Software · head to head
Adyen vs Sage 50

Sage 50
Software
Powerful desktop accounting for small businesses
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Sage 50 sage 50 tiers as captured in 2022: Pro Accounting $595/year for 1 user, Premium Accounting $970/year for 1-5 users with multi-company support, Quantum Accounting $1,610/year for larger teams
- They diverge on capability: Adyen covers Payment processing, Sage 50 covers General ledger.
Where they differ
Only the attributes on which Adyen and Sage 50 actually diverge.
Identical on both: starting price ($29/month), free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Oracle
- PCI DSS Level 1
Only in Sage 50
- General ledger
- Invoicing
- Inventory management
- Job costing
- Budgeting
- Microsoft 365
- Local encryption
- Backup
Both cover
- Salesforce
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Sage 50
- Accepting local payment methods across multiple countriesnot Sage 50
- Settling in several currencies through linked bank accountsnot Sage 50
- Unified online and in-person paymentsnot Sage 50
Sage 50
- Desktop accountingnot Adyen
- Job costingnot Adyen
- Inventory trackingnot Adyen
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Sage 50
- Sage 50 tiers as captured in 2022: Pro Accounting $595/year for 1 user, Premium Accounting $970/year for 1-5 users with multi-company support, Quantum Accounting $1,610/year for larger teams
Pricing, plan by plan
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Sage 50
$29/month- Pro Accounting$50/month
- Core accounting
- 1 user
- Basic reports
- Premium Accounting$85/month
- 5 users
- Job costing
- Inventory
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Questions people ask
- Is Adyen or Sage 50 better?
- Neither clearly leads. Adyen starts at $29/month and Sage 50 at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Sage 50?
- Adyen starts at $29/month and Sage 50 at $29/month.
- Does Adyen or Sage 50 run on more platforms?
- Adyen runs on Web, Api, Pos. Sage 50 runs on Windows.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Sage 50 is typically brought in for.
- What can Adyen do that Sage 50 cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Sage 50 covers General ledger, Invoicing, Inventory management, Job costing. Both handle Salesforce.
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