Free up to On request for Enterprise. The entry tier costs nothing.
Does Ramp have a free plan?: Yes. The Free tier costs nothing and covers unlimited physical and virtual corporate cards, receipt collection and matching, ai-powered ocr invoice capture. Paying starts at $15/month for Plus.
What is the difference between Free and Plus on Ramp?: Plus costs $15/month against Free, and adds all free plan features, auto-lock cards for compliance violations, 24/7 phone support, ai-driven automation features.
Is the Enterprise plan on Ramp worth it?: That depends entirely on whether you need what it adds, which on the published record is all plus plan features, custom pricing, workday and oracle integrations, advanced accounting system options. It costs On request against $15/month for Plus. Softwr has not used either tier, so this page can tell you what changes, not whether it is worth the difference to you.
Is Ramp expensive for a accounting tool?: It starts above the middle of its category. Across the 3 accounting tools in this directory that publish a starting price, the median entry point is $13/month; Ramp starts at $15/month.
Which accounting tools can I use without paying?: 1 of the 8 accounting tools listed alongside Ramp have a free tier: Mesh Payments.
What am I actually paying for with Ramp?: The record lists 14 features across 4 areas: other, integrations, security, platform. In practice it is brought in for corporate expense management and automation, accounts payable automation with ai invoice processing, multi-currency travel and policy management.
Does Ramp charge per user?: The record carries a price and a billing period for each of its 3 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
Are these Ramp prices current?: They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
What should I compare Ramp against before paying?: The closest accounting tools in this directory are Rydoo, Happay, Moss, Mesh Payments. Each has a side-by-side comparison with Ramp covering price, platforms and features.