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Software · head to head

Adyen vs Stampli

Adyen logo

Adyen

Software

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite
Stampli logo

Stampli

Software

AI-powered accounts payable automation

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Stampli pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form
  • They diverge on capability: Adyen covers Risk management, Stampli covers AI invoice processing.

Where they differ

Only the attributes on which Adyen and Stampli actually diverge.

Attributes where Adyen and Stampli differ
AttributeAdyenStampli
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosWeb, Ios, Android
Founded20062014

Identical on both: starting price ($29/month), free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • PCI DSS Level 1
  • SOC 2

Only in Stampli

  • AI invoice processing
  • Approval workflows
  • Vendor management
  • Audit trails
  • NetSuite
  • Sage Intacct
  • QuickBooks
  • Microsoft Dynamics

Both cover

  • Payment processing
  • Oracle
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Stampli
  • Accepting local payment methods across multiple countriesnot Stampli
  • Settling in several currencies through linked bank accountsnot Stampli
  • Unified online and in-person paymentsnot Stampli

Stampli

  • Automating accounts payable invoice capture and codingnot Adyen
  • Routing invoice approvals with discussion held against each invoicenot Adyen
  • Paying suppliers and issuing virtual cards from the AP workflownot Adyen

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Stampli

  • Pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form
  • Payments and card products are sold alongside the core AP automation rather than being separately priced on the public site

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Stampli

$29/month
  • Essential$undefined/month
    • Invoice processing
    • Basic approvals
    • Email notifications
  • Professional$undefined/month
    • AI-powered coding
    • Advanced workflows
    • ERP integrations
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

Which should you pick?

Choose Adyen if

  • You need risk management.
  • You work on Web, Api, Pos.
  • You also want unified commerce.
Adyen review

Choose Stampli if

  • You need ai invoice processing.
  • You work on Web, Ios, Android.
  • You also want approval workflows.
Stampli review

Questions people ask

Is Adyen or Stampli better?
Neither clearly leads. Adyen starts at $29/month and Stampli at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Stampli?
Adyen starts at $29/month and Stampli at $29/month.
Does Adyen or Stampli run on more platforms?
Adyen runs on Web, Api, Pos. Stampli runs on Web, Ios, Android.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Stampli is typically brought in for.
What can Adyen do that Stampli cannot?
Adyen covers Risk management, Unified commerce, Issuing, Platform payments. Stampli covers AI invoice processing, Approval workflows, Vendor management, Audit trails. Both handle Payment processing, Oracle, Web support.
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