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ERP · head to head

Dynamics AX vs Holded

Dynamics AX logo

Dynamics AX

ERP

Comprehensive ERP for enterprise operations

From
$210/month
Rated
-
Full reviewWebsite
Holded logo

Holded

ERP

Spanish cloud ERP for invoicing, accounting and business management for small companies

From
€7.5/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Dynamics AX dynamics 365 Finance is 210 USD per user per month paid yearly, and Finance Premium is 300 USD per user per month paid yearly; Holded prices exclude VAT
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Dynamics AX and Holded actually diverge.

Attributes where Dynamics AX and Holded differ
AttributeDynamics AXHolded
Starting price$210/month€7.5/month
PlatformsCloud, Web, MobileWeb
Founded1975Unknown

Identical on both: pricing model (subscription), free tier (No), user rating (Not yet rated), category (ERP).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Dynamics AX

  • Financial management
  • Supply chain
  • Manufacturing
  • Project accounting
  • Human resources
  • Power BI
  • Power Apps
  • Office 365

Only in Holded

Nothing recorded that Dynamics AX does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Dynamics AX

  • Core financial management and accounting for large enterprisesnot Holded
  • Consolidating multi entity and multi currency finance operationsnot Holded
  • Manufacturing and supply chain operations on the Dynamics 365 platformnot Holded

Holded

  • Managing bank reconciliation rules across multiple accountsnot Dynamics AX
  • Scaling from 250 to unlimited invoices annually as business growsnot Dynamics AX
  • Processing payroll and absences for teams of 5-50 peoplenot Dynamics AX
  • Managing stock across multiple warehouses for distributionnot Dynamics AX
  • Automating tax authority submissions for Spanish SMEsnot Dynamics AX

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Dynamics AX

  • Dynamics 365 Finance is 210 USD per user per month paid yearly, and Finance Premium is 300 USD per user per month paid yearly
  • Higher capacity and storage entitlements are reserved for the Premium tier
  • Copilot Credits for agent features are bought separately, either pre purchased with up to 20 percent off for committed units or paid as consumed
  • Agent features require a separate Azure subscription

Holded

  • Prices exclude VAT
  • Annual limits reset January to December
  • Invoice limits cap usage per tier

Pricing, plan by plan

Dynamics AX

$210/month
  • Finance$210/month
    • General ledger
    • Accounts payable
    • Accounts receivable
  • Operations$210/month
    • Supply chain
    • Manufacturing
    • Inventory

Holded

€7.5/month
  • Plus$7.5/month
    • 250 invoices per year
    • 1 connected bank
  • Basic$14.5/month
    • 1,000 invoices per year
    • 5 connected banks
    • 2 users plus advisory
  • Standard$29.5/month
    • 3,000 invoices per year
    • Unlimited banks
    • 4 users plus advisory
  • Advanced$49.5/month
    • 10,000 invoices per year
    • Unlimited banks
    • 7 users plus advisory

Which should you pick?

Choose Dynamics AX if

  • You need financial management.
  • You work on Cloud, Web, Mobile.
  • You also want supply chain.
Dynamics AX review

Choose Holded if

Nothing in the data separates Holded from Dynamics AX on the points above - pick on price and on how each one feels to use.

Holded review

Questions people ask

Is Dynamics AX or Holded better?
Neither clearly leads. Dynamics AX starts at $210/month and Holded at €7.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Dynamics AX or Holded?
Dynamics AX starts at $210/month and Holded at €7.5/month.
Does Dynamics AX or Holded run on more platforms?
Dynamics AX runs on Cloud, Web, Mobile. Holded runs on Web.
What is Dynamics AX best used for?
Dynamics AX is most often used for core financial management and accounting for large enterprises, consolidating multi entity and multi currency finance operations, manufacturing and supply chain operations on the dynamics 365 platform. Of those, core financial management and accounting for large enterprises and consolidating multi entity and multi currency finance operations are not what Holded is typically brought in for.
What can Dynamics AX do that Holded cannot?
Dynamics AX covers Financial management, Supply chain, Manufacturing, Project accounting.

Answered from the vendors’ own pages

Dynamics AX: Where can I find Dynamics 365 Finance & Operations pricing?

Microsoft directs visitors to a dedicated pricing overview page and encourages starting a free trial. Specific pricing tiers and costs are not displayed on the main product landing page.

Source
Holded: Does Holded offer annual billing discounts?

Yes, Holded offers 50% discount for the first 3 months across all plans. Additionally, annual billing provides savings compared to monthly plans.

Source
Dynamics AX: Does Microsoft Dynamics 365 offer a free trial?

Yes. Microsoft emphasizes the availability of a free trial option throughout the Dynamics 365 landing page, though specific trial duration is not specified.

Source
Holded: What add-ons does Holded offer?

Holded offers optional add-on modules: Inventory (25 EUR/month), Team Pro (1.50 EUR per employee per month), Payroll (5 EUR per employee per month), and POS (25 EUR per store per month).

Source
Dynamics AX: What Dynamics 365 applications are included in the Finance & Operations suite?

The platform includes Sales, Customer Service, Finance, Supply Chain Management, and Business Central applications, each with their own pricing structures.

Source
Holded: What are the invoice limits per plan?

Invoice limits vary by plan: Plus (250/year), Basic (1,000/year), Standard (3,000/year), Advanced (10,000/year), and Premium (unlimited).

Source
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