Accounting & Finance · head to head
Adyen vs Zoho CRM

Adyen
Accounting & Finance
The payments platform built for growth
- From
- $29/month
- Rated
- -
The short version
- Only Zoho CRM has a free tier, so it costs nothing to try first.
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Zoho CRM free tier limited to 3 users only
- They diverge on capability: Adyen covers Payment processing, Zoho CRM covers Lead management.
Where they differ
Only the attributes on which Adyen and Zoho CRM actually diverge.
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Salesforce
- Oracle
Only in Zoho CRM
- Lead management
- Deal tracking
- Contact management
- Sales automation
- Analytics
- Mobile CRM
- Email marketing
- AI assistant (Zia)
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Zoho CRM
- Accepting local payment methods across multiple countriesnot Zoho CRM
- Settling in several currencies through linked bank accountsnot Zoho CRM
- Unified online and in-person paymentsnot Zoho CRM
Zoho CRM
- Sales automationnot Adyen
- Lead managementnot Adyen
- Customer supportnot Adyen
- Marketing automationnot Adyen
- Analytics & reportingnot Adyen
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Zoho CRM
- Free tier limited to 3 users only
- Steep pricing when scaling beyond 10 users
- Limited offline capabilities compared to some competitors
- Setup and configuration can require significant customization
Pricing, plan by plan
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Zoho CRM
Free- FreeFree
- Up to 3 users
- Basic modules
- Standard dashboards
- Standard$14/month
- Sales forecasting
- Custom dashboards
- Workflow automation
- Professional$23/month
- Inventory management
- AI predictions
- Advanced customization
- Enterprise$40/month
- Zia AI assistant
- Multi-currency
- Advanced analytics
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Choose Zoho CRM if
- You need lead management.
- You want to start without paying.
- You work on Web, Ios, Android, Api.
- You also want deal tracking.
Questions people ask
- Is Adyen or Zoho CRM better?
- Neither clearly leads. Adyen starts at $29/month and Zoho CRM at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Zoho CRM?
- Zoho CRM has a free tier; the other does not. Paid plans start at $29/month for Adyen and Free for Zoho CRM.
- Does Adyen or Zoho CRM run on more platforms?
- Adyen runs on Web, Api, Pos. Zoho CRM runs on Web, Ios, Android, Api.
- Can I use Zoho CRM for free?
- Yes. Zoho CRM has a free tier, so you can try it without paying. Adyen starts at $29/month.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Zoho CRM is typically brought in for.
- What can Adyen do that Zoho CRM cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Zoho CRM covers Lead management, Deal tracking, Contact management, Sales automation.
Answered from the vendors’ own pages
Zoho CRM: Does Zoho CRM have a free tier?
Yes. Zoho CRM offers a free plan for up to 3 users that includes core CRM functionality like lead, contact, and account management, basic workflow automation, and customizable dashboards.
SourceZoho CRM: What does Zoho CRM cost for a paid plan?
Zoho CRM pricing ranges from $14 per user per month for the Standard plan up to $52 per user per month for the Ultimate plan when billed annually. Most sales teams use the Professional plan around $23/user/month or Enterprise at $40/user/month.
SourceZoho CRM: Is Zoho CRM independent or owned by another company?
Zoho CRM is part of Zoho Corporation, which is independent and bootstrapped. The parent company was founded in 1996 as AdventNet, rebranded to Zoho in 2009, and has never accepted external venture funding.
SourceRelated pages
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