Is Medius or Soldo better?

Neither clearly leads. Medius starts at On request and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Medius or Soldo?

Medius starts at On request and Soldo at £21/month.

Does Medius or Soldo run on more platforms?

Both run on Web, iOS, Android, so platform support will not decide this one for you.

What is Medius best used for?

Medius is most often used for a mid-market finance team where most spend arrives as an invoice with no purchase order to match against, a group with several legal entities on different erps that wants one ap process across all of them, reducing invoice fraud exposure with automated detection of supplier bank detail changes, replacing a scanning bureau and a shared ap inbox with automated capture and exception-based review. Of those, a mid-market finance team where most spend arrives as an invoice with no purchase order to match against and a group with several legal entities on different erps that wants one ap process across all of them are not what Soldo is typically brought in for.

What can Medius do that Soldo cannot?

Medius covers Invoice capture and coding, Matching and exception handling, Fraud and anomaly detection, Supplier payments. Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Accounting · head to head

Medius vs Soldo

Medius

Accounting

Accounts payable automation and supplier payments for mid-market finance teams, Marlin Equity owned

From: On request
Rated: -

Full review Website

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From: £21/month
Rated: -

Full review Website

The short version

Each has a real cost: Medius the sourcing, contract and procurement modules are considerably less developed than the AP core, so buying Medius as a full source-to-pay suite means accepting weak upstream tooling.; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
They diverge on capability: Medius covers Invoice capture and coding, Soldo covers Prepaid company cards.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Medius and Soldo actually diverge.

Attributes where Medius and Soldo differ
Attribute	Medius	Soldo
Starting price	On request	£21/month
Pricing model	quote	Per user per month

Identical on both: free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Medius

Invoice capture and coding
Matching and exception handling
Fraud and anomaly detection
Supplier payments
Approval workflow
ERP integration

Only in Soldo

Prepaid company cards
Card-level budgets
Receipt capture
Accounting export
Multi-currency wallets
Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

Medius

A mid-market finance team where most spend arrives as an invoice with no purchase order to match againstnot Soldo
A group with several legal entities on different ERPs that wants one AP process across all of themnot Soldo
Reducing invoice fraud exposure with automated detection of supplier bank detail changesnot Soldo
Replacing a scanning bureau and a shared AP inbox with automated capture and exception-based reviewnot Soldo

Soldo

A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Medius
A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Medius
A UK company that cannot get approved for a credit-based corporate card programmenot Medius
A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Medius

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Medius

The sourcing, contract and procurement modules are considerably less developed than the AP core, so buying Medius as a full source-to-pay suite means accepting weak upstream tooling.
Pricing is quote-only and driven by invoice volume, so a business with many low-value invoices pays disproportionately relative to the spend being controlled.
Payments are billed on transaction volume separately from the AP subscription, which is easy to omit from a cost comparison against a licence-only AP tool.
Private equity ownership since 2017 has produced an acquisition-driven product line, so payments and adjacent capability come from bought-in technology rather than the original platform.
ERP integration depth varies sharply by system, and organisations on less common or heavily customised ERPs face integration work that lengthens the implementation.

Soldo

Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

Medius

On request

Medius AP Automation$undefined/year
- Two packaged AP automation tiers
- Priced by invoice volume and entity count
- Sourcing, contracts and procurement modules sold separately

Soldo

£21/month

Standard$21/month
- Three users included
- Around £7 per additional user per month
- Physical card issuance fee around £5, virtual around £1
Plus$33/month
- Three users included
- Around £11 per additional user per month
- Advanced approval and multi-currency features
Enterprise$undefined/month
- Quoted pricing
- Custom card volumes and entity structures
- Dedicated account management

Which should you pick?

Choose Medius if

You need invoice capture and coding.
You work on Web, iOS, Android.
You also want matching and exception handling.

Medius review

Choose Soldo if

You need prepaid company cards.
You work on Web, iOS, Android.
You also want card-level budgets.

Soldo review

Questions people ask

Is Medius or Soldo better?: Neither clearly leads. Medius starts at On request and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Medius or Soldo?: Medius starts at On request and Soldo at £21/month.
Does Medius or Soldo run on more platforms?: Both run on Web, iOS, Android, so platform support will not decide this one for you.
What is Medius best used for?: Medius is most often used for a mid-market finance team where most spend arrives as an invoice with no purchase order to match against, a group with several legal entities on different erps that wants one ap process across all of them, reducing invoice fraud exposure with automated detection of supplier bank detail changes, replacing a scanning bureau and a shared ap inbox with automated capture and exception-based review. Of those, a mid-market finance team where most spend arrives as an invoice with no purchase order to match against and a group with several legal entities on different erps that wants one ap process across all of them are not what Soldo is typically brought in for.
What can Medius do that Soldo cannot?: Medius covers Invoice capture and coding, Matching and exception handling, Fraud and anomaly detection, Supplier payments. Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Answered from the vendors’ own pages

Medius: Is Medius a procurement suite or an AP tool?

Primarily an AP automation platform with procurement modules attached. If sourcing is your main requirement, look elsewhere.

Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

Medius: Who owns Medius?

Marlin Equity Partners, which acquired it in 2017 and has funded several bolt-on acquisitions since.

Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

Medius: How is it priced?

By quote, driven by invoice volume and entity count, with payments billed separately on transaction volume.

Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

Medius: Does it replace our ERP?

No. It sits alongside the ERP and posts approved invoices into it.

Medius vs Soldo

Medius

Soldo

The short version

Where they differ

What each one covers

Only in Medius

Only in Soldo

What people use each for

Medius

Soldo

Where each one falls short

Medius

Soldo

Pricing, plan by plan

Medius

Soldo

Which should you pick?

Choose Medius if

Choose Soldo if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Medius

More on Soldo

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Other head to heads