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ERP · head to head

Holded vs Icertis

Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite
Icertis logo

Icertis

ERP

Enterprise contract lifecycle management built on Microsoft Azure

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Holded prices exclude VAT; Icertis the value comes from structured clause and metadata models, and building those is legal and commercial work your own people must do, so a project resourced as an IT deployment stalls at the point where somebody has to decide what the standard clauses actually are.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Holded and Icertis actually diverge.

Attributes where Holded and Icertis differ
AttributeHoldedIcertis
Starting price€7.5/monthOn request
Pricing modelsubscriptionquote

Identical on both: free tier (No), platforms (Web), user rating (Not yet rated), category (ERP).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Holded

Nothing recorded that Icertis does not also cover.

Only in Icertis

  • Clause library and templates
  • Negotiation and redlining
  • Approval workflow
  • Obligation management
  • Contract repository
  • Microsoft integration
  • ERP and CRM connectors
  • Reporting and risk analysis

What people use each for

The jobs each tool is most often brought in to do.

Holded

  • Managing bank reconciliation rules across multiple accountsnot Icertis
  • Scaling from 250 to unlimited invoices annually as business growsnot Icertis
  • Processing payroll and absences for teams of 5-50 peoplenot Icertis
  • Managing stock across multiple warehouses for distributionnot Icertis
  • Automating tax authority submissions for Spanish SMEsnot Icertis

Icertis

  • An enterprise that cannot answer which of its live contracts contain a given liability or indemnity clause without a manual reviewnot Holded
  • A business losing revenue to unclaimed rebates, missed price escalations or auto renewals nobody trackednot Holded
  • A regulated organisation that must demonstrate to an auditor that specific terms are present across a contract populationnot Holded
  • A sales organisation where legal review is the longest step in the deal cycle and standard agreements are being reviewed as though they were bespokenot Holded

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

Icertis

  • The value comes from structured clause and metadata models, and building those is legal and commercial work your own people must do, so a project resourced as an IT deployment stalls at the point where somebody has to decide what the standard clauses actually are.
  • This is priced and scoped for large enterprises, so an organisation with a few thousand straightforward agreements pays for capability it will not configure and would reach most of the same benefit with a lighter mid-market product.
  • Implementations run in quarters rather than weeks once integrations to CRM and ERP are in scope, and the business case usually assumes benefits that only start after the historic contract population has been migrated and tagged.
  • Migrating legacy contracts means extracting terms from signed PDFs, and automated extraction needs human review to be trustworthy, so the backlog of old agreements is a labour cost that is routinely left out of the initial estimate.
  • The platform is built on Azure with its strongest integrations in the Microsoft stack, which is an advantage inside a Microsoft estate and a source of friction for an organisation standardised elsewhere.

Pricing, plan by plan

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

Icertis

On request

No published plan breakdown. See the Icertis review.

Which should you pick?

Choose Holded if

Nothing in the data separates Holded from Icertis on the points above - pick on price and on how each one feels to use.

Holded review

Choose Icertis if

  • You need clause library and templates.
  • You also want negotiation and redlining.
Icertis review

Questions people ask

Is Holded or Icertis better?
Neither clearly leads. Holded starts at €7.5/month and Icertis at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Holded or Icertis?
Holded starts at €7.5/month and Icertis at On request.
Does Holded or Icertis run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is Holded best used for?
Holded is most often used for managing bank reconciliation rules across multiple accounts, scaling from 250 to unlimited invoices annually as business grows, processing payroll and absences for teams of 5-50 people, managing stock across multiple warehouses for distribution. Of those, managing bank reconciliation rules across multiple accounts and scaling from 250 to unlimited invoices annually as business grows are not what Icertis is typically brought in for.
What can Holded do that Icertis cannot?
Icertis covers Clause library and templates, Negotiation and redlining, Approval workflow, Obligation management.

Answered from the vendors’ own pages

Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
Icertis: How is this different from storing contracts in SharePoint?

A document store answers where the contract is. CLM answers what is in it. If your questions are about locating files, a document store is enough. If your questions are portfolio wide, such as total exposure to a clause type or which agreements renew next quarter, you need the terms as data.

Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
Icertis: Do we need a legal operations team to make this work?

In practice yes, or someone doing that job under another title. The system enforces decisions about standard language, approval thresholds and acceptable deviation, and if nobody owns those decisions the workflow becomes an approval queue with no rules behind it.

Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
Icertis: What does it compete with?

SAP Ariba contract management, Coupa, Conga, DocuSign CLM, Sirion and Agiloft, among others. The split is roughly enterprise depth against mid-market speed, and Icertis sits firmly at the enterprise end.

Icertis: Is contract data extraction from legacy agreements automated?

Partly. Extraction tooling gets you a draft set of fields, but anything you intend to rely on for a legal or financial decision needs human verification, so budget for review effort proportional to the size of your back catalogue.

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