Is Fiken or Soldo better?

Neither clearly leads. Fiken starts at 219/month and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Fiken or Soldo?

Fiken starts at 219/month and Soldo at £21/month.

Does Fiken or Soldo run on more platforms?

Fiken runs on Web. Soldo runs on Web, iOS, Android.

What is Fiken best used for?

Fiken is most often used for solo accounting and invoicing for small businesses, multi-user accounting collaboration at no extra cost, invoice management with ehf e-invoice support, bank integration for transaction tracking. Of those, solo accounting and invoicing for small businesses and multi-user accounting collaboration at no extra cost are not what Soldo is typically brought in for.

What can Fiken do that Soldo cannot?

Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Accounting · head to head

Fiken vs Soldo

Fiken

Accounting

Norwegian accounting software for sole proprietors and small companies

From: 219/month
Rated: -

Full review Website

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From: £21/month
Rated: -

Full review Website

The short version

Each has a real cost: Fiken bank integration available only as add-on (69 NOK/month); Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Fiken and Soldo actually diverge.

Attributes where Fiken and Soldo differ
Attribute	Fiken	Soldo
Starting price	219/month	£21/month
Pricing model	subscription	Per user per month
Platforms	Web	Web, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fiken

Nothing recorded that Soldo does not also cover.

Only in Soldo

Prepaid company cards
Card-level budgets
Receipt capture
Accounting export
Multi-currency wallets
Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

Fiken

Solo accounting and invoicing for small businessesnot Soldo
Multi-user accounting collaboration at no extra costnot Soldo
Invoice management with EHF e-invoice supportnot Soldo
Bank integration for transaction trackingnot Soldo

Soldo

A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Fiken
A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Fiken
A UK company that cannot get approved for a credit-based corporate card programmenot Fiken
A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Fiken

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fiken

Bank integration available only as add-on (69 NOK/month)
Project accounting requires separate add-on (69 NOK/month)
Payroll and employee features cost extra (69 NOK/month)
Physical mail invoicing costs 25 NOK per invoice

Soldo

Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

Fiken

219/month

Base Plan$219/month
- Complete accounting functionality
- Unlimited invoice sending via email and EHF
- Unlimited user accounts

Soldo

£21/month

Standard$21/month
- Three users included
- Around £7 per additional user per month
- Physical card issuance fee around £5, virtual around £1
Plus$33/month
- Three users included
- Around £11 per additional user per month
- Advanced approval and multi-currency features
Enterprise$undefined/month
- Quoted pricing
- Custom card volumes and entity structures
- Dedicated account management

Which should you pick?

Choose Fiken if

Nothing in the data separates Fiken from Soldo on the points above - pick on price and on how each one feels to use.

Fiken review

Choose Soldo if

You need prepaid company cards.
You work on Web, iOS, Android.
You also want card-level budgets.

Soldo review

Questions people ask

Is Fiken or Soldo better?: Neither clearly leads. Fiken starts at 219/month and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fiken or Soldo?: Fiken starts at 219/month and Soldo at £21/month.
Does Fiken or Soldo run on more platforms?: Fiken runs on Web. Soldo runs on Web, iOS, Android.
What is Fiken best used for?: Fiken is most often used for solo accounting and invoicing for small businesses, multi-user accounting collaboration at no extra cost, invoice management with ehf e-invoice support, bank integration for transaction tracking. Of those, solo accounting and invoicing for small businesses and multi-user accounting collaboration at no extra cost are not what Soldo is typically brought in for.
What can Fiken do that Soldo cannot?: Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Answered from the vendors’ own pages

Fiken: Is there a free trial for Fiken?

Yes, Fiken offers a 30-day free trial with no credit card required. After the trial, the base plan costs 219 NOK per month.

Source

Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

Fiken: Do additional users cost more on Fiken?

No, Fiken includes unlimited user accounts at no extra cost on the base plan.

Source

Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

Fiken: What add-ons are available and how much do they cost?

Monthly add-ons include bank integration, project accounting, KID number system, and API access (69-99 NOK each). Time tracking, payroll, and expense reimbursements also cost 69 NOK per month. Annual tax filing costs 1,290 NOK for sole proprietors or 1,590 NOK for limited companies.

Source

Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

Fiken: What are the per-transaction costs?

SMS invoicing costs 3 NOK, e-invoicing via Vipps costs 5 NOK, physical mail invoicing costs 25 NOK, and credit checks cost 15 NOK per transaction.

Source

Fiken vs Soldo

Fiken

Soldo

The short version

Where they differ

What each one covers

Only in Fiken

Only in Soldo

What people use each for

Fiken

Soldo

Where each one falls short

Fiken

Soldo

Pricing, plan by plan

Fiken

Soldo

Which should you pick?

Choose Fiken if

Choose Soldo if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Fiken

More on Soldo

Keep looking

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