Accounting · head to head
Fiken vs Zoho Expense
Fiken
Accounting
Norwegian accounting software for sole proprietors and small companies
- From
- 219/month
- Rated
- -
Zoho Expense
Accounting
Expense reporting and travel management at three dollars per user per month
- From
- Free
- Rated
- -
The short version
- Only Zoho Expense has a free tier, so it costs nothing to try first.
- Each has a real cost: Fiken bank integration available only as add-on (69 NOK/month); Zoho Expense aI receipt scans are metered per user per month rather than unlimited, so heavy claimants exhaust the allowance and either scan manually or push the organisation to a higher tier.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Fiken and Zoho Expense actually diverge.
| Attribute | Fiken | Zoho Expense |
|---|---|---|
| Starting price | 219/month | Free |
| Pricing model | subscription | Per user per month |
| Free tier | No | Yes |
| Platforms | Web | Web, iOS, Android |
Identical on both: user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Fiken
Nothing recorded that Zoho Expense does not also cover.
Only in Zoho Expense
- Receipt OCR
- Corporate card reconciliation
- Per diem and mileage
- Approval workflows
- Travel requests and booking
- Policy engine
- Multi currency and multi entity
- Accounting integration
What people use each for
The jobs each tool is most often brought in to do.
Fiken
- Solo accounting and invoicing for small businessesnot Zoho Expense
- Multi-user accounting collaboration at no extra costnot Zoho Expense
- Invoice management with EHF e-invoice supportnot Zoho Expense
- Bank integration for transaction trackingnot Zoho Expense
Zoho Expense
- A mid market company replacing spreadsheet expense claims without a five figure annual software budgetnot Fiken
- An existing Zoho One customer extending the suite so expense data lands in Zoho Books without integration worknot Fiken
- A business with staff travelling across several currencies that needs automatic exchange rate handling on claimsnot Fiken
- A services firm rebilling project expenses to clients and needing them coded to projects at the point of claimnot Fiken
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Fiken
- Bank integration available only as add-on (69 NOK/month)
- Project accounting requires separate add-on (69 NOK/month)
- Payroll and employee features cost extra (69 NOK/month)
- Physical mail invoicing costs 25 NOK per invoice
Zoho Expense
- AI receipt scans are metered per user per month rather than unlimited, so heavy claimants exhaust the allowance and either scan manually or push the organisation to a higher tier.
- Zoho Expense does not issue cards, so policy enforcement is retrospective and out of policy spend is caught after the money has left rather than declined at the terminal.
- Additional users who create expenses are billed at the monthly rate rather than the annual rate, which makes a large population of occasional claimants more expensive than the headline three dollars implies.
- Support quality is the recurring complaint across Zoho products, and at three dollars a seat there is no commercial room for the account management that mid market finance teams expect at renewal or during an audit.
- Deep configuration such as complex approval matrices and custom fields is workable but fiddly, and there is no meaningful professional services organisation to hand implementation to.
Pricing, plan by plan
Fiken
219/month- Base Plan$219/month
- Complete accounting functionality
- Unlimited invoice sending via email and EHF
- Unlimited user accounts
Zoho Expense
Free- FreeFree
- Up to 3 users
- Receipt capture with limited AI scans
- Basic expense reports
- Standard$3/month
- Billed annually, minimum 3 users
- Corporate card reconciliation
- Approval workflows
- Premium$5/month
- Billed annually
- Travel requests and self booking
- Advanced approvals and policy rules
Which should you pick?
Choose Fiken if
Nothing in the data separates Fiken from Zoho Expense on the points above - pick on price and on how each one feels to use.
Choose Zoho Expense if
- You need receipt ocr.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want corporate card reconciliation.
Questions people ask
- Is Fiken or Zoho Expense better?
- Neither clearly leads. Fiken starts at 219/month and Zoho Expense at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Fiken or Zoho Expense?
- Zoho Expense has a free tier; the other does not. Paid plans start at 219/month for Fiken and Free for Zoho Expense.
- Does Fiken or Zoho Expense run on more platforms?
- Fiken runs on Web. Zoho Expense runs on Web, iOS, Android.
- Can I use Zoho Expense for free?
- Yes. Zoho Expense has a free tier, so you can try it without paying. Fiken starts at 219/month.
- What is Fiken best used for?
- Fiken is most often used for solo accounting and invoicing for small businesses, multi-user accounting collaboration at no extra cost, invoice management with ehf e-invoice support, bank integration for transaction tracking. Of those, solo accounting and invoicing for small businesses and multi-user accounting collaboration at no extra cost are not what Zoho Expense is typically brought in for.
- What can Fiken do that Zoho Expense cannot?
- Zoho Expense covers Receipt OCR, Corporate card reconciliation, Per diem and mileage, Approval workflows.
Answered from the vendors’ own pages
Fiken: Is there a free trial for Fiken?
Yes, Fiken offers a 30-day free trial with no credit card required. After the trial, the base plan costs 219 NOK per month.
SourceZoho Expense: Is the free plan usable in production?
Only for three users. Beyond that you move to Standard, which has a three user minimum anyway.
Fiken: Do additional users cost more on Fiken?
No, Fiken includes unlimited user accounts at no extra cost on the base plan.
SourceZoho Expense: Does Zoho Expense issue corporate cards?
No. It reconciles card feeds but does not issue cards, so you need a card programme elsewhere if you want spend blocked before it happens.
Fiken: What add-ons are available and how much do they cost?
Monthly add-ons include bank integration, project accounting, KID number system, and API access (69-99 NOK each). Time tracking, payroll, and expense reimbursements also cost 69 NOK per month. Annual tax filing costs 1,290 NOK for sole proprietors or 1,590 NOK for limited companies.
SourceZoho Expense: What is the real cost for a hundred users?
Around three thousand six hundred dollars a year on Standard annual billing, plus higher monthly rates for any additional occasional claimants beyond your licensed count.
Fiken: What are the per-transaction costs?
SMS invoicing costs 3 NOK, e-invoicing via Vipps costs 5 NOK, physical mail invoicing costs 25 NOK, and credit checks cost 15 NOK per transaction.
SourceRelated pages
More on Zoho Expense
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