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Accounting & Finance · head to head

Divvy vs QuickBooks

Divvy logo

Divvy

Accounting & Finance

Free expense management and corporate cards

From
Free
Rated
-
Full reviewWebsite
QuickBooks logo

QuickBooks

All industries

Smart, simple online accounting software for small business

From
$30/month
Rated
-
Full reviewWebsite

The short version

  • Only Divvy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; QuickBooks chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count
  • They diverge on capability: Divvy covers Corporate cards, QuickBooks covers Income & expense tracking.

Where they differ

Only the attributes on which Divvy and QuickBooks actually diverge.

Attributes where Divvy and QuickBooks differ
AttributeDivvyQuickBooks
Starting priceFree$30/month
Pricing modelfreesubscription
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb, Ios, Android, Api
CategoryAccounting & FinanceAll industries
Founded20161983

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

  • Corporate cards
  • Budget management
  • Expense tracking
  • Real-time visibility
  • Accounting sync
  • QuickBooks
  • NetSuite
  • Oracle

Only in QuickBooks

  • Income & expense tracking
  • Invoicing
  • Payment processing
  • Financial reporting
  • Tax preparation
  • Bank reconciliation
  • Bill management
  • Mobile apps

Both cover

  • PCI DSS

What people use each for

The jobs each tool is most often brought in to do.

Divvy

  • Issuing corporate cards with pre-set budgets to employeesnot QuickBooks
  • Automating expense reports and receipt capturenot QuickBooks
  • Syncing card spend into accounting softwarenot QuickBooks

QuickBooks

  • Bookkeepingnot Divvy
  • Invoicingnot Divvy
  • Expense trackingnot Divvy
  • Financial reportingnot Divvy
  • Tax preparationnot Divvy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

  • Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
  • No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
  • Signup is gated behind selecting a business type and accounting software rather than being open self-serve

QuickBooks

  • Chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count
  • Even the top Advanced tier caps bulk invoice uploads at 1,000 transaction lines per batch
  • Payroll is a separate paid add-on billed per employee per month (USD 6 to 10 depending on plan) on top of the base subscription

Pricing, plan by plan

Divvy

Free
  • FreeFree
    • Unlimited cards
    • Expense management
    • Budget controls

QuickBooks

$30/month
  • Simple Start$30/month
    • Income & expense tracking
    • Invoice & payments
    • Tax deductions
  • Essentials$60/month
    • Everything in Simple Start
    • Bill management
    • Time tracking
  • Plus$90/month
    • Everything in Essentials
    • Inventory tracking
    • Project profitability
  • Advanced$200/month
    • Everything in Plus
    • Dedicated account team
    • 25 users

Which should you pick?

Choose Divvy if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want budget management.
Divvy review

Choose QuickBooks if

  • You need income & expense tracking.
  • You work on Web, Ios, Android, Api.
  • You also want invoicing.
QuickBooks review

Questions people ask

Is Divvy or QuickBooks better?
Neither clearly leads. Divvy starts at Free and QuickBooks at $30/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or QuickBooks?
Divvy has a free tier; the other does not. Paid plans start at Free for Divvy and $30/month for QuickBooks.
Does Divvy or QuickBooks run on more platforms?
Divvy runs on Web, Ios, Android. QuickBooks runs on Web, Ios, Android, Api.
Can I use Divvy for free?
Yes. Divvy has a free tier, so you can try it without paying. QuickBooks starts at $30/month.
What is Divvy best used for?
Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what QuickBooks is typically brought in for.
What can Divvy do that QuickBooks cannot?
Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility. QuickBooks covers Income & expense tracking, Invoicing, Payment processing, Financial reporting. Both handle PCI DSS.
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