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Adyen
The payments platform built for growth
As of 30 August 2026, Adyen starts at $0.13/per-transaction. Adyen is a global payments platform that provides end-to-end infrastructure for enterprise companies to accept payments across channels. Softwr lists it under Accounting. Adyen is made by Adyen N.V., launched in 2006, available on Web, API.
Overview
What Adyen does
Adyen is a global payments platform that provides end-to-end infrastructure for enterprise companies to accept payments across channels.
What people use it for
- Card acquiring with interchange plus pricing for larger merchants
- Accepting local payment methods across multiple countries
- Settling in several currencies through linked bank accounts
- Unified online and in-person payments
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Adyen.
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Cross-shopped
What people choose instead of Adyen
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- AdyenvsRamp
Ramp: The corporate card that helps you spend less
- AdyenvsAirbase
Airbase: The first all-in-one spend management platform
- AdyenvsMelio
Melio: Simple business payments
Pricing
What Adyen costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Transaction-Based Pricing
On request
- Fixed $0.13 USD per transaction
- Variable fee determined by payment method
- No setup fees
- No monthly minimum fees
- 100+ payment methods supported
- Multi-currency support with multiple bank accounts
Capabilities
Features
Payment processing
Risk management
Unified commerce
Issuing
Platform payments
SAP
Integration with SAP
Salesforce
Integration with Salesforce
Oracle
Integration with Oracle
PCI DSS Level 1
PCI DSS Level 1 security feature
SOC 2
SOC 2 security feature
Web support
Available on web
Api support
Available on api
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
How much does Adyen charge per transaction?
Adyen charges a fixed $0.13 USD per transaction plus a variable fee based on the payment method used. Credit cards typically cost $0.13 + 0.60% + interchange, while digital wallets and BNPL options cost between $0.13 + 0.99% to $0.13 + 4.99%+, depending on the specific method and region.
SourceDoes Adyen have monthly subscription or setup fees?
No, Adyen has no setup fees or monthly recurring charges. You pay only for each transaction processed. The transaction fee structure remains the same regardless of transaction volume or business size.
SourceWhat's Adyen's Interchange++ pricing option?
Adyen offers an Interchange++ transparent pricing model that passes interchange and scheme fees directly to merchants instead of bundling them into a percentage rate. This allows visibility into exact costs for each payment method.
SourceCan I process payments in multiple currencies with Adyen?
Yes, Adyen supports 100+ payment methods across multiple currencies. You can link multiple bank accounts in different currencies to avoid currency conversion fees on international transactions.
SourceBehind it
Who makes Adyen
- Company
- Adyen N.V.
- Based in
- Amsterdam, Netherlands
Keep looking
Where to go from Adyen
- Adyen alternativesEvery product people weigh against it
- Adyen pricingPlans, floors and what the tiers exclude
- Adyen badgesWhich rules it meets, and the figure behind each
- All Accounting softwareThe full category
- Best Accounting softwareThe shortlist, and how it was cut
Best Accounting software for
Compare Adyen with
- Melio
- Ramp
- Airbase
- QuickBooks
- Dodo Payments
- Paddle
- Polar
- Invoice2go
- Zuora
- Medius
- Veem
- Wise Business
- Lexware
- Maxio
- Paychex
- Payoneer
- Rydoo
- Polar
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Softwr does not host reviews and shows no star rating for Adyen, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
More on Adyen
Adyen alternatives
What people switch to, and what they give up
Adyen pricing
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