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HR · head to head

Employment Hero vs Insperity

Employment Hero logo

Employment Hero

HR

Australian HR, payroll and recruitment platform for employment management

From
Free
Rated
-
Full reviewWebsite
Insperity logo

Insperity

HR

US professional employer organisation providing co-employed HR, payroll and pooled benefits for small and mid-sized companies

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Employment Hero has a free tier, so it costs nothing to try first.
  • Each has a real cost: Employment Hero hR plans require minimum of 10 users; Insperity insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Employment Hero and Insperity actually diverge.

Attributes where Employment Hero and Insperity differ
AttributeEmployment HeroInsperity
Starting priceFreeOn request
Pricing modelsubscriptionquote
Free tierYesNo
PlatformsWebWeb, iOS, Android

Identical on both: user rating (Not yet rated), category (HR).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Employment Hero

Nothing recorded that Insperity does not also cover.

Only in Insperity

  • Co-employment PEO
  • Master health plan
  • Assigned HR specialists
  • Payroll processing
  • Workers compensation
  • Insperity Premier portal
  • Retirement plan
  • Recruiting services

What people use each for

The jobs each tool is most often brought in to do.

Employment Hero

  • HR and payroll management for small to medium businessesnot Insperity
  • Recruitment and candidate screening using AI video interviewsnot Insperity
  • Leave management and compliancenot Insperity

Insperity

  • A 40 person US company that cannot get competitive medical rates on its own and wants pooled large-group covernot Employment Hero
  • A firm hiring across several states that does not want to open and maintain employment tax registrations in each onenot Employment Hero
  • A founder-run business with no HR function that needs defensible advice on terminations and classificationnot Employment Hero
  • A company that wants workers compensation, benefits and payroll under one contract rather than three vendorsnot Employment Hero

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Employment Hero

  • HR plans require minimum of 10 users
  • Custom pricing required for HR Elite and Employment Unlimited tiers
  • Currency is AUD only, may require currency conversion for non-AU customers

Insperity

  • Insperity employs staff only in the United States, so the moment you hire a person abroad you need a separate employer of record and end up running two employment models side by side.
  • Benefit plan design, carrier and network are set across the whole pool, so a client cannot chase a better local network or a cheaper plan without leaving the PEO entirely.
  • Leaving mid-year restarts state unemployment wage bases in several states, which produces an unbudgeted tax bill in the year you exit and effectively locks clients into January transitions.
  • Pricing is quoted per employee per month or as a percentage of payroll and is repriced annually alongside pooled medical renewals, so a good first-year number tells you very little about year three.
  • The Insperity Premier technology has lagged standalone HRIS products on reporting, workflow and integrations, which is why the company has turned to a joint build with Workday rather than closing the gap alone.

Pricing, plan by plan

Employment Hero

Free
  • Free Tier (Recruitment)Free
    • Candidate scoring and ranking
    • 50 complimentary AI video interviews (one-time)
  • HR Essentials$10/month
    • Leave management
    • Employee records
    • Document management
  • HR Engage$14/month
    • All HR Essentials features
    • Recruitment
    • Performance management
  • Pro 50 (Recruitment)$199/month
    • 50 AI video interviews (24/7)
    • Full ATS pipeline
    • Candidate scoring

Insperity

On request
  • Workforce Optimization$undefined/year
    • Full-service co-employment PEO
    • Master medical, dental and vision plan
    • Payroll and employment tax filing
  • Workforce Synchronization$undefined/year
    • Lighter co-employment for larger organisations
    • Client retains more benefit plan control
    • Payroll and compliance administration

Which should you pick?

Choose Employment Hero if

  • You want to start without paying.
Employment Hero review

Choose Insperity if

  • You need co-employment peo.
  • You work on Web, iOS, Android.
  • You also want master health plan.
Insperity review

Questions people ask

Is Employment Hero or Insperity better?
Neither clearly leads. Employment Hero starts at Free and Insperity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Employment Hero or Insperity?
Employment Hero has a free tier; the other does not. Paid plans start at Free for Employment Hero and On request for Insperity.
Does Employment Hero or Insperity run on more platforms?
Employment Hero runs on Web. Insperity runs on Web, iOS, Android.
Can I use Employment Hero for free?
Yes. Employment Hero has a free tier, so you can try it without paying. Insperity starts at On request.
What is Employment Hero best used for?
Employment Hero is most often used for hr and payroll management for small to medium businesses, recruitment and candidate screening using ai video interviews, leave management and compliance. Of those, hr and payroll management for small to medium businesses and recruitment and candidate screening using ai video interviews are not what Insperity is typically brought in for.
What can Employment Hero do that Insperity cannot?
Insperity covers Co-employment PEO, Master health plan, Assigned HR specialists, Payroll processing.

Answered from the vendors’ own pages

Employment Hero: How much does Employment Hero cost per employee?

HR plans cost from $10 per employee per month for HR Essentials, $14 per month for HR Engage. Add-ons like managed payroll cost $20 per employee per month. All prices are in AUD with a minimum of 10 users per company.

Source
Insperity: Does Insperity publish its pricing?

No. It quotes per employee per month or as a percentage of payroll after reviewing your headcount, state mix and claims history, and it reprices at each annual renewal.

Employment Hero: Is there a free trial or free version of Employment Hero?

Yes, the Recruitment module offers a free tier with candidate scoring and 50 complimentary AI video interviews (one-time). HR plans do not include a free tier but start at $10 per employee monthly.

Source
Insperity: Am I still the employer?

You direct the work and decide who is hired and fired. Insperity is co-employer for tax, benefits and certain compliance purposes, and it holds the registrations that wages are reported under.

Employment Hero: What is the minimum commitment for Employment Hero?

HR plans require a minimum of 10 users. The initial HR contract is billed based on the greater of the minimum commitment or actual billable employees. Add-ons have minimum monthly costs, such as $20 for Chat and $40 for Rostering.

Source
Insperity: Can Insperity employ people outside the United States?

No. It is a US-only PEO. International hiring needs a separate employer of record such as Deel or Velocity Global.

Employment Hero: Does Employment Hero include add-on fees beyond the base plan?

Yes, add-ons include Chat ($2 per employee/month, minimum $20), Rostering ($4 per employee/month, minimum $40), Managed Payroll ($20 per employee/month, minimum $400), and other services with separate pricing.

Source
Insperity: What happens to my benefits if I leave?

You have to source your own carriers and plans from scratch and your employees move to new networks, which is why most exits are timed for 1 January.

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