Accounting & Finance · head to head
Adyen vs Apollo.io

Adyen
Accounting & Finance
The payments platform built for growth
- From
- $29/month
- Rated
- -
The short version
- Only Apollo.io has a free tier, so it costs nothing to try first.
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Apollo.io everything is metered in credits, and the free Starter plan runs on them too, so prospecting volume is capped rather than the feature set
- They diverge on capability: Adyen covers Payment processing, Apollo.io covers Contact database.
Where they differ
Only the attributes on which Adyen and Apollo.io actually diverge.
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Oracle
- PCI DSS Level 1
Only in Apollo.io
- Contact database
- Email finder
- Lead search
- Automation
- Engagement tracking
- Reporting
- HubSpot
- Outlook
Both cover
- Salesforce
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Apollo.io
- Accepting local payment methods across multiple countriesnot Apollo.io
- Settling in several currencies through linked bank accountsnot Apollo.io
- Unified online and in-person paymentsnot Apollo.io
Apollo.io
- Lead generationnot Adyen
- Prospect researchnot Adyen
- Sales automationnot Adyen
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Apollo.io
- Everything is metered in credits, and the free Starter plan runs on them too, so prospecting volume is capped rather than the feature set
- Plans described as unlimited are capped in the fair use policy at 10,000 credits a month for non-paying accounts
- Connecting a mailbox that is not Gmail or Microsoft requires a paid plan
- How many records can be selected at once varies by tier
- Running out of credits means buying more rather than waiting for a reset
Pricing, plan by plan
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Apollo.io
Free- FreeFree
- Basic contact search
- Limited searches
- Starter$49/month
- Everything in Free
- Advanced search
- Email finder
- Professional$149/month
- Everything in Starter
- Automation
- Advanced analytics
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Choose Apollo.io if
- You need contact database.
- You want to start without paying.
- You also want email finder.
Questions people ask
- Is Adyen or Apollo.io better?
- Neither clearly leads. Adyen starts at $29/month and Apollo.io at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Apollo.io?
- Apollo.io has a free tier; the other does not. Paid plans start at $29/month for Adyen and Free for Apollo.io.
- Does Adyen or Apollo.io run on more platforms?
- Adyen runs on Web, Api, Pos. Apollo.io runs on Web.
- Can I use Apollo.io for free?
- Yes. Apollo.io has a free tier, so you can try it without paying. Adyen starts at $29/month.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Apollo.io is typically brought in for.
- What can Adyen do that Apollo.io cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Apollo.io covers Contact database, Email finder, Lead search, Automation. Both handle Salesforce, Web support.
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- Apollo.io vs Zoho CRM
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