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HR · head to head

Breathe HR vs Insperity

Breathe HR logo

Breathe HR

HR

Simple HR software for SMEs

From
£13/month
Rated
-
Full reviewWebsite
Insperity logo

Insperity

HR

US professional employer organisation providing co-employed HR, payroll and pooled benefits for small and mid-sized companies

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Breathe HR pricing is banded by headcount, starting at £24 per month for 1 to 10 people, £44 per month for 11 to 20 and £99 per month for 21 to 50; Insperity insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • They diverge on capability: Breathe HR covers Employee Database, Insperity covers Co-employment PEO.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Breathe HR and Insperity actually diverge.

Attributes where Breathe HR and Insperity differ
AttributeBreathe HRInsperity
Starting price£13/monthOn request
Pricing modelsubscriptionquote
Founded2012Unknown

Identical on both: free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), category (HR).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Breathe HR

  • Employee Database
  • Absence Management
  • Document Storage
  • HR Reporting
  • Performance Management
  • Training
  • Slack
  • Google Workspace

Only in Insperity

  • Co-employment PEO
  • Master health plan
  • Assigned HR specialists
  • Payroll processing
  • Workers compensation
  • Insperity Premier portal
  • Retirement plan
  • Recruiting services

What people use each for

The jobs each tool is most often brought in to do.

Breathe HR

  • Holiday, absence and sickness tracking for a UK small businessnot Insperity
  • Storing HR documents, contracts and e-signaturesnot Insperity
  • Performance reviews and onboarding workflows for small teamsnot Insperity

Insperity

  • A 40 person US company that cannot get competitive medical rates on its own and wants pooled large-group covernot Breathe HR
  • A firm hiring across several states that does not want to open and maintain employment tax registrations in each onenot Breathe HR
  • A founder-run business with no HR function that needs defensible advice on terminations and classificationnot Breathe HR
  • A company that wants workers compensation, benefits and payroll under one contract rather than three vendorsnot Breathe HR

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Breathe HR

  • Pricing is banded by headcount, starting at £24 per month for 1 to 10 people, £44 per month for 11 to 20 and £99 per month for 21 to 50
  • Plans are capped by band up to 151 to 200 people, so it is not sold to organisations above that range on the published ladder
  • The free trial is 14 days
  • Health and safety, e-learning and other modules are sold as add-ons on top of the core HR plan
  • Pricing is quoted in pounds and the product is marketed to UK SMEs

Insperity

  • Insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • Benefit plan design, carrier and network are set across the whole pool, so a client cannot chase a better local network or a cheaper plan without leaving the PEO entirely.
  • Leaving mid-year restarts state unemployment wage bases in several states, which produces an unbudgeted tax bill in the year you exit and effectively locks clients into January transitions.
  • Pricing is quoted per employee per month or as a percentage of payroll and is repriced annually alongside pooled medical renewals, so a good first-year number tells you very little about year three.
  • The Insperity Premier technology has lagged standalone HRIS products on reporting, workflow and integrations, which is why the company has turned to a joint build with Workday rather than closing the gap alone.

Pricing, plan by plan

Breathe HR

£13/month
  • Core$13/month
    • Employee Database
    • Absence Management
    • Documents
  • People Management$18/month
    • All Core features
    • Performance
    • Goals

Insperity

On request
  • Workforce Optimization$undefined/year
    • Full-service co-employment PEO
    • Master medical, dental and vision plan
    • Payroll and employment tax filing
  • Workforce Synchronization$undefined/year
    • Lighter co-employment for larger organisations
    • Client retains more benefit plan control
    • Payroll and compliance administration

Which should you pick?

Choose Breathe HR if

  • You need employee database.
  • You work on Web, Ios, Android.
  • You also want absence management.
Breathe HR review

Choose Insperity if

  • You need co-employment peo.
  • You work on Web, iOS, Android.
  • You also want master health plan.
Insperity review

Questions people ask

Is Breathe HR or Insperity better?
Neither clearly leads. Breathe HR starts at £13/month and Insperity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Breathe HR or Insperity?
Breathe HR starts at £13/month and Insperity at On request.
Does Breathe HR or Insperity run on more platforms?
Breathe HR runs on Web, Ios, Android. Insperity runs on Web, iOS, Android.
What is Breathe HR best used for?
Breathe HR is most often used for holiday, absence and sickness tracking for a uk small business, storing hr documents, contracts and e-signatures, performance reviews and onboarding workflows for small teams. Of those, holiday, absence and sickness tracking for a uk small business and storing hr documents, contracts and e-signatures are not what Insperity is typically brought in for.
What can Breathe HR do that Insperity cannot?
Breathe HR covers Employee Database, Absence Management, Document Storage, HR Reporting. Insperity covers Co-employment PEO, Master health plan, Assigned HR specialists, Payroll processing.

Answered from the vendors’ own pages

Breathe HR: Is there a free trial available?

Yes, Breathe HR offers a free trial with no credit card required to get started.

Source
Insperity: Does Insperity publish its pricing?

No. It quotes per employee per month or as a percentage of payroll after reviewing your headcount, state mix and claims history, and it reprices at each annual renewal.

Breathe HR: Are there long-term contracts required?

No. Breathe HR explicitly states there are no long-term contracts, no hidden costs, and you have the freedom to cancel anytime.

Source
Insperity: Am I still the employer?

You direct the work and decide who is hired and fired. Insperity is co-employer for tax, benefits and certain compliance purposes, and it holds the registrations that wages are reported under.

Breathe HR: What company sizes does Breathe HR support?

The software is designed to support businesses with up to 250 employees. Organization size options mentioned include 1-10, 11-50, and 51-250 employees.

Source
Insperity: Can Insperity employ people outside the United States?

No. It is a US-only PEO. International hiring needs a separate employer of record such as Deel or Velocity Global.

Breathe HR: Are there different features for different plans?

Yes, flexible subscription-based plans exist with some features like Polls & Surveys available only for regular and above plans. The page does not specify plan names or detailed feature breakdowns.

Source
Insperity: What happens to my benefits if I leave?

You have to source your own carriers and plans from scratch and your employees move to new networks, which is why most exits are timed for 1 January.

Breathe HR: What happens if I want to cancel my subscription?

You can cancel anytime without worrying about hidden costs. Breathe HR emphasizes no long-term commitment and the freedom to leave whenever your needs change.

Source
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